Mortgage Advisor

Jennifer LeMasters

Mortgage Advisor NMLS# 743223 Licensed in CA

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5.0
(6 reviews)
(760) 884-9584 (Mobile) (760) 692-1662 (Fax) [email protected]

3205 S. Dogwood Rd., Suite B
El Centro, CA 92243
Branch License #2707642

About Jennifer LeMasters

Your mortgage is personal, and I understand that.

Mortgage lender for 9 years, mom to 2 daughters & 3 dogs, and a heart full of empathy for first-time homebuyers. I’ve been where you are and want to make your path to homeownership smooth, stress-free, and full of excitement. Mortgage lender for 9 years, mom to 2 daughters & 3 dogs, and a heart full of empathy for first-time homebuyers. I’ve been where you are and want to make your path to homeownership smooth, stress-free, and full of excitement.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Jennifer's clients have to say

Patricia A

Jennifer was a great person ,friendly and very committed Every question was immediately a answered We would strongly recommend Jennifer Thank you

Jan 24, 2026

Alfonso O

Jennifer was awesome and very patient with me shes detail which makes understanding things really simply. I 100% recommend working with a team like Jennifer's she made this process really easy especially dealing with a difficult home sale. ... Read More

Jan 16, 2026

Benjamin Aguilera B

Its a simple , not difficult at all and fast

Nov 01, 2025

Dani C

Jennifer was amazing. The process was easy and smooth

Sep 29, 2025

Maria R

Jennifer was amazing throughout the entire course of my home buying process. She was very knowledgeable and informative with all my loan options and shopped for the best loan for me. She was always readily available to answer any questions I had. She made me feel as though I was her only client with how fast she responded to my questions. She worked hand in hand with my agent and ensured a smooth process and closing. I highly recommend Jennifer. ... Read More

Sep 18, 2025

Mario Chavez M

Working with Jennifer LeMasters was an outstanding experience! From day one, she guided us through every step of the lending process with professionalism, patience, and a true commitment to making sure we understood everything. She was always available to answer our questions, explained all details clearly, and went above and beyond to secure the best possible loan for us. Jennifer made what could have been a stressful process feel smooth and manageable. Her knowledge, transparency, and friendly approach gave us so much confidence, and we are extremely grateful for all her hard work. Thanks to Jennifer, we were able to close on our new home without any surprises. I highly recommend Jennifer LeMasters to anyone looking for a trustworthy, dedicated, and caring loan officer. She truly puts her clients first! ... Read More

Aug 29, 2025

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV