Preferred Rate | Frankfort Illinois Reviews

Working with Preferred Rate | Frankfort Illinois means we've got your back

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"The whole process was absolutely painless."

"Very knowledgeable, reliable, and fast!"

"Easy, fast and painless - once again!"

"Easiest process ever! They are the best!!"

“Great follow-up and amazing loan”

He was very concisive and helpful and took his time to explain and detail the process and me and my wife were very satisfied with the services he provided

clint1gent

May 19, 2022

Intelligent, humble, kind ,understanding ,empathetic and trustworthy are just a few words to sum up Allen smith and his team.They watched out for me and my family I plan on doing business with them over and over again…oh and shout out Dorothy !!!!! thank you guys so ... Read More

Daniel S

May 14, 2022

I can’t rave enough about ALLEN SMITH and his team! From day one, they were honest about what we could do regarding loan terms and how things would look financially. They wasted no time during the process. I felt as though my loan was the only one that they had at the time (obviously not the case but)…..NICK was great and answered all of my calls and questions without fail. DOROTHY was also AMAZING!!! She always answered emails within 10 minutes. If I called her, she’d respond (if she didn’t answer) with a call (not an email) within 10 minutes. My agent and the seller’s agent were in awe of how THE ALLEN SMITH TEAM ran like a well-oiled machine. I’m so happy that I clicked on that Facebook Ad. Only 21 days between submitting my offer and closing day and now I have closed and I’m moving into my dream home and I couldn’t be more thrilled! Thank you so much…..FOR ... Read More

Sarita B

May 12, 2022

I can’t rave enough about ALLEN SMITH and his team! From day one, they were honest about what we could do regarding loan terms and how things would look financially. They wasted no time during the process. I felt as though my loan was the only one that they had at the time (obviously not the case but)…..NICK was great and answered all of my calls and questions without fail. DOROTHY was also AMAZING!!! She always answered emails within 10 minutes. If I called her, she’d respond (if she didn’t answer) with a call (not an email) within 10 minutes. My agent and the seller’s agent were in awe of how THE ALLEN SMITH TEAM ran like a well-oiled machine. I’m so happy that I clicked on that Facebook Ad. Only 21 days between submitting my offer and closing day and now I have closed and I’m moving into my dream home and I couldn’t be more thrilled! Thank you so much…..FOR ... Read More

Sarita B

May 12, 2022

John and Dorothy were awesome. They were prompt in answering all my questions and made the home buying process seamless for me. I am now an official first time HOMEOWNER!! I highly recommend John Ruiz!!!

T.D W

May 05, 2022

Working with Allen and his team was as smooth as it gets. Everyone is positive, professional, and pleasant!

Sarah G

Apr 27, 2022

Tim is extremely knowledgeable. He took the time to explain everything to my husband and I when it came to buying our first home. He was easy to get ahold of and responded to us immediately. We would recommend Tim to anyone and will be passing his information along to family and ... Read More

Abby R

Apr 21, 2022

Tim was great & easy to work with. Our closing date was expedited to less than 30 days & he went above and beyond to make sure we were staying on track. The loan approval & closing were a breeze! Would defiantly recommend!

Ryan P

Apr 20, 2022

Craig and Dorothy are the best team!! Always professional, super helpful, so friendly, and insanely fast at getting us exactly what we need! Our experience working with Craig and his team makes the process of buying a new house so easy and we highly highly recommend ... Read More

Rebecca H

Apr 16, 2022

Craig was very knowledgeable when it came to our refinance and found us the best rate (which beat others). He was always a phone call away when we had questions, and always had an answer. Would highly recommend his expertise! Also helped us with our financial questions. His assistant was great and very helpful throughout the ... Read More

zuser201703252109442

Apr 08, 2022

Quick and easy refinance. Very transparent and easy to do business with.

Sean M

Apr 04, 2022

Great team to work with! Professional, friendly, helpful, fast.

Megan C

Mar 17, 2022

Hi! I was very satisfied with everything they did for me. I always going to recommend to anyone. GOD BLESS THEM. Marta Gasquoine

Marta G

Mar 12, 2022

Tim and preferred rate did a great job from start to finish refinancing my home. They were very friendly to work with and helped make the process go smooth.

Dustin L

Mar 09, 2022

I saw so many positive reviews about Mrs.Katie George and I must confess that surely she is a skilled professional trader and the best among all as his clients all said, she managed my account after I Invested $1000 and got a successful withdrawal of $19,500 within few days of my investment, up-till now am still so shocked and surprised "It always seems impossible until it’s done".,with Mrs.Katie George your hard-earned money is 100% secured/Safe trust me you have nothing to lose or to be scared of at all, You can contact her on Email : Katiegeorge.cgk@gmail.com WhatsApp ... Read More

Tebogo T

Mar 02, 2022

Everyone was happy extremely helpful in guiding us through the sometimes confusing process. They were very patient answering my questions & pushing my loan through in a timely manner, not to mention getting us the best rate!

Kathy L

Mar 01, 2022

John has helped me out with multiple loans over the past 7+ years. He and his team are the absolute best people to work with

CCS312

Feb 27, 2022

Allen and his team are well organized, extremely knowledgeable, and more than willing to go above and beyond. The entire loan process was handled with great care and Dorothy was always quick to respond to any questions during the entire process. I would highly recommend giving Allen and his team a chance to provide their services to ... Read More

Ryan M

Feb 22, 2022

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”