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NMLS: #285975

Zackry Alvis Cooper

Branch Manager/Sr. Mortgage Advisor

I am a passionate person and play at 100% in all areas of my life! I’m a husband 1st, father 2nd, and Team Leader 3rd. As Team Leader, it’s my job to play to people’s strengths. My goal is to create a “Client For Life” by offering exceptional service and creating “wow” moments with our referral partners and past clients. With 20+ years in mortgage lending and the lack of hair to show for it, I believe there is no such thing as over-communication. I like to stress the importance of “underpromising and over-delivering.” How can I “WOW” you today?

Licensed in:

CA

Why work with me?

5.0/5 Rating

164 reviews

Real clients. Real results.

Zackry Cooper and his team were a pleasure to work with! As first time home buyers, we had a lot questions in all of the stages of escrow. Zackry's team answered all of our questions in a timely manner and they were very easy to work with. They also made us feel comfortable every step of the way. Would love to work with them again in the future. Thank you Team Cooper!

Shant N

Zackry Cooper and his team were a pleasure to work with! As first time home buyers, we had a lot questions in all of the stages of escrow. Zackry's team answered all of our questions in a timely manner and they were very easy to work with. They also made us feel comfortable every step of the way. Would love to work with them again in the future. Thank you Team Cooper!

Shant N

Zackry Cooper and his team were a pleasure to work with! As first time home buyers, we had a lot questions in all of the stages of escrow. Zackry's team answered all of our questions in a timely manner and they were very easy to work with. They also made us feel comfortable every step of the way. Would love to work with them again in the future. Thank you Team Cooper!

Shant N

Zackry Cooper and his team were a pleasure to work with! As first time home buyers, we had a lot questions in all of the stages of escrow. Zackry's team answered all of our questions in a timely manner and they were very easy to work with. They also made us feel comfortable every step of the way. Would love to work with them again in the future. Thank you Team Cooper!

Shant N

Team Cooper made buying and financing our new home easy and pleasant.

Steve P

We have used Zack and his team several times in the past few years and wouldn't use anyone else when buying a home. They are extremely professional, providing a number of available options and easy to understand explanations on what works best for whatever situation you are in. They are also very responsive to any questions and regularly check in to make sure everything is on track through the entire process. Can't say enough good things about Team Cooper, will definitely continue to use them for any future home purchases.

Neil G

We have used Zack and his team several times in the past few years and wouldn't use anyone else when buying a home. They are extremely professional, providing a number of available options and easy to understand explanations on what works best for whatever situation you are in. They are also very responsive to any questions and regularly check in to make sure everything is on track through the entire process. Can't say enough good things about Team Cooper, will definitely continue to use them for any future home purchases.

Neil G

Zackary was amazing, increadibly happy with our consultation and highly recommend. He took the time to actively listen to my complex scenario and gave me straight forward answers and solutions that were clear and concise. Zackary came highly recommended and I can agree and do the same.

Zaira A

From the first meeting with Zackry Cooper it was clear that we were dealing with a genuine, caring individual that had our best interest at heart. What a breath of fresh air for this industry. He had a plethora of suggestions & alternatives for our difficult situation and helped us navigate through it. Top notch!

Lynn

My initial meeting with Zackry was great! He explained everything step by step and he was very knowledgeable. I’m excited to move forward with the next plan of action! Thanks again Zack!

Shamorra W

You guys are fun and great, love the Monday fun day questions

D d

You guys are fun and great, love the Monday fun day questions

diana d

The total experience was great and without a hitch. The loan process went very smoothly.

Ruena G

Excellent experience from start to finish! Literally the easiest home buying experience I’ve ever had!

Dina S

Best damn mortgage team. My mortgage was no cake walk. They were patient and extremely knowledgable on navigating my needs. I would definitely use them again!

Dessira T

Great to work with, Team Cooper madea daunting and overwhelming endeavor easy and smooth.

Annabelle C

Above and beyond in every way. I felt heard and appreciated through the entire process. There are so many good things to say, everyone I communicated with was amazing and made me feel valued as a client.

Elizabeth G

Working with Team Cooper has been great, they were quick and meticulous when we bought our new house and were the only people we wanted to call when it came time to refinance our old house. They were clear, quick and transparent with the whole process and I would highly recommend them to anyone looking for help with a mortgage.

Dustin L

Team Zackry Cooper is incredibly organized and efficient. They communicate well and explained every step of the process. We are very happy to recommend Team Cooper

Joshua P

If you want superior customer service at its best then Zackry and his team are who you would want to go to. Buying a house or refinancing can be a very stressful so it really makes a difference when you have great people helping you through the process. They really care about their clients and it shows in how they run their business. Zackry and his team are always available when you need them and are always happy to help. That’s a big win in my book and is one of the reasons why I will always go back to Zackry and his team!

Danielle G

Your company made the process of buying our home so easy. Our representatives, Mena and Blake were fantastic. Very communicative and kept the process moving along.

Barbara A

From the very beginning every team member we worked with was very helpful and responsive to my many questions. They made our process so smooth and we are thankful! We would definitely refer others!

Quaneice M

Your team was incredibly helpful and responsive throughout the entire process. As a first-time homebuyer, I didn’t really know what to expect in terms of how smoothly things would proceed to get our loan processed and approved. Your team made things effortless, and for that I’m grateful.

Serge A

It will be seamless if you have your ducks in a row. The team was very helpful and informative all the way through the process.

L. H

Zackry, Demi, and their team did a great job counseling and encouraging my family through our loan process. It was not the easiest of loans and they were great and diligent and got the job done. I highly recommend you reach out to them with any of your lending needs.

Jon L

Loan Programs

1% Home Loan Program

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Conventional Loans

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Down Payment Assistance (DPA)

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Home Renovation
HELOC Loans
Jumbo Loans
Low Down Payment Loans
Temporary Buydowns
VA Loans
Construction Financing
FHA Loans
Bridge Loans
Community Lending
Condominium Loans
First Responders – Nurses – Teacher Loans
Manufactured Home Loans
Reverse Mortgages
USDA Loans
Bank Statement Loans
Click n’ Close SmartBuy National DPA
DSCR Loans (Investment Loans)

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Expanded Credit Loans
Expanded Income Loans
Loans for Foreign Nationals
Medical Professional Loans
Pathway DPA Program
Secure Lock Program
Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

We'll watch the market for you

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