Mortgage Advisor

Alvaro O. Rosales

Mortgage Advisor NMLS# 898571 Licensed in CA

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(925) 381-7371 (916) 542-1661 Ext. 1372 alvaro.rosales@preferredrate.com

430 Sycamore Valley Road West
Danville, CA 94526
Branch NMLS# 2055372

About Alvaro O. Rosales

Your mortgage is personal, and I understand that.

I am committed to finding the right loan with the most competitive rates, terms, and costs to meet your unique needs. I have over 10 + years of client relationship management and banking experience that has prepared me with the knowledge to provide you with the guidance you deserve. If you're thinking about buying a home or refinancing your current mortgage, I am here to help you explore your options. My goal is to be your "go-to lender for life."

**HABLO ESPANOL** I am committed to finding the right loan with the most competitive rates, terms, and costs to meet your unique needs. I have over 10 + years of client relationship management and banking experience that has prepared me with the knowledge to provide you with the guidance you deserve. If you're thinking about buying a home or refinancing your current mortgage, I am here to help you explore your options. My goal is to be your "go-to lender for life."

**HABLO ESPANOL**

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Alvaro's clients have to say

Miguel

Alvaro was with us every step of the way and we appreciate all the help he gave us. He was always available to answer questions and responded almost immediately. He is very knowledgeable about your lending needs and is very patient, taking the time to explain things clearly to us. With his help we were able to purchase our first home, thank you so much! ... Read More

Mar 26, 2021

jfloresjr2

This is my third mortage loan and my experience with Alvaro Rosales from Preferred rate was by far the best! I was recommended by a friend and he did not dissapoint. He was very proffesional and extremely focused on customer service. When you enter a contract communication is key! And this is where he goes above and beyond, I was kept informed of even the most minute details, he is on top of all the procedures and always thinking once step ahead. We were able to close in a very aggressive 25 days. Alvaro and his team exceeded all my expectations, I will not hesitate to recommend him to all my friends and family. ... Read More

May 31, 2021

carlos b

Really helpful , English or Spanish , he gave us a time line and he was spot on with everything . Broke down the loan language really well for me and my family in English and Spanish. He came to see us to make sure we understood every single step took . Sometime texts and phone calls aren’t enough. Alvaro never misses a call or text he gets right back to us at any moment of the day or night if we had a question . If we are to buy another property in the future, Alvaro will be the man for the job. I highly recommend Alvaro to anyone who is seeking a loan officer , he makes things simple and understandable . Thank you Alvaro ! ... Read More

Aug 19, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”