Mortgage Advisor

Alvaro O. Rosales

Mortgage Advisor NMLS# 898571 Licensed in CA

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5.0
(10 reviews)
(925) 381-7371 (916) 542-1661 Ext. 1372 alvaro.rosales@preferredrate.com

430 Sycamore Valley Road West
Danville, CA 94526
Branch NMLS# 2055372

About Alvaro O. Rosales

Your mortgage is personal, and I understand that.

I am committed to finding the right loan with the most competitive rates, terms, and costs to meet your unique needs. I have over 10 + years of client relationship management and banking experience that has prepared me with the knowledge to provide you with the guidance you deserve. If you're thinking about buying a home or refinancing your current mortgage, I am here to help you explore your options. My goal is to be your "go-to lender for life."

**HABLO ESPANOL** I am committed to finding the right loan with the most competitive rates, terms, and costs to meet your unique needs. I have over 10 + years of client relationship management and banking experience that has prepared me with the knowledge to provide you with the guidance you deserve. If you're thinking about buying a home or refinancing your current mortgage, I am here to help you explore your options. My goal is to be your "go-to lender for life."

**HABLO ESPANOL**

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Alvaro's clients have to say

kate971

As a self employed individual, applying for a home loan is a lot more difficult and the paperwork far more complicated. With the hot housing market, other loan officers didn't even want to bother with me. Alvaro didn't hesitate to jump in. When questions or challenges arose he worked tirelessly to find solutions. He was always quick to respond, and patient in explaining confusing details. He really cares about the welfare of his clients. For the future, he'll be my first call any time I'm thinking about a loan, and I can't recommend him highly enough to anyone else looking for a loan officer. ... Read More

May 20, 2022

Angelina G

I highly recommend Alvaro! He helped me as a first time buyer and made the home buying process easy and explained everything and now I am a current homeowner thanks to him! Thank you again Alvaro!

May 17, 2022

Elvira O

Alvaro was helpful in every step of our refinancing process. Answered every phone call, every txt, every question I had. Was clear and thorough with his instructions. I look forward to working with him in another project. I will definitely recommend to my family and friends. ... Read More

May 06, 2022

Juan B

What a great experience we had for the refinance of our house with Alvaro. Everything was so easy and smooth. From knowledge and professionalism to great detail communication. Alvaro kept us inform about the rates, and timed it perfectly to secure the lowest rate possible. Thank you Alvaro for everything you did for us! ... Read More

Jan 11, 2022

Laura S

Excellent service very helpful broke everything down and explained everything very good. He’s bilingual very professional will highly recommend him to families and friends. He helped us get a very good deal on refinancing our home ... Read More

Oct 07, 2021

ebrogger

Alvaro was extremely helpful throughout the entire process of buying my first house and qualifying for my first large loan. He would answer any questions I had so quickly and with a great amount of detail so that I could completely understand it. This was so helpful and much appreciated since some of the terms were like a foreign language to me. It was also very helpful that he would send regular updates to let me know what step in the process my loan was in and what exactly, if anything, I needed to provide. This was so nice since the process can be a bit overwhelming, but he so kindly and patiently would walk me through step by step. Thanks again, Alvaro! ... Read More

Sep 28, 2021

Humberto R

First-time home buyer and Alvaro made the experience quick and easy. He walked me through the process and took the time to explain things to me rather than having me just sign my life away. If you’re looking for a Lender then look no further Alvaro is very responsive and knowledgeable and he will meet your needs. ... Read More

Sep 27, 2021

carlos b

Really helpful , English or Spanish , he gave us a time line and he was spot on with everything . Broke down the loan language really well for me and my family in English and Spanish. He came to see us to make sure we understood every single step took . Sometime texts and phone calls aren’t enough. Alvaro never misses a call or text he gets right back to us at any moment of the day or night if we had a question . If we are to buy another property in the future, Alvaro will be the man for the job. I highly recommend Alvaro to anyone who is seeking a loan officer , he makes things simple and understandable . Thank you Alvaro ! ... Read More

Aug 19, 2021

jfloresjr2

This is my third mortage loan and my experience with Alvaro Rosales from Preferred rate was by far the best! I was recommended by a friend and he did not dissapoint. He was very proffesional and extremely focused on customer service. When you enter a contract communication is key! And this is where he goes above and beyond, I was kept informed of even the most minute details, he is on top of all the procedures and always thinking once step ahead. We were able to close in a very aggressive 25 days. Alvaro and his team exceeded all my expectations, I will not hesitate to recommend him to all my friends and family. ... Read More

May 31, 2021

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”