HTML Sitemap - Preferred Rate

Buy a Home
Refinance
About
Find an Advisor
Apply Now
Menu Menu

Can I Qualify for a Mortgage With Student Loan Debt?
How to Declare a Primary Residence & Why it Matters
Does Every Mortgage Need an Escrow Account?
Can a Co-Signer Help Me Get a Better Mortgage?
Should You Have a Co-Signer on a Mortgage?
Get Rid of PMI and Lower Your Mortgage Payment
4 Ways to Get Rid of PMI and Lower Your Mortgage Payment
Why Title Insurance is a Good Idea for Every Homeowner
How to Get a Fast Mortgage Pre-Approval
Buying a Condo in 2022: Five Steps to Ownership
Buying a Condo? 5 Questions to Help You Decide.
The True Value of a Mortgage Advisor
Get Approved for an FHA Mortgage with 3.5% Down
Good News for First-Time Homebuyers
Mortgage Rates are Rising: How Much Can I Afford?
Find Out How Much You Can Afford for Your Best Mortgage
Make an All-Cash Offer with Our CashBuys Program
Buying a House in Spring 2022: How to Win the Bidding War
5 Strategies to Beat an All-Cash Offer
Top 5 Strategies to Stay on Budget for Your Next Home Remodel
Top 5 Hidden Costs of a Home Remodeling Project
When is it a Good Idea to Buy Mortgage Points?
Benefits of a Reverse Mortgage When Costs are Rising
Reverse Mortgages: All You Need to Know
Advantages of a Home Equity Loan vs. HELOC
Best Upgrades to Increase the Value of Your Home
7 Ways to Increase the Value of Your Home
How to Buy a Duplex with FHA Financing
FHA 203(k) Home Loan is Perfect for Fixer-Uppers
Top Home Renovation Loans for 2022
Save Money on Your Home Renovation in 2022
Finance a Fixer-Upper with the FHA 203(k) Home Loan
Lower Your Mortgage Rate with the FHA Streamline Refinance
Buying a Townhouse to Get an Affordable Mortgage
Now Use Rental History to Get Approved for a Mortgage
Refinancing an FHA Loan to a Conventional Loan
Know When to Refinance an FHA Loan to a Conventional Loan
Will Mortgage Rates Rise With Inflation?
Refinance to a Fixed-Rate Mortgage and Lower Your Payment
Consider a 15-year Fixed-Rate Mortgage Before Rates Rise
How to Refinance a Mortgage Without An Appraisal
Apply Now--Refinance Rates Drop Below 3%
Jumbo Loans and New Conforming Limits for 2022 
2022 Jumbo Loans: Get Pre-approved and Lock Your Rate
Refinance a Mortgage to Pay Off Debt for 2022
Renting vs. Buying a Home in 2022
When to Stop Renting and Become a Homeowner
Save Money with the Best Home Loans for First-Time Homebuyers
How to Get a Mortgage After an All-Cash Offer
What Percentage of My Income Should Go Toward a Mortgage?
Build Your Dream Home with the Right Mortgage
Decision Time: Should I Build or Buy a House in 2022
Get a Lower Mortgage Rate with an Adjustable Rate Mortgage (ARM)
Is an ARM Better Than a Fixed-Rate Mortgage for New Homebuyers?
Top 5 Benefits to Tenancy in Common Financing in 2022
5 Best Tips to Finance an Investment Property
How to Finance Your First Investment Property
How to Pay Closing Costs Without Going Broke
How to Cover Closing Costs: You've Got Options
When is it Smart to Buy Mortgage Points?
Buying a Home? Ask Yourself These 5 Questions First
VA Loans: Benefits and Guidelines for 2022
Pros and Cons of a Conventional Mortgage
Conventional Mortgages: Pros and Cons and Getting Approved
How to Qualify for a Mortgage if You're Self-Employed
Boost Your Credit Score and Save Money on Your Mortgage
Bump Your Credit Score and Get a Better Mortgage
Buying a House With a Friend or Relative: What to Know
Home Appraisals: What to Expect and Who Pays the Cost
Refinance Your Mortgage and Lock in the Best Rate (How To)
Smart Tips to Get Preapproved for a Mortgage (Before That Offer)
Get Preapproved for a Mortgage Before You Make an Offer
Relocating? Get Pre-approved for a Mortgage First
How Do I Qualify for a Mortgage With Student Loan Debt?
The Fannie Mae HomeStyle Renovation Loan: Worth It?
The Truth About Closing Costs and No-Closing-Cost Loans
Home Equity Loan vs. HELOC for Home Renovation
VA Loans: Smart Benefits and Guidelines for 2021
Top 5 Mortgage Home Loans for First-Time Homebuyers
First-Time Homebuyer Advantages in 2021
3% Low Down Payment Mortgage Options
How To Find the Best Mortgage Lender in Your Area

Partner Elementor Template
Mortgages For Heroes Program
Arthrex
Employee Mortgage Benefits Program
Boulos
Social Media Accounts
Homepage new Final 2021
Testimonials new 2021 - updated
RSS Feed
About
Affordability Calculator
Blog
Contact
Director of Technology and Innovation
Find an Advisor
Home
Homebuyer's guide
Job Application
Join our team
Leadership
- Philip A. Lekousis
- Sean Ovanessian
- Chris Lekousis
- David Fabrizio
- Bill Schwers
Loan options
Make a Change
Medical Professionals
Mortgage Calculator
Privacy Policy
Refinance Calculator
Refinance Guide
Start Here
Testimonials

Call us
Apply now
Loan options

About
Testimonials
Leadership
Join our team
Find an Advisor
Blog

1801 S Meyers Rd Suite 500 Oakbrook Terrace, IL 60181 NMLS #1962205

NMLS CONSUMER ACCESS LINK: NMLS #1850

Privacy Policy |
Accessibility Statement |
Contact Us

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV