Sr. Mortgage Advisor

Hermes Santiago Melo

Sr. Mortgage Advisor NMLS# 1982179 Licensed in IL

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(708) 795-4000 (312) 521-0091 santiago.melo@preferredrate.com

903 Commerce Drive, Suite 160
Oak Brook IL 60523
Branch License Number #1960341

About Hermes Santiago Melo

Your mortgage is personal, and I understand that.

I am committed to providing ideal financing options to homebuyers and homeowners in the State of Illinois. Whether purchasing your first home, investing in real estate, or refinancing a home, I will make certain to provide all options to help choose the best solution for your unique situation. Preferred Rate has a highly competitive pricing structure and coupled with our state-of-the-art technology, we are second to none in our commitment to guiding you through the home buying or refinancing process. Preferred Rate offers a comprehensive list of loan programs including Conventional, Jumbo, FHA/VA, First Time Homebuyer, and Homepath. I have been in the mortgage business for over 13 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist you and ensure a smooth process from origination through to closing.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Hermes's clients have to say

Jaime E

Was excellent

Nov 24, 2020

Gustavo M

Everything was Excellent. No complaints at all. Would recommend to all my family and friends.

Nov 10, 2020

Pedro A

Very responsive to all our questions

Sep 25, 2020

Luis Rodrigo B

A good service facilitates and helps you with all your doubts and, most importantly, honesty..

Sep 21, 2020

Maria E Soto de M

From beginning to the end I knew that I could trust Santiago to be professional. Thank you

Sep 20, 2020

Jerry R

Very attentive and patient. Made the whole process as painless and stress free as possible. Two thumbs up.

Sep 11, 2020

Faride A

Mr. Melo was awesome he answered all my questions and worked with me every single steps. He gave me the best advise and keep me very informed. I have never worked with someone as patient, caring and knowledgeable as him. He was in contact with me until he made sure I had my check on my hands and there was no other issues. God bless him for all the patience and help he provided me and my family ... Read More

Jun 12, 2021