Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Erin Griffin smiling outdoors, promoting mortgage and loan services at Preferred Rate.
Erin Griffin, a professional at Preferred Rate, offering expert mortgage solutions in a friendly outdoor setting.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #217787

Erin Griffin

Sr. Mortgage Advisor

Erin Griffin (NMLS # 217787) is a Senior Mortgage Adviser with Preferred Rate. Erin’s career in real estate began right out of college, becoming a real estate agent at 22 years old. Since then Erin has accumulated over 20 years experience in the real estate and financial arenas. As a Senior Mortgage Adviser, Erin’s goals center primarily on the well-being of clients, taking an ethical, honest and sincere approach to the mortgage business.

Erin’s mission is to provide the highest level of prompt, reliable mortgage services. She utilizes her experience to be an industry leader; integrating exemplary customer service in all aspects of the business. In the words of Henry Ford: “coming together is a beginning, keeping together is progress, working together is success.” Honoring that spirit, Erin strives to maintain a knowledgeable, motivated, and customer focused team. This team assists in providing clients and service partners with superior support throughout the mortgage process. Erin’s support staff is an integral part of her business and is absolutely necessary to the team’s success! Being available 24/7 to her clients, Erin is able to answer any questions, concerns, and general inquiries regarding the mortgage/real estate process.

Licensed in:

AK, CA, FL, IL, MN, NC, PA, VA, WA and WI

Why work with me?

5.0/5 Rating

38 reviews

Real clients. Real results.

Great experience - as always! The team goes above and beyond making sure every need is attended to, every question is answered and the transaction is as flawless as possible. Thank you!

Leanne M

Erin & Svenia are fantastic!! They were extremely professional, but with a wonderful personal touch. Always excited to hear from us and we truly could have gotten the home of our dreams without them. Plus, the free pizza is nice too.

Matthew M

Erin and her team are amazing. We have worked with Erin for 10 years now through several purchases and refinances in multiple states. Erin and Swenia are extremely quick to respond and we trust them completely. With their expertise and kindness, I would whole-heartedly recommend them for any of your lending needs.

Nick L

We’ve worked with Erin, Swenia & team on multiple transactions, including new purchases and refis. They’re always helpful and on top of things, identifying the best options and the best times to strike. Erin has also been a helpful resource in finding a realtor and mortgage broker. We’ll surely work with them again.

John C

We can't say enough about Erin and Swenia. Without their tireless help we wouldn't have gotten our home. They went above and beyond, from answering all of our questions to working with all the many people involved, they were the hub. Even after things were done, they still checked in on us. Thank you both so much!! N&R

Nick M

I must say out of my many home buying experiences and working with lenders Erin and her team are top tier. With some. Hallanges that presented themselves her and Swenia worked very hard and professionally to ensure I was happyThank you Erin and Swenia

Chad S

Sam was absolutely amazing every step of a the way! a complete professional in her field with outstanding customer service. Very patient and understanding with the incredibly shifting market, able to close deals and work with brokers to get the job done and do it well. I highly recommend Ms. Griffin and her team and would absolutely use them again.

Xander E

Erin was absolutely amazing every step of a the way! a complete professional in her field with outstanding customer service. Very patient and understanding with the incredibly shifting market, able to close deals and work with brokers to get the job done and do it well. I highly recommend Ms. Griffin and her team and would absolutely use them again.

Xander E

Erin and her team are great. As a self employed person, I always dread getting a loan. Erin made my loan easy, and affordable. Will definitely work with her again.

Andrew H

Erin is professional, easy to talk to and gets the job done the right way in a short amount of time. She is also quick to respond to phone calls and email, which had been a problem in the past for us with other mortgage companies. I highly recommend Erin and her team -- can't recommend them enough!

Suzanne H

The service I received at Old Republic was simple and fast to set a closing date. The professional representatives were responsive and helpful in every detail. I Highly recommend Old Republic Title.

Jose A

Erin and team are truly amazing. Made the nerve-racking endeavor of financing a house as simple and painless as possible. Clear communication and always fast to respond on everything.A whole-hearted recommendation for Erin Griffin from the entire Preferred Rate family! We are forever grateful.

JS C

Erin and her team are absolutely amazing. I am so grateful for their dedication and thoroughness! Highly recommend

Rani M

Erin and her team are incredible! Responsive, patient, and knowledgeable. Everything one could hope for. Highly recommended

TheAmbytion

great experience. easy online tools

Lee K

Erin and her team are highly responsive, friendly, communicative, and makes the mortgage/financing process easy! The whole team shares in the excitement of the house hunt, and do whatever they can to help the process. They even consulted with my realtor to brainstorm ways to make my offers more enticing, and they were always quick with their replies in processing my paperwork. They were a joy to work with.

Janet K

Erin and her team were great to work with. They were readily available (including early in the morning) and answered all questions we had and made sure we felt comfortable the whole process and at closing.

Corinne R

We can't say enough about Erin and Swenia. Without their tireless help we wouldn't have gotten our home. They went above and beyond, from answering all of our questions to working with all the many people involved, they were the hub. Even after things were done, they still checked in on us. Thank you both so much!! N&R

Nick M

I must say out of my many home buying experiences and working with lenders Erin and her team are top tier. With some. Hallanges that presented themselves her and Swenia worked very hard and professionally to ensure I was happy

Chad S

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

Estimate your monthly payment in seconds.

$400,000

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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