Branch Manager

Garry Alcantara

Branch Manager NMLS# 1210960 Licensed in CA

Apply now
(619) 361-3744 garry.alcantara@preferredrate.com

430 Sycamore Valley Rd. West
Danville, CA 94526
Branch NMLS# 2055372

About Garry Alcantara

Your mortgage is personal, and I understand that.

Client driven and service focused; helping people and providing all my best is who I am. Serving clients from the northern California border down to San Diego and everywhere in between. With my dedication to my craft as well as Preferred Rate's "can do, will do" attitude, you are in great hands!
Client driven and service focused; helping people and providing all my best is who I am. Serving clients from the northern California border down to San Diego and everywhere in between. With my dedication to my craft as well as Preferred Rate's "can do, will do" attitude, you are in great hands!

See my reviews
Placeholder

We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Garry's clients have to say

Lauren W

Gary goes above and beyond to maje sure you reach your goals. He also was incredibly responsive and would explain anything I needed help with to guide my process. Would definitely recommend!!

Mar 16, 2021

Darius K

We just refinanced and Garry was amazing. He made everything seem so simple. His team works relentlessly to get everything taken care of. They dot all of the i's and cross all of the t's for you. You just have to reach out to Garry. The coolest part of this whole thing is that we were able to reduce our monthly expenses by a ton. That all happened before the refi could proceed. That means that, whether the refi went through or not, we had brought our monthly expenses by something close to 30% of what they were before. Then the refi went through. Now we are able to save money every month. Garry is the man. If you get the chance to work with him, consider yourself lucky. ... Read More

Mar 10, 2021

Bryan B

Garry is the man. He makes everything seem so easy, he knows what he’s talking about. He is super honest. He knows about finance and can absolutely help you. Just having a conversation with him ended up helping me reduce my monthly expenses by a lot. Seriously. If you are able to work with Garry Alcantara, consider yourself blessed. ... Read More

Mar 06, 2021

Claudia M

My loan representative Gary Alcantara along with his staff, from day one were very helpful. They always explained the refinance process and had patience with my endless text messages and emails. I would and have recommend this team to friends and family members. I can not Express my gratitude and my continuous relationship with the team. They will be on top of my list for my future loan services. Thank you!!! ... Read More

Nov 24, 2020

Lupita G

Garry came through with the purchase of our first home. And now we are homeowners, thanks to him and his team that made it happen with our mortgage loan. Yeah, the communication between him and our agent wasn't always ok but I mean we got through it, finally. But I don't blame him, we weren't the only clients he was dealing with. We highly appreciate all his help and knowledge and definitely will recommend Garry. ... Read More

Nov 02, 2020

Jose M

Always a pleasure to work with you garry. You always answer all questions and get things done. We thank you very much fir your professionalism and knowledge of what you do.

Sep 16, 2020

Raymond A

Garry assisted with my first home purchase! He was proactive from day one, assisting in all aspects of the home purchasing process. Garry was very informative to me as he is very knowledgeable. Garry addressed everything promptly and closed out the loan process as expected. Garry gave me estimates on closing cost which where very accurate and helpful in my decision. I recommend Garry if you want a lender to go the extra mile for you. ... Read More

Aug 14, 2020

Jason A

Gary is an absolute pleasure to work with. Given the challenges that arise when dealing with different financial situations Gary has the knowledge and drive to navigate his way through the whole process. I might also add he is very friendly and he is also very good at explaining things to everyones level of understanding. I highly recommend anyone looking to refinance to work with Gary Alcantara. ... Read More

Aug 04, 2020

Raymond A

Garry Alcantara is very knowledgeable, he made my home purchase a very informative and secure process. He's goes the extra mile. Definitely would recommend or go to again in the future! Thanks

Jul 23, 2020

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”