Mortgage Advisor

Derrick Foster

Mortgage Advisor NMLS# 135444 Licensed in OH and IN

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(812) 584-3957 derrick.foster@preferredrate.com

401 W. Eads Parkway, Suite 240
Lawrenceburg, IN 47025
Branch License Number 21338223

About Derrick Foster

Your mortgage is personal, and I understand that.

Derrick Foster has been a loan officer for the past 16 years. He enjoys helping customer be able to find the right loan for their dream home! He is married with 3 kids. Karmen, Cooper, and Cruz. He enjoys watching his kid play sports along with the outdoors. Derrick Foster has been a loan officer for the past 16 years. He enjoys helping customer be able to find the right loan for their dream home! He is married with 3 kids. Karmen, Cooper, and Cruz. He enjoys watching his kid play sports along with the outdoors.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Derrick's clients have to say

Chris M

I would never take my business anywhere else. Just an amazing group of people to work with. So simple and easy.

May 05, 2022

Chris M

I will recommend Derrick Foster and his team to everyone. He goes above and beyond for his clients. My wife and I did not have perfect credit, so if there is a possibility to get the loan approval, he will find it. We have went through Derrick on four different occasions and he has always made it easy on us and never had any issues. Easiest home mortgage loan you will ever apply for. My wife and I are definitely customers for life! Thanks Derrick! ... Read More

Apr 21, 2022

Dustin C

Derrick and his staff were fantastic at helping us purchase our first home. They were extremely quick and made everything easier in the home buying process. Our realtor, who'd never worked with him, stated he was one of the best lenders she's had the pleasure of working with. Thank you all for making everything wonderful in our journey to grow our family! ... Read More

Apr 20, 2022

Roger H

I appreciate everything that was done. You went above what would normally be expected. We love our new home…

Mar 26, 2022

Candice A

Everything went fairly smooth! I wasn't sure what to expect but the team made it super easy

Mar 12, 2022

Robert P

Easy and simple it was over all a awesome experience for buying my first home

Mar 12, 2022

Heather M

Very helpful, responsed quickly, kept us informed and update on everything going on and didn't drag it our. Highly recommend Derrick and his associates.

Feb 19, 2022

Keith M

It was outstanding, Derrick was great to work with and made the hole experience quick and painless. I would recommend him to anyone!

Feb 19, 2022

Kelly G

Quick. Continuous, consistent updates.The whole team assisted me in the purchase of my first home. They were absolutely wonderful and kept me in the loop the whole time.

Feb 15, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”