Tim Kozlowski
Mortgage Advisor NMLS# 219291 Licensed in IL
350 Houbolt Rd., Unit 206
Joliet, IL 60431
Branch License Number #2313902
About Tim Kozlowski
Your mortgage is personal, and I understand that.
Branch Manager and Senior Loan Originator with more than 18 years of experience in lending/home financing. Since 2003, I have been successfully navigating clients through the turbulent housing market with my #1 goal being to exceed expectations.
Branch Manager and Senior Loan Originator with more than 18 years of experience in lending/home financing. Since 2003, I have been successfully navigating clients through the turbulent housing market with my #1 goal being to exceed expectations.
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Tim's clients have to say
Jc B
I'm very much excited to trade with MRS KIRKLAND TINA, her platform is the best I've ever seen, do you know how profitable it is to received the sum of $7,000 as an interest from just $500 i used to start up my trading account?, i'm so much excited to be part of her platform right now.... come to think of it, this isn't my first time trading, i've been doped several time i tried to trade, because i traded with the wrong people, scammers and thieves...never lose hope on trading if you haven't trade with KIRKLAND, i hereby recommend madam KIRKLAND TINA as the rightful person for you to trade with, believe me you are going to come back and testify. Contact Mrs KIRKLAND TINA directly on her following details: Email:[email protected] WhatsApp: +1 (970)638-3982 ... Read More
Nov 03, 2022
Jc B
I'm very much excited to trade with MRS KIRKLAND TINA, her platform is the best I've ever seen, do you know how profitable it is to received the sum of $7,000 as an interest from just $500 i used to start up my trading account?, i'm so much excited to be part of her platform right now.... come to think of it, this isn't my first time trading, i've been doped several time i tried to trade, because i traded with the wrong people, scammers and thieves...never lose hope on trading if you haven't trade with KIRKLAND, i hereby recommend madam KIRKLAND TINA as the rightful person for you to trade with, believe me you are going to come back and testify. Contact Mrs KIRKLAND TINA directly on her following details: Email:[email protected] WhatsApp: +1 (970)638-3982 ... Read More
Nov 03, 2022
Jc B
I'm very much excited to trade with MRS KIRKLAND TINA, her platform is the best I've ever seen, do you know how profitable it is to received the sum of $7,000 as an interest from just $500 i used to start up my trading account?, i'm so much excited to be part of her platform right now.... come to think of it, this isn't my first time trading, i've been doped several time i tried to trade, because i traded with the wrong people, scammers and thieves...never lose hope on trading if you haven't trade with KIRKLAND, i hereby recommend madam KIRKLAND TINA as the rightful person for you to trade with, believe me you are going to come back and testify. Contact Mrs KIRKLAND TINA directly on her following details: Email:[email protected] WhatsApp: +1 (970)638-3982 ... Read More
Nov 03, 2022
Jc B
I'm very much excited to trade with MRS KIRKLAND TINA, her platform is the best I've ever seen, do you know how profitable it is to received the sum of $7,000 as an interest from just $500 i used to start up my trading account?, i'm so much excited to be part of her platform right now.... come to think of it, this isn't my first time trading, i've been doped several time i tried to trade, because i traded with the wrong people, scammers and thieves...never lose hope on trading if you haven't trade with KIRKLAND, i hereby recommend madam KIRKLAND TINA as the rightful person for you to trade with, believe me you are going to come back and testify. Contact Mrs KIRKLAND TINA directly on her following details: Email:[email protected] WhatsApp: +1 (970)638-3982 ... Read More
Nov 03, 2022
Jc B
I'm very much excited to trade with MRS KIRKLAND TINA, her platform is the best I've ever seen, do you know how profitable it is to received the sum of $7,000 as an interest from just $500 i used to start up my trading account?, i'm so much excited to be part of her platform right now.... come to think of it, this isn't my first time trading, i've been doped several time i tried to trade, because i traded with the wrong people, scammers and thieves...never lose hope on trading if you haven't trade with KIRKLAND, i hereby recommend madam KIRKLAND TINA as the rightful person for you to trade with, believe me you are going to come back and testify. Contact Mrs KIRKLAND TINA directly on her following details: Email:[email protected] WhatsApp: +1 (970)638-3982 ... Read More
Nov 03, 2022
Jc B
I'm very much excited to trade with MRS KIRKLAND TINA, her platform is the best I've ever seen, do you know how profitable it is to received the sum of $7,000 as an interest from just $500 i used to start up my trading account?, i'm so much excited to be part of her platform right now.... come to think of it, this isn't my first time trading, i've been doped several time i tried to trade, because i traded with the wrong people, scammers and thieves...never lose hope on trading if you haven't trade with KIRKLAND, i hereby recommend madam KIRKLAND TINA as the rightful person for you to trade with, believe me you are going to come back and testify. Contact Mrs KIRKLAND TINA directly on her following details: Email:[email protected] WhatsApp: +1 (970)638-3982 ... Read More
Nov 03, 2022
Jc B
I'm very much excited to trade with MRS KIRKLAND TINA, her platform is the best I've ever seen, do you know how profitable it is to received the sum of $7,000 as an interest from just $500 i used to start up my trading account?, i'm so much excited to be part of her platform right now.... come to think of it, this isn't my first time trading, i've been doped several time i tried to trade, because i traded with the wrong people, scammers and thieves...never lose hope on trading if you haven't trade with KIRKLAND, i hereby recommend madam KIRKLAND TINA as the rightful person for you to trade with, believe me you are going to come back and testify. Contact Mrs KIRKLAND TINA directly on her following details: Email:[email protected]: +1 (970)638-3982 ... Read More
Nov 03, 2022
Jc B
I'm very much excited to trade with MRS KIRKLAND TINA, her platform is the best I've ever seen, do you know how profitable it is to received the sum of $7,000 as an interest from just $500 i used to start up my trading account?, i'm so much excited to be part of her platform right now.... come to think of it, this isn't my first time trading, i've been doped several time i tried to trade, because i traded with the wrong people, scammers and thieves...never lose hope on trading if you haven't trade with KIRKLAND, i hereby recommend madam KIRKLAND TINA as the rightful person for you to trade with, believe me you are going to come back and testify. Contact Mrs KIRKLAND TINA directly on her following details: Email:[email protected]: +1 (970)638-3982 ... Read More
Nov 03, 2022
Jc B
I'm very much excited to trade with MRS KIRKLAND TINA, her platform is the best I've ever seen, do you know how profitable it is to received the sum of $7,000 as an interest from just $500 i used to start up my trading account?, i'm so much excited to be part of her platform right now.... come to think of it, this isn't my first time trading, i've been doped several time i tried to trade, because i traded with the wrong people, scammers and thieves...never lose hope on trading if you haven't trade with KIRKLAND, i hereby recommend madam KIRKLAND TINA as the rightful person for you to trade with, believe me you are going to come back and testify. Contact Mrs KIRKLAND TINA directly on her following details: Email:[email protected]: +1 (970)638-3982 ... Read More
Nov 03, 2022
