Area Manager

Allen Smith

Area Manager NMLS# 560148 Licensed in FL, IL, IN

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(708) 878-8858 (630) 657-0054 allen@theallensmithteam.com

20635 Abbey Woods Court, Ste 301
Frankfort, IL 60423
Branch License Number #1974129

About Allen Smith

Your mortgage is personal, and I understand that.

As a Mortgage Loan Originator my commitment to my clients is to provide the perfect mortgage solution while also providing the highest level of service throughout the loan process. I do this by ""Listening then Lending"". My philosophy is not to sell mortgage products but rather to offer programs that meet my clients' needs, discuss all the pros/cons of each scenario and let them have the final decision in what is best for their short and long term goals.

Some of my awards/achievements include:
- Platinum Club 2009 and 2010 at Bank of America
- Chairman's Club 2012 at Prime Lending
- President's Club member with Peoples Home Equity and Parkside Lending
- Top 1 % Mortgage Originator in the US 2007 to present according to Mortgage Executive Magazine
- Loving husband/father to my wife Kimberly Smith and my children Nathan, Camden, Alyssa, Brayden and Tristan.

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Allen's clients have to say

Daniel S

Intelligent, humble, kind ,understanding ,empathetic and trustworthy are just a few words to sum up Allen smith and his team.They watched out for me and my family I plan on doing business with them over and over again…oh and shout out Dorothy !!!!! thank you guys so much. ... Read More

May 14, 2022

Sarita B

I can’t rave enough about ALLEN SMITH and his team! From day one, they were honest about what we could do regarding loan terms and how things would look financially. They wasted no time during the process. I felt as though my loan was the only one that they had at the time (obviously not the case but)…..NICK was great and answered all of my calls and questions without fail. DOROTHY was also AMAZING!!! She always answered emails within 10 minutes. If I called her, she’d respond (if she didn’t answer) with a call (not an email) within 10 minutes. My agent and the seller’s agent were in awe of how THE ALLEN SMITH TEAM ran like a well-oiled machine. I’m so happy that I clicked on that Facebook Ad. Only 21 days between submitting my offer and closing day and now I have closed and I’m moving into my dream home and I couldn’t be more thrilled! Thank you so much…..FOR EVERYTHING!!! ... Read More

May 12, 2022

Sarita B

I can’t rave enough about ALLEN SMITH and his team! From day one, they were honest about what we could do regarding loan terms and how things would look financially. They wasted no time during the process. I felt as though my loan was the only one that they had at the time (obviously not the case but)…..NICK was great and answered all of my calls and questions without fail. DOROTHY was also AMAZING!!! She always answered emails within 10 minutes. If I called her, she’d respond (if she didn’t answer) with a call (not an email) within 10 minutes. My agent and the seller’s agent were in awe of how THE ALLEN SMITH TEAM ran like a well-oiled machine. I’m so happy that I clicked on that Facebook Ad. Only 21 days between submitting my offer and closing day and now I have closed and I’m moving into my dream home and I couldn’t be more thrilled! Thank you so much…..FOR EVERYTHING!!! ... Read More

May 12, 2022

Sarah G

Working with Allen and his team was as smooth as it gets. Everyone is positive, professional, and pleasant!

Apr 27, 2022

Megan C

Great team to work with! Professional, friendly, helpful, fast.

Mar 17, 2022

Kathy L

Everyone was happy extremely helpful in guiding us through the sometimes confusing process. They were very patient answering my questions & pushing my loan through in a timely manner, not to mention getting us the best rate!

Mar 01, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”