Mortgage Advisor

Matt Refakes

Mortgage Advisor NMLS# 2086563 Licensed in IL, FL, GA, IN, NC, TN, TX and CA

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[email protected]

1421 Pine Ridge Rd., Suite 220
Naples, FL 34109
Branch License #2265870

About Matt Refakes

Your mortgage is personal, and I understand that.

Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you! Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Matt's clients have to say

Walter W

The loan went smoothly

Nov 04, 2023

Sandra T

Great from start to finish.

Oct 26, 2023

Sandy T

Great from start finish easy work with very professional.

Oct 26, 2023

John S

Matt was amazing from start to finish! Matt is personal, professional, accommodating and always there for us. This was our first experience purchasing a home and Matt put our minds at ease from the very beginning. He walked us thru multiple steps and did anything he could to get us fitted for the best possible loan. We can’t thank Matt enough for all of his hard work. We couldn’t recommend him more!! ... Read More

Aug 01, 2023

Maria S

All communication was prompt.

Dec 07, 2022

Will H

Matt was very helpful throughout the whole process. He made sure to reach out and check in as well as answering my calls when I had a question.

Aug 20, 2022

David R

Matt was very attentive to detail and resolved all obstacles in bringing this loan to a close. He showed up at closing to ensure a complete transaction without a problem.

Mar 12, 2022

Andrew R

Very professional and a great smooth transition period.

Jan 07, 2022

Rodney P

The entire experience from start to finish was professionally handled. Matthew took the time to answer any and all questions. His assistant Naomi, is polished and delightful to work with. Overall, I’m extremely pleased with entire experience. ... Read More

Oct 26, 2021