Sr. Mortgage Advisor

Brian Cochran

Sr. Mortgage Advisor NMLS# 249428 Licensed in CA, IL, IN, MI, and WI

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(312) 285-4233 [email protected]

1801 S Meyers Rd, Suite 500
Oakbrook Terrace, IL 60181
Branch License Number #1962205

About Brian Cochran

Your mortgage is personal, and I understand that.

My primary focus as a trusted adviser is to guide my clients through the loan process every step of the way. I take a very personable approach to each family that I connect with to ensure that they are comfortable and understanding of the specific loan terms. I have built my 20 year career as a lender on the sole foundation of honesty and integrity. My primary focus as a trusted adviser is to guide my clients through the loan process every step of the way. I take a very personable approach to each family that I connect with to ensure that they are comfortable and understanding of the specific loan terms. I have built my 20 year career as a lender on the sole foundation of honesty and integrity.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Brian's clients have to say

Saul D

Brian and his team where amazing they worked so hard to make my first home purchase happen and for that i am extremely grateful thank you so much!!

Nov 24, 2025

Adeeb A

Dear Brian  It was a pleasure working with you on buying our first home in Illinois. We are looking forward to keeping in touch and working with you again soon. Your professional approach and guidance helped us taking faster decisions and close things. Happy to have you on our side.  Have a great weekend.  ... Read More

Oct 24, 2025

Justin

his was my second time working with Brian as my lender, and once again he went above and beyond. He was always quick to respond or call me back whenever I had a question, and he explained everything clearly so I felt confident throughout the entire process. Brian and his team got the job done efficiently and handled all the details behind the scenes, which made things so much less stressful. They really did everything you would want a lender to do, and thanks to them, my family and I are now in our dream home. I couldn’t recommend him more! ... Read More

Sep 18, 2025

JAVIER C

Dear Brian, I hope this message finds you well. I am writing to express my deepest gratitude for all the assistance you provided to my sister and me in obtaining a mortgage loan for the purchase of our first home in Illinois. Your support was absolutely crucial throughout the entire process, and we want to acknowledge the dedication and professionalism with which you and your team operated. Along the way, our dream of owning a home often seemed distant, yet you never allowed us to lose hope. Your perseverance, expertise, and commitment made it possible for us to proudly say today that we are homeowners. We greatly appreciate the patience and effort you demonstrated, as well as the seamless coordination with your mortgage team, who were also extremely professional and attentive. Thanks to your hard work and the collaborative efforts of your team, we have achieved this significant milestone in our lives. You not only provided exceptional service but also instilled in us the confidence necessary to move forward with such a substantial investment. Please accept our sincere thanks once again. We look forward to the possibility of working with you in the future. Kindly extend our gratitude to everyone on your team. Sincerely, Javier Cardenas ... Read More

Aug 26, 2025

Javier C

Dear Brian, I would like to extend my sincerest gratitude for all the invaluable assistance you provided my sister and me in obtaining a mortgage loan for the purchase of our first home in Illinois. Your support was crucial throughout the entire process, and we want to acknowledge the dedication and professionalism with which you and your team worked. Along the way, our dream of owning a home seemed distant, but you never allowed us to lose hope. Your perseverance, expertise, and commitment made it possible for us to proudly say today that we have a home of our own. We deeply appreciate the patience and effort you demonstrated, as well as the way you coordinated every detail with your mortgage team, who were equally professional and attentive. Thanks to your hard work and the collaborative efforts of your team, we have achieved this significant milestone in our lives. You provided not only exceptional service but also the confidence we needed to move forward with this major investment. We reiterate our heartfelt thanks and look forward to the possibility of relying on your support in the future. Please extend our recognition to everyone on your team. Sincerely, Javier Cardenas ... Read More

Aug 26, 2025

Kevin M

We worked with Brian on our first move mortgage, and we could not have enjoyed the process better. Brian broke down each step of the process and made what seemed like an intimidating process very manageable. I would highly recommend Brian to any new home buyers. ... Read More

Jul 13, 2025

Kuretta D

Brian was a pleasure to work with! He made the home buying process for us as smooth as possible I am so thankful for him and his team!

May 29, 2025

Tony H

Working with Brian was one of the best parts of our home-buying journey. He’s knowledgeable, reliable, and truly goes above and beyond to make sure the process is smooth and stress-free. From pre-approval to closing, Brian kept us informed at every step and was always quick to respond to any questions we had. What really stood out was how proactive and detail-oriented he was—he stayed on top of everything and made sure there were no surprises along the way. He worked closely with our realtor and attorney, and we felt completely supported throughout the process. If you want a loan officer who combines expertise with genuine care and professionalism, Brian is the one you want on your team. ... Read More

May 24, 2025

Tony V

Working with Brian was one of the best parts of our home-buying journey. He’s knowledgeable, reliable, and truly goes above and beyond to make sure the process is smooth and stress-free. From pre-approval to closing, Brian kept us informed at every step and was always quick to respond to any questions we had. What really stood out was how proactive and detail-oriented he was—he stayed on top of everything and made sure there were no surprises along the way. He worked closely with our realtor and attorney, and we felt completely supported throughout the process. If you want a loan officer who combines expertise with genuine care and professionalism, Brian is the one you want on your team. ... Read More

May 24, 2025

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV