Branch Manager

Brady Bales

Branch Manager NMLS# 139842 Licensed in FL, GA, IL and IN

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(317) 443-7608 (904) 544-3911 brady.bales@preferredrate.com

12443 San Jose Blvd., Suite 103
Jacksonville, FL 32223
Branch License #2295167

About Brady Bales

Your mortgage is personal, and I understand that.

Brady Bales is a Producing Branch Manager with more than 24 years of experience originating mortgages ranging from FHA, VA, Conventional, and Jumbo loan Products. He has substantial experience originating both purchase and refinance transactions and has extensive knowledge in product guidelines and loan structuring. My team and I are committed to delivering on promises that we make to our clients and referral partners. The team has one goal in mind. Help Every Client, Every Time.
Brady Bales is a Producing Branch Manager with more than 24 years of experience originating mortgages ranging from FHA, VA, Conventional, and Jumbo loan Products. He has substantial experience originating both purchase and refinance transactions and has extensive knowledge in product guidelines and loan structuring. My team and I are committed to delivering on promises that we make to our clients and referral partners. The team has one goal in mind. Help Every Client, Every Time.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Brady's clients have to say

Edgar B

I would 100% recommend anyone to Brady bales . My experience was very fast and easy also help me get a good APR. Totally worth dealing the loan process with him.

Sep 24, 2022

lolita d

Mr Bales was great to work with! He really educated me on the refinancing process which helped me make the best decision for my situation. He listened and understood what I really wanted to do and that allowed me to achieve my goals. Mr Bales is a man of good character and I highly recommend him for any of your refinancing or home buying needs. ... Read More

Jun 02, 2022

Lolita D

My experience from day one was easy and UNstressful! It was very smooth and Mr Bales very professional.

Apr 14, 2022

Brandon B

Being a first time home buyer, my wife and I were clueless on how everything worked. Brady's team walked us through ever single step of the way, they were very patient and ready to answer any questions we had. Thanks to Brady's team my family was able to purchase our dream home. ... Read More

Jun 10, 2021

Mrs.Tierra J

Being through this process once before and denied, I was skeptical about it and I asked Brady many questions before going through the process. But Brady and his team has shown me that there are actually banks that will actually afford a veteran a home loan. My mortgage score was around 620 and it fluctuated so I was skeptical of getting another pull on my credit because I wanted a home for my children and I. But I am now a new home owner because of these guys. I enjoyed the process, was nervous at times but they reassured me it was normal and ok. They were very patient and personal and I greatly appreciate that. They are an awesome team and I want to thank them all including Tracy!!!! If you are looking to buy a home, refinance, and any other thing they offer, these are your guys. They are always available btw!!! Thanks Brady!!! ... Read More

Apr 05, 2021

Tierra J

Being through this process once before and denied, I was skeptical about it and I asked Brady many questions before going through the process. But Brady and his team has shown me that there are actually banks that will actually afford a veteran a home loan. My mortgage score was around 620 and it fluctuated so I was skeptical of getting another pull on my credit because I wanted a home for my children and I. But I am now a new home owner because of these guys. I enjoyed the process, was nervous at times but they reassured me it was normal and ok. They were very patient and personal and I greatly appreciate that. They are an awesome team and I want to thank them all including Tracy!!!! If you are looking to buy a home, refinance, and any other thing they offer, these are your guys. They are always available btw!!! Thanks Brady!!! ... Read More

Apr 05, 2021

Kimberley 07 M

Brady Bales team was great to work with and very through. They went above and beyond to assist us with purchasing and closing on our new home. Thank you!

Mar 09, 2021

Richard H

They were an absolute delight to work with and very helpful and knowledgeable on any questions I had. They made my first time buying a home an absolute breeze.

Mar 08, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV