Branch Manager

Garry Alcantara

Branch Manager NMLS# 1210960 Licensed in CA

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(619) 361-3744 garry.alcantara@preferredrate.com

430 Sycamore Valley Rd. West
Danville, CA 94526
Branch License #2055372

About Garry Alcantara

Your mortgage is personal, and I understand that.

Client driven and service focused; helping people and providing all my best is who I am. Serving clients from the northern California border down to San Diego and everywhere in between. With my dedication to my craft as well as Preferred Rate's "can do, will do" attitude, you are in great hands!
Client driven and service focused; helping people and providing all my best is who I am. Serving clients from the northern California border down to San Diego and everywhere in between. With my dedication to my craft as well as Preferred Rate's "can do, will do" attitude, you are in great hands!

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Garry's clients have to say

Yesenia C

Garry is, hands down, the best we have ever worked with. Beyond mortgage stuff, beyond finance stuff, he is a gentleman and a scholar. One of the most thoughtful, knowledgeable, and helpful individuals I have ever met. 11/10 would recommend Garry. ... Read More

Nov 20, 2021

Felix S

The best service I have received, very honest, very attentive to my needs and those of my family, very responsible and we can put all our trust in Garry, thank you.

Sep 16, 2021

A Google U

Garry was a pleasure to work with on closing our first home. The communication he had with my husband and I was phenomenal! The process of purchasing our first home was so new to us and he walked us through every step of the way. He was very efficient and on top of everything! He always picked up his phone every time we called, not mattering what time it was. We couldn’t have asked for anyone better. If we had any issues he was there to help us out. I’ve been recommending him to all my family and friends looking to purchase and I recommend if your reading this review to go with Garry as your broker. You won’t regret it! ... Read More

Aug 16, 2021

Vanessa G

Garry was a pleasure to work with on closing our first home. The communication he had with my husband and I was phenomenal! The process of purchasing our first home was so new to us and he walked us through every step of the way. He was very efficient and on top of everything! He always picked up his phone every time we called, not mattering what time it was. We couldn’t have asked for anyone better. If we had any issues he was there to help us out. I’ve been recommending him to all my family and friends looking to purchase and I recommend if your reading this review to go with Garry as your broker. You won’t regret it! ... Read More

Aug 16, 2021

Vanessa G

Garry was a pleasure to work with on closing our first home. The communication he had with my husband and I was phenomenal! The process of purchasing our first home was so new to us and he walked us through every step of the way. He was very efficient and on top of everything! We couldn’t have asked for anyone better. If we had any issues he was there ri help us out. I’ve been recommending him to all my family and friends looking to purchase and I recommend if your reading this review to go with Garry as your broker. You won’t regret it! ... Read More

Aug 16, 2021

Lauren

Gary helped with my first home purchase. He is friendly and responsive. I wasn’t sure I was a good candidate for a loan. I had no reason to think that and he walked me through the process. He was always available to answer questions and make sure things were moving along. He makes sure his customers are comfortable in the process of getting a loan, and he produces solutions to any problem that arises. Would definitely recommend. ... Read More

Mar 23, 2021

Lauren W

Gary goes above and beyond to maje sure you reach your goals. He also was incredibly responsive and would explain anything I needed help with to guide my process. Would definitely recommend!!

Mar 16, 2021

Darius K

We just refinanced and Garry was amazing. He made everything seem so simple. His team works relentlessly to get everything taken care of. They dot all of the i's and cross all of the t's for you. You just have to reach out to Garry. The coolest part of this whole thing is that we were able to reduce our monthly expenses by a ton. That all happened before the refi could proceed. That means that, whether the refi went through or not, we had brought our monthly expenses by something close to 30% of what they were before. Then the refi went through. Now we are able to save money every month. Garry is the man. If you get the chance to work with him, consider yourself lucky. ... Read More

Mar 10, 2021

Bryan B

Garry is the man. He makes everything seem so easy, he knows what he’s talking about. He is super honest. He knows about finance and can absolutely help you. Just having a conversation with him ended up helping me reduce my monthly expenses by a lot. Seriously. If you are able to work with Garry Alcantara, consider yourself blessed. ... Read More

Mar 06, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”