Leverage what you know

Top mortgage news and helpful tips from experts you can trust

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Can I Buy a Home with No Credit History?

  • January 8, 2026
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  • 4 min. read time

Buying a home with no credit is possible---the process just takes a few extra steps.

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What You Need to Know About Qualifying for VA High Balance Loans

  • November 24, 2025
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  • 4 min. read time

Discover what you need to know about qualifying for a VA jumbo loan here.

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The Biggest VA Home Loan Myths—BUSTED!

  • November 17, 2025
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  • 4 min. read time

Learn the facts about VA loans and how they can help you or someone you know today!

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Cybersecurity Best Practices During the Mortgage Process

  • October 21, 2025
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  • 8 min. read time

In our latest blog, we’re breaking down simple ways to protect your data during the mortgage process.

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Second Home vs. Investment Property: What’s the Difference?

  • October 8, 2025
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  • 3 min. read time

Second home or investment property—which one’s right for you?

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Preferred Rate’s Self-Employed Mortgage Programs and Solutions

  • October 6, 2025
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  • 4 min. read time

At Preferred Rate, we believe homeownership should be accessible for every borrower, and that’s why we offer a full suite of non-QM products.

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Seller PreLock Program: The Secret to Selling Faster Today

  • September 18, 2025
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  • 4 min. read time

Sellers, here’s a smarter way to sell your home—without sacrificing on price! The Seller PreLock program gives you a competitive edge in today’s market!

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8 Tips for Buying an Investment Property

  • September 9, 2025
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  • 5 min. read time

Thinking about venturing into real estate investing? From financing options to property management tips, we’re breaking down everything you need to know before buying your first…

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5 Tax Changes for Homeowners in 2025 That Could Save You Money

  • August 5, 2025
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  • 4 min. read time

From potential deductions to new financial perks, read more here!

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How to Bridge to Buy: Your Guide to Buying Before Selling

  • July 30, 2025
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  • 5 min. read time

At Preferred Rate, our Bridge to Buy solutions are built to give you the flexibility, buying power, and peace of mind you need to move confidently.

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10 Ways to Use Your Home Equity

  • June 23, 2025
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  • 6 min. read time

Learn the smartest ways to use your home equity to build wealth, pay off debt, or invest in your future.

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Access Your Home Equity with a Cash-Out Refinance

  • June 16, 2025
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  • 4 min. read time

Discover how a cash-out refinance could unlock your home’s hidden value and put cash in your pocket.

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© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV