Chuck F. Jarrard III
Mortgage Advisor NMLS# 246433 Licensed in AZ, AR, CA, CO, DE, DC, FL, GA, IL, IN, IA, KS, MD,MI, MN, NJ, NC, OH, OK, TN, WI and WY
1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch License Number #1962205
About Chuck F. Jarrard III
Your mortgage is personal, and I understand that.
Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.
Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.
Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Chuck's clients have to say
Johnny R
Imagine an app that transforms the complex mortgage process into a simple, guided journey. From dream to keys, it’s your personal homebuying companion. **Key Features:** * **Instant Pre-Approval:** Get a reliable, real-time pre-approval letter in minutes, not days, with a user-friendly, step-by-step process. * **Intuitive Dashboard:** A single, crystal-clear hub showing your loan status, upcoming tasks, and document checklist—all in plain language. * **Seamless Document Upload:** Securely snap photos of your financial documents (W-2s, pay stubs) with auto-capture and categorization. No more scanners or email chaos. * **Real-Time Collaboration:** Message your dedicated loan officer instantly, get immediate answers, and schedule calls directly within the app. * **Transparent Tracking:** Visually track your loan’s progress from application to underwriting and final approval, with proactive notifications for any action needed. * **Integrated Learning:** Access bite-sized, personalized articles and videos on interest rates, closing costs, and homebuying tips relevant to your specific stage. **In essence, it’s a secure, all-in-one platform that empowers you with clarity, control, and confidence, making one of life's biggest decisions feel surprisingly effortless.** ... Read More
Oct 02, 2025
Francisco M
Awesome!! Thank you.
Sep 11, 2025
Matt T
Chuck and the team were fantastic. They communicated often and were challenge solvers when they needed to be.
Sep 09, 2025
Basilios M
Karen made our home lending process smooth and stress-free. She was knowledgeable, quick to respond, and genuinely cared about helping us. Highly recommend!
Sep 08, 2025
Patricia M
Chad was amazing, very helpful, always answered or returned calls. Great communication
Aug 30, 2025
matthew f
Great Service. Brittney gave me full personal attention. She was in contact with me every step of the way and assisted me in locking in a great rate for the loan.
Aug 26, 2025
Robbie O
Karen Brown was our lender with purchasing our new home. She was amazing and did exactly what she said she would do! High recommended!
Aug 08, 2025
Cynthia R
We had a very difficult loan process, and I know that your entire staff did their very best to accommodate some very stringent rules from underwriting, so I’m eternally grateful for Chuck and his team. It would not have been a success without them… ... Read More
Jul 08, 2025
Rafa
Very easy to work with and detailed orientated... Chuck kept us well informed of what had taken place, and what the next steps were, all through closing and funding!
Jul 03, 2025
