Area Manager

Allen Smith

Area Manager NMLS# 560148 Licensed in FL, IL, IN

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(708) 878-8858 (630) 657-0054 allen@theallensmithteam.com

20635 Abbey Woods Court, Ste 301
Frankfort, IL 60423
Branch License Number #1974129

About Allen Smith

Your mortgage is personal, and I understand that.

As a Mortgage Loan Originator my commitment to my clients is to provide the perfect mortgage solution while also providing the highest level of service throughout the loan process. I do this by ""Listening then Lending"". My philosophy is not to sell mortgage products but rather to offer programs that meet my clients' needs, discuss all the pros/cons of each scenario and let them have the final decision in what is best for their short and long term goals.

Some of my awards/achievements include:
- Platinum Club 2009 and 2010 at Bank of America
- Chairman's Club 2012 at Prime Lending
- President's Club member with Peoples Home Equity and Parkside Lending
- Top 1 % Mortgage Originator in the US 2007 to present according to Mortgage Executive Magazine
- Loving husband/father to my wife Kimberly Smith and my children Nathan, Camden, Alyssa, Brayden and Tristan.

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Allen's clients have to say

Isaias R

Fast service and very Professional would recommend to all my friends and family

Sep 17, 2022

Hamzat A

Allen and his team are amazing!! Knowledgeable and found a product that was the best for us!! Was recommended by and friend and would recommend him to others

Aug 26, 2022

Hamzat A

Allen and his team are amazing!! Knowledgeable and found a product that was the best for us!! Was recommended by and friend and would recommend him to others.

Aug 26, 2022

Patrick H

Seamless process! Allen and his team are wonderful. This is my second mortgage with Allen and each time has been very straightforward. Allen and his assistant were always available for questions and kept me up to date along the way. I plan to use Allen for any future mortgage needs and highly recommend him to friends and colleagues. Thank you!!!!! ... Read More

Aug 24, 2022

Daniel C

Allen and his team are truly the best!

Aug 23, 2022

Michael O

Wow what a great team. The Best in the business. They not only helped me get a great rate, but also were there to make sure I understood everything. Couldn't recommend more.

Aug 23, 2022

Tina P

Preferred Rate is very professional and thorough with making sure that the buyer has everything done. They walk you through each and every step and take time to explain every step of the process.

Aug 11, 2022

Reynaldo L

Allen & his team were super knowledgeable and able to explain the house-buying process in a digestible manner. They were quick to respond and provided constant proactive communication. As a first-time homebuyer, the team made the overwhelming process enjoyable and painless. I would highly recommend the team to anyone looking to purchase a home. ... Read More

Aug 05, 2022

Taiesha F

Smooth, quick and thorough process! I appreciated Allen and Dorothy being timely and responsive to any needs that arose. Being a first time home buyer I needed patience and lots of details and that’s what they delivered. I Love my new home! ... Read More

Jul 08, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV