Sr. Mortgage Advisor/Branch Manager

Gregory A. Migacz

Sr. Mortgage Advisor/Branch Manager NMLS# 262293 Licensed in GA, IL, WI

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5.0
(10 reviews)
(847) 867-2131 (630) 225-7575 greg.migacz@preferredrate.com

5101 Washington St., Suite 5
Gurnee, IL 60031
Branch License #1958274

About Gregory A. Migacz

Your mortgage is personal, and I understand that.

My experience as a firefighter has led me to help those who also serve our communities and nation. I do specialty loans for veterans, firefighters, and police officers, teachers and all hospital employees. Message me to see if you qualify or contact me for more information. My experience as a firefighter has led me to help those who also serve our communities and nation. I do specialty loans for veterans, firefighters, and police officers, teachers and all hospital employees. Message me to see if you qualify or contact me for more information.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Gregory's clients have to say

rob c

Greg stuck with us for years to get our refinance completed, making so many phone calls, emails, and in person meetings to make sure we knew what was happening and what to expect next. He’s not just good at the job, he’s a fine human being with the right mix of personal and professional investment in his clients. Thank you SO MUCH, Greg! ... Read More

Aug 05, 2022

Mike De L

Very easy to work with and process was smooth.

Jul 08, 2022

Deanna M

Greg was incredibly responsive, helpful, and a wealth of information. I would definitely recommend him to anyone!

Feb 15, 2022

Deanna M

Working with Greg was fantastic. He was efficient, friendly, and helpful. He answered all of my questions and got my loan together quickly without a hitch. I would recommend him to anyone!

Feb 15, 2022

Daniel M

Easy process and good rate!

Sep 04, 2021

Stacy W

Greg Migacz was polite and friendly, they followed up with emails and phone calls to ensure documents were received and reviewed. He was willing to address my concerns in a timely manner and closing was quick and easy.At the close the title company practiced safety measures to ensure clients safety. Stacy explained the documents and was professional and friendly. ... Read More

Mar 20, 2021

Lawrence F

The entire refinancing process went well. It helped a lot to be able to do most of the communicating and signing of documents, etc. electronically. Greg Migacz did a good job of following up with us and keeping us informed during the application and securing of the new mortgage. We are very pleased with the financial benefits for our budget as well. ... Read More

Mar 04, 2021

Jonathon H

Greg came to our home for the closing. Whole process smooth sailing. Thank you.

Jan 14, 2021

See all reviews

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV