Andrew Panaia
Sales Manager NMLS# 599806 Licensed in FL
110 Front Street Suite 300
Jupiter FL 33477
Branch License #2349363
About Andrew Panaia
Your mortgage is personal, and I understand that.
Andrew Panaia and his team have demonstrated a high level of creativity and professionalism when it comes to finding the right solution for a complex issue. He offers an extensive portfolio of lending options, specializing in Conventional Mortgages, FHA, VA, Jumbo, Construction, and Homes for Heroes loans. The value of the Jupiter team is in their local knowledge of the real estate market, established relationships, and financial expertise.
Andrew has been local to Northern Palm Beach County since 1986 where he attended Florida Atlantic University. After graduating he moved on to running his own sports manufacturing company for seven years before spending the next decade at JPMorgan Chase. Currently a resident of Jupiter where he resides with his wife, step-children, and animals and manages Preferred Rate, a Jupiter Mortgage Company, in Harborside Place.
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Andrew's clients have to say
Ismo T
I have been a client of MR.ETHAN PAYNE for some months and would highly recommend his services. He has assisted me with my complex financial structures and I have been more than happy with the results, and he's had a lot of good reviews. If you want to invest in Crypto, Forex and Stock, kindly reach out to Mr. Ethan. I invested $500 and earned over $6,900 within 7 days. I make profits on a weekly basis now with the help of this amazing trader. Contact Mr. Ethan, He's a good Forex and Crypto trader who knows the importance of risk management for a life changing experience. Contact him via: Email: ethanpayne700@gmail.com WhatsApp:+1 (256) 215-1536 ... Read More
May 23, 2022
Walt O
Hands down, "The Guy"
Apr 18, 2022
Bobby W
Andrew and his team provided the smoothest experience for my refi in 2020 and for my house purchase in 2021. Couldn’t believe the responsiveness of his team and customer centric approach to work. Highly recommended!!!
Apr 16, 2022
Dawn D
Andrew and his team are top notch!! No one can compare when it comes to customer service, rate, closing timeline and simply getting the job done. There’s no one else you should trust in the mortgage business. They never disappoint! ... Read More
Apr 16, 2022
Joe G
Hands down the best financial services provider in Palm Beach County. Andrew will find you the best possible loan option for your needs and they process and fund your loan quickly and efficiently. Thank you Andrew and Cardinal Financial. ... Read More
Jun 24, 2021
Dawn DeRosa P
You will not find a better customer service experience anywhere else! Andrew is extremely knowledgeable in all aspects of financing and is more than willing to help set you up with the best options for your home purchase or refinance. He WILL save you money and will go above and beyond throughout the entire process! ... Read More
Jun 09, 2021
walters4140
Andrew and Cardinal Financial were referred to me by a friend in the real estate industry. Andrew presented transparency from the first conversation, and he and his team's follow through was exemplary. The refinance process was seamless, and they were able to help me close with an incredible rate. Customer service and honesty are extremely important to me, and Andrew exceeded my expectations at each turn. From start to close, the communication, transparency, and security put me at ease. ... Read More
Sep 30, 2020
browneyez1492
How informative he was and up front on what we could and could not do. Great attitude, very polite, very helpful, and kept us in good spirits and updated throughout the up and downs of our housing experience.
Jul 22, 2020
