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NMLS: #955050
Melissa Robbins
Mortgage Advisor
Awards
(1)
Top performer in mortgage sales several times at previous employer
Phone number:
With more than 20 years of experience in the mortgage industry, I believe getting a home loan should feel personal—not transactional. My goal is to make the mortgage process as clear, comfortable, and stress-free as possible while helping each borrower find financing that fits their individual needs.
I’ve always enjoyed working with people, and I’ve built my career around a simple philosophy: listen first, be genuine, and help people accomplish what matters to them. Whether you’re buying a home, refinancing, or exploring options you weren’t sure were available to you, I’m here to answer questions, explain your choices, and guide you from application through closing.
One of the most rewarding parts of my career is the relationships I’ve built along the way. Many former clients have stayed in touch, referred their friends and family, and become friends themselves. Knowing that someone felt informed, comfortable, and well cared for throughout their mortgage experience is the greatest compliment I can receive.
When I’m not helping borrowers, you’ll usually find me spending time with family, gardening, cooking or baking—especially custom cakes and cheesecakes. I’m also an animal lover and enjoy supporting my local animal shelter whenever I can.
For me, mortgage lending isn’t simply about closing a loan. It’s about helping people move forward with confidence and having someone they can trust in their corner.
Licensed in:
IN, KY and OH
Specialties:
Purchase Loans
Refinance Loans
Conventional Loans
FHA Loans
VA Loans
Lending Specialties
Purchase Loans
Refinance Loans
Conventional Loans
FHA Loans
VA Loans
Melissa Robbins's Awards and Recognition
Top performer in mortgage sales several times at previous employer
Contact info
Why work with me?
30 Days
Average close time
20 years
Of experience
Real clients. Real results.
Loan Programs
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.


We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Mortgage Loan Calculator
Estimate your monthly payment in seconds.
$400,000
Customize taxes, insurance & HOA
$0
Frequently asked questions
With short and easy to understand answers.
Couldn’t find your answer?
info@preferredrate.comHow fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
Couldn’t find your answer?
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Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
- Competitive rates
- Expert support
- Easy process






































