Area Manager

Allen Smith

Area Manager NMLS# 560148 Licensed in FL, IL, IN

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(708) 878-8858 (630) 657-0054 allen@theallensmithteam.com

20635 Abbey Woods Court, Ste 301
Frankfort, IL 60423
Branch License Number #1974129

About Allen Smith

Your mortgage is personal, and I understand that.

As a Mortgage Loan Originator my commitment to my clients is to provide the perfect mortgage solution while also providing the highest level of service throughout the loan process. I do this by ""Listening then Lending"". My philosophy is not to sell mortgage products but rather to offer programs that meet my clients' needs, discuss all the pros/cons of each scenario and let them have the final decision in what is best for their short and long term goals.

Some of my awards/achievements include:
- Platinum Club 2009 and 2010 at Bank of America
- Chairman's Club 2012 at Prime Lending
- President's Club member with Peoples Home Equity and Parkside Lending
- Top 1 % Mortgage Originator in the US 2007 to present according to Mortgage Executive Magazine
- Loving husband/father to my wife Kimberly Smith and my children Nathan, Camden, Alyssa, Brayden and Tristan.

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Allen's clients have to say

Richard K

This was my 3rd transaction with The Allen Smith Team. They are top notch and offer a realistic picture with realistic outcomes. There is a reason I refer ALL my Friends and Family to The Allen Smith Team. They make the mortgage process painless and guide you from Application to Close while answering all questions and smoothing out the the speed bumps along the way. ... Read More

Jan 08, 2022

Lauren L

Allen and his assistant, Dorothy are phenomenal to work with. I am a first time home buyer and Allen explained a lot to me about mortgages on our initial call together. Dorothy helped during the entire process and she was very responsive and on top of everything which I really appreciated. She made the entire process run smooth from start to finish with her clear communication. We were able to close on time on our house. These people really care about their customers and I am very pleased that I selected Preferred Rate as my mortgage lender. ... Read More

Jan 07, 2022

Tasha S

The Allen Smith team made my first time home buying experience smooth.The team was very professional and they kept me informed every step of the way. I couldn’t have had a better team to work with. I’m going to refer their services to all my friends and family. ... Read More

Dec 24, 2021

Kevin O

Quick to respond and closing went according to schedule. Great experience

Dec 23, 2021

KHAMIS A

Your service was great thank you

Dec 18, 2021

kat

Well, I had a nightmare of an attorney review and it left little time for underwriting and approval. But the Allen Smith team worked together to get my loan approved in time for the scheduled closing date! Nick was very responsive and helpful running the numbers to make it clear that I was good. Dorothy was thorough and quick to respond to my many questions. I appreciate y’all! ... Read More

Dec 18, 2021

Jeffery R

By far the best experience I’ve received from a lender/loan officer, Dorothy and Allen were amazing!

Dec 14, 2021

Ken S

Allen and his team were excellent. Highly recommended!!!

Dec 07, 2021

Jasmine A

Allen and his team was amazing from start to finish. From our very first conversation, i felt like the team was very knowledgeable and customer focused which is why I switched to work with them over another lender. They provided me a strong preapproval to give me a competitive edge when putting in an offer. They also worked diligently to ensure i met my closing date even with the delays caused by the sellers side. Would definitely recommend them as they made it a seamless process for a first time homebuyer. Will definitely use them again! ... Read More

Dec 06, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”