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Conventional Mortgages: Pros and Cons and Getting Approved

Conventional Mortgages: Pros and Cons and Getting Approved

  • July 24, 2021
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  • 6 min. read time

Conventional mortgages have lower interest rates and better terms for qualified borrowers. But is it the best fit? Compare and decide.

How to qualify for a mortgage if you're self-employed

How to Qualify for a Mortgage if You’re Self-Employed

  • July 16, 2021
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  • 4 min. read time

Everything you need to know to apply for a mortgage when you're self-employed. Know what to expect and how to qualify for the right mortgage.

How to Boost Your Credit Score and Save Money on Your Mortgage

Boost Your Credit Score and Save Money on Your Mortgage

  • July 9, 2021
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  • 5 min. read time

See how to boost your credit score in less than 60 days and save thousands on your next mortgage. Financial freedom is closer than you think.

Pros and Cons of Buying a House With a Friend or Relative: What to Know

Buying a House With a Friend or Relative: What to Know

  • June 28, 2021
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  • 5 min. read time

Learn the pros and cons of buying a house with a friend, when to apply for a joint mortgage, and how to get qualified.

Home Appraisals: What to Expect and Who Pays the Cost

Home Appraisals: What to Expect and Who Pays the Cost

  • June 18, 2021
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  • 4 min. read time

Home appraisals are typically required to qualify for a mortgage or refinance, but not always. Learn what to expect and how to prepare.

How to refinance your mortgage and lock in the lowest rate

Refinance Your Mortgage and Lock in the Best Rate (How To)

  • June 12, 2021
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  • 4 min. read time

If you're looking to refinance, a little prep can go a long way. These 5 actions will help you approach lenders with confidence and save you…

Smart Tips: How to Get Pre-approved for a Mortgage (Before You Make an Offer)

Smart Tips to Get Preapproved for a Mortgage (Before That Offer)

  • June 4, 2021
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  • 5 min. read time

Getting pre-approved for a mortgage can give you a competitive edge when you're ready to make an offer. Know what to expect and why it matters.

how to qualify for a mortgage with student loan debt

How Do I Qualify for a Mortgage With Student Loan Debt?

  • May 26, 2021
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  • 3 min. read time

Student loan debt can cause a lot of financial stress, especially when you're getting ready to buy a house for the first time. Find out how…

Fannie Mae HomeStyle Renovation Loan

The Fannie Mae HomeStyle Renovation Loan: Worth It?

  • April 26, 2021
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  • 4 min. read time

Thinking of renovating? The Fannie Mae HomeStyle loan makes it easy to renovate a fixer-upper with a plan in place. One mortgage. No surprises.

The Truth About Closing Costs and No-Closing-Cost Loans

The Truth About Closing Costs and No-Closing-Cost Loans

  • April 22, 2021
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  • 3 min. read time

Zero-cost mortgages sound great, but they aren't always the best financial choice. Learn more about closing costs and discover your options.

home equity loans vs. heloc for home renovation

Home Equity Loan vs. HELOC for Home Renovation

  • April 17, 2021
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  • 4 min. read time

Ready to renovate? Compare the benefits of a Home Equity Loan vs. a HELOC, so you can decide which option will help you reach your financial…

VA Loans: Smart Advantages and 2021 Guidelines

VA Loans: Smart Benefits and Guidelines for 2021

  • April 12, 2021
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  • 2 min. read time

Looking for a low-rate mortgage and zero down? VA loans offer exclusive benefits for active-duty service members, veterans, and eligible spouses. See what's new for 2021.

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© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”