Branch Manager

Gina Belloni

Branch Manager NMLS# 290279 Licensed in CA, NV

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(949) 275-2729 gina.belloni@preferredrate.com

25231 Paseo Del Alicia, Suite 240
Laguna Hills, CA 92653
Branch License Number #1958263

About Gina Belloni

Your mortgage is personal, and I understand that.

I have been in the residential mortgage industry as a loan officer, Loan Processor, Processing Manager and Branch Manager since 1998 . I love being a part of the home buying and home ownership process. It is a very special thing that we all work so hard to obtain and protect. My mortgage planning process promotes stability and opportunity for future growth and wealth. Preferred Rate is a company that was built on honesty, hard work and a philosophy that every loan must be a benefit to each and every borrower, which guarantees the best customer service and attention to detail. I take great pride in my work and I am grateful everyday that I work for a company like Preferred Rate.

I am very lucky that I am able to work and live in the area that I grew up in. This allows me to be a trusted source in the mortgage industry for friends and family in my community.

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Gina's clients have to say

June M

Gina, Thank you for going the extra mile for us on every step of our refinance journey! We love our home! It is the center of our family. There are so many memories in each corner; you made it possible for us to refinance and start saving for many memories to come. This would have been an unattainable dream without your persistence. We could not have done this without you, and we are so grateful for your assistance, patience and expertise. We’d love to recommend you to our family and friends. Our heartfelt thank you for everything you have done. Warm regards, June and Michael M ... Read More

Mar 23, 2021

Jill M

Gina came through as promised.

Mar 15, 2021

June M

Gina, Thank you for going the extra mile for us on every step of our refinance journey! We love our home! It is the center of our family. There are so many memories in each corner; you made it possible for us to refinance and start saving for many memories to come. This would have been an unattainable dream without your persistence. We could not have done this without you, and we are so grateful for your assistance, patience and expertise. We’d love to recommend you to our family and friends. Our heartfelt thank you for everything you have done. Warm regards, June and Michael M ... Read More

Mar 10, 2021

Leilani F

Gina went above and beyond helping us with our unique mortgage situation. She was incredibly knowledgeable about the market and the rates. We couldn’t have been happier with her service, the rate she got us and her patience as we worked through the process. I would highly recommend her! ... Read More

Mar 09, 2021

Julie H

We can't recommend Gina enough! Gina persevered with us, always followed through, always explained things clearly and comprehensibly and always with a nothing is too much trouble attitude. Thank you Gina, you have opened the way for us to move forward with our lifelong dreams. We highly recommend Gina to anyone looking to finance or refinance a mortgage. ... Read More

Feb 25, 2021

Aaron T

Gina and Liz are total pros at what they do. I have worked with them on home loans and refi’s a number of times over the past 10 years and I have referred them to both family and friends.

Dec 22, 2020

Ryan K

We were relocating from California to Texas and Gina helped us get an amazing rate on our new Austin, TX home. She was always available for a call to explain things or talk through scenarios. Very grateful to have her on the team.

Dec 19, 2020

Duncan M

Quick and easy. Good response time.

Dec 17, 2020

Monica L

Gina is the best loan officer I've ever had. She advocated for me, instead of the bank! She was always available (day or night). I would recommend her to all my friends and family. Sounds corny but, Gina made my dreams come true. She get's to the point with no BS. ... Read More

Nov 24, 2020

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”