Gary Krakowski
Sr. Mortgage Advisor NMLS# 225730 Licensed in IL
1801 S. Meyers Rd., Suite 550
Oakbrook Terrace, IL 60181
Branch License #1962205
About Gary Krakowski
Your mortgage is personal, and I understand that.
Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you! Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
See my reviews
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Gary's team
Alan Walsh
Mortgage Advisor/Loan Officer Assistant
1801 S. Meyers Road, Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Gary's clients have to say
Shelby K
This was our second loan with Gary, and we couldn’t be more thankful for him and his team. Even during the government shutdown, Gary worked tirelessly to keep us updated on our VA loan and truly cared about our situation and the circumstances we were facing. He was personable, understanding, and went above and beyond to make sure we got the best rate possible and that everything met our expectations. His team was transparent, quick to respond, and always willing to work with us to make the process smooth and stress-free. We’re so grateful for all of their hard work and dedication in helping us buy our home. Gary truly cares about his clients, and it shows in everything he does! ... Read More
Nov 08, 2025
Thomas W
Gary and staff were great and very knowledgeable helping us with the right loan for our application. Thank you Tom Ward
Nov 06, 2025
Kelly L
I can not express the sincere gratitude I feel for Gary and his team. They walked me through every phase of buying my first home with kindness and professionalism. 10/10 EXPERIENCE
Nov 05, 2025
Daisy L
The Krakowski team is such a wonderful team to work with. Reliable, fast, and very professional. I had the opportunity to work directly with Corey and Gary, and considering this was my first time purchasing a home, I did not know what to expect. However, they made it a mission to ensure all of my questions were answered, they made sure my first time as a homebuyer all my financial options/resources were explored, and to be quite honest, their flexibility with my work schedule is what made all of this work out. I appreciate their team as well, Amber P. for always answering promptly whenever I had a question too. 10/10 would reccommend. ... Read More
Nov 03, 2025
Douglas C
Being able to make buying a home and closing on a house less stressful is something I didn't know was possible. Preferred Rate made everything I had to do, step by step, easy and possible with my busy schedule.
Nov 03, 2025
Jennifer M
Gary and his team Brian and Amber were amazing with my loan. They worked really hard every day to get me to my home. I was a hard case but they really worked their magic. I would greatly recommend them. Thank you Gary and team.
Oct 30, 2025
Karla R
Patient, knowledgeable, honest
Oct 09, 2025
Jennifer M
Excellent experience with Gary Krakowski and his team! The online paperwork portal was smooth and easy. Everyone was very helpful and responsive and it’s reassuring to know I can refinance for free if the rates drop soon.
Sep 27, 2025
Nick T
Gary and his team too may VA loan and got it all the way through underwriting with no hiccups. Fast and great communication. I recommend Eric his assistant as a great communicator.
Sep 08, 2025
