Area Manager

Allen Smith

Area Manager NMLS# 560148 Licensed in FL, IL, IN

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(708) 878-8858 (630) 657-0054 allen@theallensmithteam.com

20635 Abbey Woods Court, Ste 301
Frankfort, IL 60423
Branch License Number #1974129

About Allen Smith

Your mortgage is personal, and I understand that.

As a Mortgage Loan Originator my commitment to my clients is to provide the perfect mortgage solution while also providing the highest level of service throughout the loan process. I do this by ""Listening then Lending"". My philosophy is not to sell mortgage products but rather to offer programs that meet my clients' needs, discuss all the pros/cons of each scenario and let them have the final decision in what is best for their short and long term goals.

Some of my awards/achievements include:
- Platinum Club 2009 and 2010 at Bank of America
- Chairman's Club 2012 at Prime Lending
- President's Club member with Peoples Home Equity and Parkside Lending
- Top 1 % Mortgage Originator in the US 2007 to present according to Mortgage Executive Magazine
- Loving husband/father to my wife Kimberly Smith and my children Nathan, Camden, Alyssa, Brayden and Tristan.

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Allen's clients have to say

Nathaniel W

Wonderful. Very very satisfied

Mar 16, 2021

Fran W

It was a pleasure working with the Allen Smith team. My husband and I thank you all for all the hard work from start to finish.

Mar 16, 2021

Amanda R

I hate the mortgage experience with every fiber of my being, but Allen and his crew (Matthew and Dorothy!!!) made this the easiest possible process. I’ve been through some really terrible mortgage processes with different companies but having Allen and team with us made it seem like a pleasure. Now we have our dream house with an awesome mortgage and low interest rate. We wouldn’t have it if not for Allen, Dorothy and Matthew’s hard work. Thank you!! ... Read More

Mar 11, 2021

John G

Allen and his team were amazing during the entire loan process. They took great care of us and made sure we felt like we were always their first priority. We would definitely recommend them to anyone looking to buy a home.

Feb 20, 2021

Kerri G

Al and his team made everything easy to understand and as worry-free as possible! Highly, highly recommend!!!

Feb 20, 2021

Mike C

We've worked with the Allen Smith Team twice, and both experiences were fantastic! They do a great job of making the whole process simple and pain free. They definitely went the extra mile to make our last closing happen. Very happy we chose to go with Allen Smith and we'd gladly do business with him and his team again in the future. Thanks for everything! ... Read More

Feb 15, 2021

rhonda s

Purchasing a home through Allen Smith was extremely smooth and stress free. I was informed of all updates through the process, and it was very much appreciated. I now, am a proud homeowner with his expert guidance. Thank you!

Feb 13, 2021

Lynn S

Preferred was a Great Company to work with. Allen and Dorothy couldn't have been more helpful they made our whole experience smooth and less stressful. If we ever buy another property they will be the first mortgage company we would call. Thank you! Lynn Saso ... Read More

Feb 08, 2021

Dorothy L

Allen and Matt are awesome!!! It was a quick seamless process! The processor, underwriter and closer were also on top of it! Everyone is on top of their game! Thank you all and I appreciate all your hard work ?

Jan 16, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”