I bring over 39 years of mortgage banking experience, specializing in both residential and commercial lending. I’m well-versed in FHA, VA, and conventional mortgages, ensuring personalized solutions for every client. I understand that each mortgage is unique, and I’m here to guide you through every step of the loan process. Whether you’re buying your first home or refinancing, I’m committed to helping you find the right mortgage that fits your needs!
We worked with Frank to purchase our first home this year and he was everything we were looking for. Asked us questions we hadn’t considered, got us a great rate when rates weren’t ideal, and was ahead of schedule for every deadline. Thank you Frank!
matt b
Frank and his team ,worked hard to make sure that I received the loan to buy my dream house! They were there to help me going through the process to help me receive the loan. He would help me with my cell phone to send the paperwork and had any questions he would explain take time to meet me at my place at my convenience. Frank and his team were great service. When I could not get the loan from my Bank. Thank you Frank and the team!
Vince T
When my wife and I purchased our home Frank and his associate Marcy were beyond helpful ensuring that we were able to close on time. Frank and Marcy are extremely knowledgeable, and their thoughtful and professional guidance throughout this extremely detailed process made my wife and I feel at ease. I am not a millionaire, just an average guy looking for an average home. There are multiple different types of loans, all with different qualifying criteria. My credit is solid, but far from perfect, and I was a little hesitant and honestly a little embarrassed to share the intimate details of some of the past challenges on my credit report. Frank and Marcy were very kind and understanding and advised my wife and I how to address any issues. We were required to provide financial documentation that I had to look for, sometimes after regular business hours. Frank and Marcy were very responsive to me, and if I didn't speak to them when I called, which was rare, they returned my call very quickly. Frank and Marcy also made themselves available after normal business hours. I called after normal business hours more than once, expecting to leave a message. However, Frank and Marcy would answer their phones and speak with me. I was surprised at how much documentation I needed to produce, and the technicality of the lending process. Frank and Marcy are extremely knowledgeable and answered all my questions. They explained the process to me, sometimes more than once, to ensure I understood it. Frank and Marcy had questions for us as well. These were thoughtful, purposeful questions designed to gather information about our financial habits. As Frank and Marcy became aware of our personal situation, they were able to provide guidance and gave us sound advice to take advantage of provisions within the particular loan that we were applying for, that would help us qualify. It worked! We have been in our home for just over a year, and Frank has followed up with me several times. He continues to monitor the interest rates to determine if/when we could consider refinancing the loan to save us money. If you are considering purchasing a home, even if your credit is less than perfect; I recommend you contact Frank Stompanato.
Matt P
Great experience working with Frank and Marcy!
Derrick T
⭐⭐⭐⭐⭐Outstanding Loan Officer - Decades of ExcellenceAs a real estate attorney who has worked with Frank Stompanato for several decades, I can confidently say he is one of the finest loan officers in the business. Frank consistently puts his clients' interests first, which sets him apart in this industry. His attention to detail, thorough communication, and genuine commitment to securing the best possible outcomes for borrowers is truly exceptional.Frank and his processor Marcy work seamlessly as a team, ensuring every transaction runs smoothly from application to closing. Their professionalism and client-focused approach make my job easier and give both buyers and sellers complete confidence in the lending process.If you're looking for a loan officer who will fight for your best interests and deliver stellar performance every time, look no further than Frank Stompanato. Highly recommended without reservation.Karl E. Park, real estate attorney
KARL P
I had such an amazing experience with Frank, I cannot reccomend him enough. He was patient, kind, so knowledgeable, thorough, concise - all of the things. It’s been a year since I bought my first home and I’m grateful every day to have had such a strong and professional team behind me to help make it happen. I started the process with little to no understanding what to do, how to do it, what questions to ask, etc — buying a home, especially your first, can be such an overwhelming process but with Frank and his team, they showed me it didn’t have to be.
Ashton M
Frank Stompanato was so amazing when my fiancé and I were buying our first home. He is great with communication and making sure we understood everything, especially since the home-buying process could be a little overwhelming at times. His entire team was extremely kind, flexible, and understanding with answering every question, providing information, and supporting us until the day we signed our papers. I would recommend him to anyone who wants and easy and wonderful home-buying experience.
Rebecca F
Frank was a great help in finding my first home!
Liam M
It's always nice working with Frank. He's there to answer any questions I have in a detailed manner. A very nice person and always helpful.
Sargon I
My brother refinanced his home, and he couldn't have been more impressed with how smooth and stress-free the entire process was. From the very beginning, Frank was professional, transparent, and incredibly responsive to all his questions. He walked my brother and I through every step, clearly explained the options available, and helped him secure a great rate.The paperwork was handled efficiently, and I appreciated how proactive the communication was—there were no surprises along the way. What could have been a stressful process ended up being straightforward and even pleasant.If you're considering refinancing, I highly recommend working with Frank Stompanato. HIs attention to detail, excellent customer service, and commitment to making the process easy truly set them apart. Thanks again for a great experience!
Susan M
Frank and Marcy were absolutely WONDERFUL to work with.I can’t express how much I appreciate them. They explained everything thoroughly and made the entire process incredibly smooth. I had already been working with another mortgage company when someone recommended I give Frank a call — and I’m so glad I did.Even though I was far into the process, they made the transition seamless. The moment they took over, I felt an immediate sense of relief. Frank and Marcy were kind, responsive, quick, and professional every step of the way.Frank and Marcy — thank you SO much!
Clare S
I have worked with Frank on 2 home purchases. It was a great experience. Everything went smoothly and I will be using his services again in the near future.
Lisa M
I was helping my niece purchase a home. After frustration and disappointment working with her local bank, we began working with Frank. He and his team helped us navigate the process of financing via an FHA loan and the complexities of purchasing a family member’s home in a land trust. Frank and team couldn’t have been more helpful.
Dave P
Frank is great at responding and getting the job done!
alex l
Highly Recommended , Frank Stompanato is a kind human ,Frank got me out of a huge problem took his time to listen to me and walk me thru a hard situation , had Marcy walk me thru and keep calm they both helped me and my family keep our home , i appreciate them both if you have any questions Call frank
Jesse De La G
Frank has always been attentive, proactive, and patient. He has done several refinances for me, over the course of many years, and I have never once felt anything but complete confidence that he has my best interest in mind, and that he is doing everything possible to do the right thing, the best thing, and with incredible patience and no headaches. He has decades of experience which gives him a lot of knowledge and wisdom, he has remarkable intuition, gives great advice, and is willing to do anything to help make the process easier. I recommend him to anyone looking for a mortgage or refi. You will not be disappointed!
Susan
I have been associated with Frank for several years. He has always been right on time with all mortgage news such as rates. We were shopping for new mortgages on several occasions and I did not even have to call him Frank always kept us in mind and always contacted us when there were any important changes. I always enjoyed talking to him. He was always helpful and honest and kept our best interests up front.I would recommend Frank to anybody who is looking for a new mortgage.Cathy
C B
Frank is the best around! He's been handling my mortgages for over 20 years and I trust him completely. He's easy to work with and very reliable. I HIGHLY recommend him!
Debi Blair L
Frank and Marcy were amazing to work with and helped us with getting our first home! It was an easy process, they were both great with communication, explained all the numbers, everything was straight forward, overall was a great experience!
Faith F
Super easy process. Frank and Marcy are the best. Very knowledgeable, helpful and friendly making the process smooth and not stressful at all. I have been working with them for all my loan needs since 1986!! Very professional yet personable. Communication is key and they are there with you every step if the process.
Lorna L
We have worked with Frank on several occasions and have always been impressed with his attention to detail and explanation of any questions and most importantly Integrity second to none.
Mike A
Best loan office I have worked with. Very clear and never hesitates to answer any number of questions.
Rohan G
I had worked with Frank on my original mortgage and also my refinance and he’s a total pro and very serious about his business. I have even referred him to my family and friends and they were very pleased with his services. Highly recommended
Showki B
Frank was so helpful in getting us our home and again when we refinanced. I have recommeded him to many freinds, neighbors and family. He has helped so many get a great loan and become homebuyers.
Corby W
Frank is wonderful to work with. Made the whole process easy and understandable.
Krista W
Frank Stompanato helped me get my first home. He was very helpful getting me qualified for a mortgage. I am very happy with his services, and highly recommend him.
Maria V
Frank Stompanato is knowledgeable, professional and helpful!
Julia Van B
Frank Stompanato is amazing to work with! As a first-time home buyer, he made the process so easy and seamless. He is super responsive, kind and willing to answer any questions you have. I would highly recommend him to anyone!
Christina T
As a realtor, I work with many mortgage lenders, but Frank stands out as a true professional in the industry. He consistently provides top-notch service to my clients, ensuring a smooth and stress-free home-buying experience.He takes the time to explain all loan options, guiding clients through the process with clarity and care. He is always available to answer questions and offer solutions, no matter how complex the situation may be. I appreciate his responsiveness, transparency, and attention to detail.Frank closes deals quickly, too! He understands the urgency of timelines in real estate transactions and works diligently to meet deadlines, which is invaluable for both me and my clients.I highly recommend Frank to anyone in need of mortgage services. Whether it's a first-time homebuyer or a seasoned investor, he delivers results that exceed expectations. I look forward to continuing our successful partnership!
Michelle S
I highly recommend Frank! He helped us refinance our home and was great to work with. Knowledgeable and awesome communication
David S
Frank Stompanato is a great person to work with who takes care of his customers extremely well.
Ted S
I'm a real estate agent and work with Frank Exclusively for all of my clients new home purchases. Why do I continue to use him? Well it's because he is excellent with his communication to my clients and they all simply love the level of service he provides to them. It is very apparent to me that he absolutely enjoys what he does and his experience allows him to navigate and correct a situation if things start to go sideways. Frank has my clients best interest in mind and is one of my top resources in real estate.
Jeff S
Frank helped us get a great mortgage rate on our home. He made the process as easy as possible and was very responsive by phone and email.
Stacy S
I had the opportunity to work with Frank on many house contracts. He is very professional. He is always available. He helps the process go so smoothly. Such a nice person to work with. I would highly recommend him!
Cheryl L
Frank was a true professional refinance our mortgage. He provided details ever step of the way and made it a seamless process. A true professional.
R R
What a great experience my wife and I had to work together with Frank and his team.What we appreciate most about Frank is the communication, integrity and listening that allowing us to find the right property we are looking for. Frank and his team responded to my communication within a minutes when I called, texted or emailed him even on the weekends.Frank helps us in all processes and thanks to his honesty and willingness, I would definitely recommend Frank to my relatives and friends.Guy Matundu
likambo N
Frank is always so responsive and helpful, making the mortgage process easy and giving expert advice from start to finish. Highly recommend!
Ashley B
It's so hassle-free working with Frank! He's helped us on multiple occasions, with fast responses and accurate numbers. I would recommend him to anyone wanting assistance in the mortgage finance industry.
Dave M
Frank is thorough, very knowledgeable, and so personable to deal with. His assistant, Marcy, has extensive knowledge and is extremely thorough. The entire loan process was seamless and accurate. Lastly, I have worked with Frank in the past and will continue to work with Frank and Marcy on future purchases.
Dave G
Frank is the best! He's been helping me for 7 years and i couldnt be any happier with his work.
mike K
My husband and I have worked with Frank Stompanato several times when purchasing homes. Frank is very easy to work with, a great communicator and it’s been a pleasure working with him
Kyla J
Frank and his team were amazing ! Being a first time homeowner, everything is new and scary. But he put me at ease and explained everything. Everything ran smoothly and I closed quickly and I couldn’t be more thankful to Frank . He still keeps in touch and checks numbers all the time too! Frank is the best!
Lisa I
Purchasing & financing my first home could have been a daunting process. With so many nuts and bolts and steps, I needed help seeking financing. Frank Stompanato made the process so much easier, from beginning to end. And he stays in touch to keep me informed and to inquire how he can help make things even better, years after my purchase. I totally recommend Frank Stompanato for your home financing needs!!
Alice H
I have always turned to Frank for my mortgage finance needs. He provides such professional services and cares about his clients. He always makes sure to get the best rate possible for me and my family. I highly recommend you come and talk to Frank if you are looking to finance or refinance your home. You won’t be disappointed!
Karen G
I had an amazing experience working with Frank Stompanato – several in fact! He was incredibly knowledgeable, responsive, and patient throughout the entire process. What truly stood out was his dedication to finding the best rates and terms tailored to my needs, all while maintaining the highest level of integrity and ethics. I always felt he had my best interests at heart and could trust his advice completely.Getting a mortgage isn’t usually fun – it involves a lot of red tape, paperwork, and back-and-forth. However, Frank Stompanato made the entire process smooth and seamless. I highly recommend Frank to anyone in need of mortgage services. Thank you, Frank, for your outstanding support and professionalism!
laureen d
Frank Stompanato and my family have worked with Frank for 35 years on several home loans, refinancing, and home Equity loans. Frank always takes care of All The Details in a timely manner and we get our loan within 30 days or Less!
Mike F
Great experience! Would highly recommend it. Very professional people, made process nice and quick.
Nancy D
Frank is a professional and expert in his field! He was able to navigate my real estate transaction and provided multiple options for a successful transaction that met my needs. Frank is a true asset and I will definitely be working with him again! Frank’s communication was by far the best I’ve ever seen!!!
Paul F
Frank was very helpful in answering questions. All the communications were clear and helped through the process..
Ebe J
I recently refinanced my house working with Frank and Marcy. They were unbelievable to work with as they were were when we originally purchased our house over a year ago. Frank is very down to earth, helpful, and always keeps up with us as the interest rates change. The process was very easy and stress-free. I would definitely recommend Frank and Marcy to anyone needing a new home loan or refinanced loan!
Bradley T
Frank R. Stompanato - Preferred Rate has been tremendous to work with. I have purchased a home and refinanced my home with Frank and his group. They are top notch and are very accessible whenever you need them.
Bradley T
As a first time home buyer, Frank was incredibly helpful and always available whenever I had any questions!
michael w
Very pleased with Frank! This is our second time to work with him in securing a loan to refinance our our current mortgage and it has been smooth and quick in both instances - the first encounter was when we bought the house. He personally has patiently attended to our questions and concerns and most of all gave us good sound advise when we asked for it. He made us feel at ease and confident during the whole entire process of securing a loan. We are forever grateful!
Val G
First time home buyer and it was really good. Frank answered all my questions and explained to me when I didn’t understand something. It was a pleasure. Thank you again.
marisabel m
Very helpful. Always on time with my calls and emails. Answered all my questions. Explained everything thoroughly. First time home buyer and the process went smooth.
marisabel m
Frank was extremely knowledgeable and patient with my many questions as a first time home buyer. Frank not only took the time to explain any questions I had or alleviate my concerns, he also did everything he could to help prepare and guide me throughout the entire process.
Michael S
Frank and Marcy helped us with the process of securing a loan for our new home. He was very down to earth, helpful, didn’t speak down to us and just overall was a joy to work with. He made the process stress-free. I would 110% recommend to anyone needing a new home loan!
Taylor J
Frank and his team did an awesome job refinancing our mortgage. He communicated very well with us and answered all our questions right away, very impressed with the communication. He told us of our options. The process was great and I highly recommend him! We will be using Frank again!
Scott F
Working With Frank and his team was a pleasure. They made the entire process simple and easy. They responded right away to any questions and did us right! Thank you for your hard work through the whole process. I would recommend 100%
Logic1001
Frank and his team were great the entire process. Kept me in the loop for everything and were always available for questions.
Kenneth T
Fine. Paying 1 point to reduce the interest by 0.75% didn't make sense since I plan to hold the mortgage for less than a year.A number of documents were requested in the last week, it would have been much easier to acquire them earlier in the process.
John W
I have referred clients to Frank and worked with him on other transactions. He is always willing to go the extra mile to assist clients and wants to ensure that the clients understand the process and are comfortable with typically the biggest purchase for an individual.
JANET
Frank was helpful and communicative during the home buying process! I would absolutely recommend him.
Rebecca S
Frank was very helpful to us in getting our first home loan and took multiple phone calls with us to complete the process.
Lauren Z
Thank you for your exceptional service through our mortgage and home buying experience!
Darren H
Frank and his team were professional, friendly and knowledgeable throughout the loan process. They made this process so easy for us, I would highly recommend!
Susan H
I had more than real estate challenges and Frank lent me full support from first phone call till closing contract. He gave me details- good and bad - of all possibilities I can take on. I wouldn’t want any other backer but Frank!
Carmina P
Frank works hard to help you achieve your goal. He was always accessible and answered any questions I had, he won't let you down. I would definitely work with him again and would recommend him to anyone who is looking for an experienced and competent lender.
Sargon
I trust my clients with Frank 100%. Not only is he professional and extremely knowledgeable he truly cares for each and every client. His communication skills are top notch, ensuring that every step of the home purchase process is effectively conveyed to his clients. It’s always a pleasure working alongside Frank Stompanato!
Anna E
Frank Stompanato has been providing his lending services and expertise for generations in our family. Frank is always available when necessary and has an abundance of knowledge and resources to accommodate all of your lending wants and needs. My wife and I are proud to recommend him to any of our family and friends and to whomever stumbles upon this review as well!
Zachary M
Frank is top notch, on top of everything, if you want it done right and on time with no hassles, Frank and his team are the ones to work with!!!
Matt H
We thoroughly enjoyed working with Frank and his team! He and Marcy would be available later in the evening and weekends to respond to any questions or concerns my husband and I had with getting financing for our new home! Everything was prepped and ready to go without any hiccups at closing and no delays during the entire process. We couldn’t have received better care!!
Nicole V
Frank has excellent knowledge of the market, sharing great, real time, info with me during the lending process. A Smooth and Successful transaction, in the end!
Jay C
We looked & looked and finally found our dream home. Thanks to Frank's professional ways, his heart & soul and Marcys wonderful heart & humor it made our big move so much more pleasurable. Frank your amazing to deal with!!! Thanks so much!
Mary Z
Frank was professional and wonderful from the first time we met through when he and Marcy Daly helped with a miracle to aquire our dream home. We can never thank you enough for all the time and energy put in to helping us.Would recommend to anyone who need a miracle.
Ted Z
Thank you!
kari a
Frank was very helpful in making sure we were staying close to our budget for our new home purchase. He always answered my questions and knew how important it was to us that we stayed within a certain payment range, even though we qualified for much more. He made us feel like he really cared about about our situation and was sincerely happy for us when everything fell into place.
Courtney W
Wonderful experience. Buying a home can be stressful. Frank and his associates take the stress out of the equation for you and make you feel like you are being taken care of by family. I highly recommend them and am thankful for their guidance in this journey.
Mehr M
If you value top notch service, ease of use, and continued support throughout yojr financial process, you want the professionals at Preferred Rate with Frank Stompanato. Frank's team understands your needs and takes your best interest to heart like family.
Stephanie B
Frank and his team are a pleasure to work with and I have used them for multiple mortgages and refinances. I highly recommend for your home financing needs.
J H
Frank and his team are a pleasure to work with and I have used them for multiple mortgages and refinances. I highly recommend for your home financing needs. They will work with you to find solutions and are there to answer questions anytime along the way.
Robert
Frank and his team are a pleasure to work with and I have used them for multiple mortgages and refinances. I highly recommend for your home financing needs. They will work with you to find solutions and are there to answer questions anytime along the way.
info55854
I couldn't have asked for a better lending team for the recent purchase of my new home! Frank and his team managed to pull off an unbelievable 14 day close! They got me into my new home fast and made sure the process went smoothly. Thanks again Frank!
Jordan R
Frank was great to work with. He always kept me updated and answered all the questions I had.
Jennifer M
Frank was great! He was led us every step of the way and was very patient with us!
Jennifer M
Best lender ever. Fantastic service and follow-up!
Tim T
Frank and Marcy are amazing---so thorough, so helpful, and so kind! My husband and I are first-time homeowners and they guided us through the process of securing a mortgage: answering our (many) questions and helping us make smart, informed choices. Highly recommend!
Susannah Y
Frank and Marcy are amazing---so thorough, so helpful, and so kind! My husband and I are first-time homeowners and they guided us through the process of securing a mortgage: answering our (many) questions and helping us make smart, informed choices. Highly recommend!
Susannah Y
Frank and Marcy are amazing! They are very knowledgeable and have always had my best interest at heart. They have helped me and my family and will continue to do so in the future! I will continue to recommend them to family and friends !
Kathleen L
Frank and the team made the whole process an awesome experience for us. He would always be on top of the process and trying to find ways to save us money.
George D
Great experience form start to finish. Helped us and kept us up to date. Frank made you feel informed and would help find ways to save money.
George D
Frank is great to work with. Goes over and beyond to make the loan process smoothly. Would highly recommend to everyone.
Cheryl R
Frank Stompanato takes care of everything all details it’s plug and play so easy to partner with them.
Karen F
Outstanding Job by Frank and Marcy!!!
Paul F
Frank and his team were awesome! Frank answered all my questions quickly and was nice to talk to. Him and his team made this process very smooth for me and my fiance.
Mena T
Frank was informative and attentive from the moment we reached out. Any question we had was promptly answered. He presented the information we needed to know in a way that was easy to understand. I would 100% recommend him to anyone I know!
Nadia B
Frank has been very helpful.and always quick to respond during 2 refis over the last few years.
Pete M
I was over all pleased with the service they provided.?
William B
I’ve known Frank Stompanato for over 25 years, and he continues to be one of the most trustworthy, responsive, and knowledgeable mortgage professionals I’ve ever worked with. Whether you’re buying your first home or refinancing, Frank takes the time to explain every detail clearly and makes the entire process feel smooth and stress-free. He genuinely cares about his clients and always follows through — you never feel like just another transaction. Highly recommend working with Frank and his team at Preferred Rate!
Teri W
Frank is the best! My wife and I have been working with him for almost 10 years!
Mike K
Very pleased with Frank! This is our second time to work with him in securing a loan to refinance our our current mortgage and it has been smooth and quick in both instances - the first encounter was when we bought the house. He patiently attended to our questions and concerns and most of all gave us good sound advise when we asked for it. He made us feel at ease and confident during the whole entire process of securing a loan. We are forever grateful!
Val G
I have really enjoyed working with Frank and Marcy. They were expeditious in helping to answer any questions I had. They both did their utmost to make this process quick and easy. I would recommend their services to any friend or family member.
Carmen K
I've had the privilege of working with Frank for over 25 years, and I can honestly say that his professionalism, expertise and dedication are unmatched. Throughout the years, Frank has always guided me through multiple transactions with patience and clarity, always taking time to ensure I felt comfortable with each decision.After more than two decades of working together, I trust Frank completely and and recommend him wholeheartedly to anyone seeking a mortgage banker. I'm grateful to have had his support all of these years.Anthony B.
Anthony B
We have worked with Frank and his team multiple times, and it has always been nothing but a positive experience. Frank and Marcy are quick and clear communicators, and I have no doubt that they always had our best interest in mind. I would not hesitate to recommend working with them!
Rebecca S
Frank and his team were extremely responsive, anytime I had a question they were an email or phone call away. They made this process easy to understand and made me aware of the following steps and actions that would be required.
Isaak
I've been a real estate broker since the 90's and was lucky enough to meet Frank almost on Day 1... Since then I've sold thousands of homes and Frank has been my goto mortgage guy... I trust him with my clients, with my loans and with my kids financing needs because he actually cares about the people he helps and that is near impossible to find these days, especially in the mortgage business. Thank you Frank!!!💥🤩😍
Bill C
Frank and Marcy assisted with the purchase of our first home. They came highly recommended from our realtor, Carly Phelps. Frank was so helpful, knowledgeable, and made us feel confident every step of the loan process. He provided prompt replies to our many questions and always answered with grace and kindness. Not to mention he helped us lock in a great rate! Thanks for all your help, Frank & Marcy! We would recommend them to anyone in the home buying process.
Peyton & Alessandra G
Frank was always prompt with his responses to our many questions, and was always on our side throughout the process. Would certainly recommend him to anyone!
Kyle and A
Frank is a constant professional that goes above and beyond to meet your needs in obtaining the right financial program customized for you and your family. He has been there throughout my life and has provided the right financial guidance for me and now for my children. His attention and customer service is top rated. I highly recommend working with Frank.
Louis D
An excellent job, I really appreciate the above effort you and Marcy did for me
Cora P
Loan Programs
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DSCR Loans (Investment Loans)
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A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program
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Conventional Loans
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A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)
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Refinance Loan
Supporting veterans and families with VA home loan options and resources.
VA Loans
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USDA Loans
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FHA Loans
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Low Down Payment Loans
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
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Home Renovation
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
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Bank Statement Loans
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Construction Financing
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Manufactured Home Loans
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
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Medical Professional Loans
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First Responders | Nurses | Teacher Loans
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Community Lending
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
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Expanded Income Loans
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Loans for Foreign Nationals
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
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Expanded Credit Loans
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Reverse Mortgages
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Seller PreLock Program
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Pathway DPA Program
Rhyze HELOC
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Secure Lock Program
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.
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A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.
We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
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