Sr. Mortgage Advisor

Cindy Alivo

Sr. Mortgage Advisor NMLS# 273282 Licensed in WI

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4.9
(87 reviews)
(414) 719-8657 (414) 271-5626 [email protected]

339 N. Milwaukee Ave.
Libertyville, IL 60048
Branch NMLS# 1963767

About Cindy Alivo

Your mortgage is personal, and I understand that.

I am originally from Niagara Falls NY and moved here in 1987 and have been here ever since. I am the mom of three college-age men. I live in Muskego WI and love helping all of my borrowers around Southeastern WI and beyond achieve their dreams and goals of homeownership. I have been a loan officer since 2001 and have made many friends doing this job! I love checking in on them afterward and seeing pictures of their updates and hearing about their accomplishments. It is very rewarding! I am originally from Niagara Falls NY and moved here in 1987 and have been here ever since. I am the mom of three college-age men. I live in Muskego WI and love helping all of my borrowers around Southeastern WI and beyond achieve their dreams and goals of homeownership. I have been a loan officer since 2001 and have made many friends doing this job! I love checking in on them afterward and seeing pictures of their updates and hearing about their accomplishments. It is very rewarding!

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Cindy's clients have to say

Jasmine T

I started my home buying process in Nov 2025 and I was able to Close Dec 2025. The process was smooth, there were some ups and downs, but quite frankly that’s the process. As long as you stay faithful to your goal at hand you will make it to the finish line. This was definitely a learning process, and I feel like I can do it again in the future. Cindy assisted me throughout my journey and it was a pleasure to work with her.  ... Read More

Jan 09, 2026

Alexandra Van E

Cindy made the whole home buying experience easy for us. She was always available to answer our questions, which we had a lot of because this was our first home buying experience. She worked seamlessly with our agent and we never had to question what was happening next. We HIGHLY recommend her and are grateful she was the person we worked with through this process. ... Read More

Dec 02, 2025

Nate Van E

I highly recommend working with Cindy! She made our first time home buying experience a breeze. You won’t be disappointed! 

Dec 02, 2025

doodleman d

Cindy is amazing!!!! She was very helpful. Cindy can move moutains to get you in you new home!!! Cindy is the best!!!

Aug 28, 2025

Worldwide Z

Awesome to work with very knowledgeable and helpful hands down the best in the business 

Aug 15, 2025

Ericka L

I am so happy!!! Thank You Thank You for helping me fulfill my goal in 2025! ❤️❤️❤️

Jul 26, 2025

Rondo T

She got me the house I wanted....What else is there to say? I couldn't be happier.

May 03, 2025

Abel S

Cindy was always on top of the game throughout my loan process can’t thank you enough for everything done in a timely manner

Apr 07, 2025

Lazine D

There is no one better. All about business extremely professional and just gets the job done. Every house I buy I’m only dealing with Cindy, I will not deal with anyone else, she is the best hands down

Mar 23, 2025

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV