Ivette A. Espinal
Mortgage Advisor NMLS# 439119 Licensed in FL
1421 Pine Ridge Rd., Suite 220
Naples, FL 34109
Branch License #2094348
About Ivette A. Espinal
Your mortgage is personal, and I understand that.
With 13 years of experience in the banking industry and closed transactions thru-out Florida, Ivette is committed to providing the best possible experience for you and your clients. The only one goal in mind is your mortgage resource for Florida residential real estate financing.
As a licensed Loan Originator in Florida, Ivette can assist you with your home loan needs, including First-Time Purchase, Second-Home Purchase, Investment Property Purchase, Refinance, FHA, VA, Conventional,203(k) Renovation, Construction loans, Jumbo and more.
Work with Ivette; for her would be a pleasure to assist you with quick and accurate real estate financing advice.
Ivette dedication and clear communication will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation. Ivette is committed to exceeding your expectations by offering unmatched first-class service throughout the loan process and beyond.
Ivette is fluent in English and Spanish and loves to travel and the outdoor activities. As a mother of three (3) she understands the importance of a place that you can call home.
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Ivette's clients have to say
Rebeca B
As a first-time homebuyer, I was nervous about the whole process, but Ivette made everything feel calm and manageable. She walked me through each step with patience, kindness, and genuine care. I never felt rushed or overwhelmed—she answered every question and truly looked out for my best interests. Thanks to her support, I’m now in a home I absolutely love. I’m so grateful for her guidance and couldn’t recommend more. ... Read More
Nov 26, 2025
Jasmine H
Working with Ivette Espinosa has been an absolute dream! As a first-time homebuyer, I had so many questions and nerves going into the process, but Ivette guided me every step of the way with patience, warmth, and genuine care. She took the time to explain everything clearly and made sure I always understood what was happening. Ivette went above and beyond to help me achieve my dream of becoming a homeowner, and even after closing, she’s continued to check in and stay in touch. She’s personable, wonderful, and incredibly knowledgeable. I’m so grateful for all she’s done and for making this milestone such a positive and memorable experience. I highly recommend Ivette and will be sure to encourage everyone I know to contact her if they want to make their own homeownership dreams come true. ... Read More
Nov 04, 2025
allison t
Ivette was responsive and professional. We closed within a month of signing our contract, with no issues. Ivette kept us informed the whole way, she always called me back immediately, and she was very kind and supportive during the process. She called me on evenings and weekends with updates, even though I told her it wasn’t necessary! There were no surprises at the closing table and our payment was exactly as discussed. I definitely recommend Ivette Espinal as a mortgage professional!! 5 stars! Thanks, Ivette, for getting us into our dream home! ... Read More
Oct 04, 2025
Michael T
Ivette was wonderful! The whole process was new to me and my wife but Ivette was prompt and made every step smooth for us.
Sep 30, 2025
Esmeralda O
Everyone went above and beyond for us. Highly recommend!!!
Sep 11, 2025
Jessica B
Excellent professionals. They listened to our requests, and we were able to buy our dream home! Thank you so much for everything! I recommend them 100%.
Sep 11, 2025
Ruth C
I had an excellent experience working with Ivette . From start to finish, they were professional, responsive, and knowledgeable. They took the time to explain every step of the process clearly and made sure I understood all my options. The communication was prompt and transparent, which made the entire loan process smooth and stress-free. I appreciated their attention to detail and commitment to getting everything done on time. Thanks to Ivette and Roxanna, I was able to secure the best possible terms for my loan. I highly recommend them to anyone looking for a trustworthy and efficient lender. ... Read More
Sep 11, 2025
Roxana Gonzalez Realtor N
My appreciation to Ivette for her dedication and professionalism with my clients. Communication is the foundation for a successful closing. Highly recommended. I look forward to more successful closings! 😀💪
Sep 10, 2025
Visnely A
I recommend Ivette Espinal 100% , my experience was very good. THANK YOU for you help
Aug 30, 2025
