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Ivania M. Ferrufino

Branch Manager NMLS# 340816 Licensed in FL

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5.0
(101 reviews)
(239) 272-8507 (239) 500-7777 Ivania.Ferrufino@preferredrate.com

1421 Pine Ridge Rd., Suite 220
Naples, FL 34109
Branch NMLS #2265870

About Ivania M. Ferrufino

Your mortgage is personal, and I understand that.

Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you! Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Ivania's clients have to say

Oleydis Benitez Q

We received professional and helpful service on our home purchase. Always easy to talk to and made sure we understood everything. Ivania went above and beyond to make the buying of our home an incredibly easy and straightforward process. I can’t recommend her and her team enough! ... Read More

Apr 30, 2022

Yeniset Menes Del R

Wonderful service!!! Ivania and her team are excellent professionals and they take care of us. I am so happy that I found Preferred Rate to handle the purchase of my new house. There were no surprises, delays and it was completed in a very timely manner. Highly recommend!!!! ... Read More

Apr 19, 2022

Marta Banos A

All the process was easy and professional

Apr 14, 2022

Isaac Delestre O

Throughout the past several months, Ivania has been there every step of the way. Her professionalism, mentorship, knowledge, honesty, and hard work ethic are much respected and appreciated. I would highly recommend her to anyone that wants to buy a new home ... Read More

Feb 15, 2022

Juan J

This was another succesfull and very well going transaction, i've been working with Ivania for many years on my buyers and also on my personal purchase, her professional conduct and behavior towards this business just makes all of it worth it, buying a home can be stressfull but when you work with someone dedicated and extremely educated, it can be a guidance and a teachable experience, costumer service always at it's best and this is why I work with her and I will continue to do so, Thank you Ivania and her amazing assistant Kellan who is also the best of the best. ... Read More

Feb 02, 2022

Yoanka Colas S

Excellent job I recommend it

Feb 02, 2022

Maria L

Beautiful experience, excellent and nice people

Dec 18, 2021

Dennis Hernandez A

We are very grateful of Ivania and all her team: They were very patience, and put all their experience and knowledge in our service to help us to the dreamed goal: buy our house. Thank you for everything you and your team did for us, Ivania!!! Definitively, I will recommend all of you!!! You are the best!!! ... Read More

Nov 24, 2021

Rossy A

Estoy agradecida infinitamente con la loan officer Ivania Ferrufino, de Preferred rate porque una vez más demostró su experiencia, su conocimiento, y su propósito por el cual Dios le ha dado tanta sabiduría para realizar su trabajo, que es ayudar a los clientes a realizar el sueño de tener su propia casa. Nuestro comprador un joven soñador en busca de comprar su primera casa, un caso complejo que ella junto a su equipo trabajaron de la mano en equipo con el cliente para lograrlo y que su sueño se hiciera realidad. Yo les recomiendo a su equipo en general tienen profesionalismo y experiencia trabajando con amor y respeto. Cuando veíamos que posiblemente no podríamos lograrlo, Ivania siempre mantuvo la comunicación con todos nosotros y la esperanza, y la confianza de que si lo lograríamos. YO LES RECOMIENDO AL 💯 % A IVANIA Y SU EQUIPO. ... Read More

Nov 17, 2021

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”