Joel Koziol
Senior Mortgage Advisor NMLS# 1539247 Licensed in MI
452 Ada Dr. SE, Suite 245
Ada, MI 49301
Branch License #2399445
About Joel Koziol
Your mortgage is personal, and I understand that.
Born and raised in West Michigan, Joel is an experienced Mortgage Loan Officer with a demonstrated history of working in the financial services industry. Skilled in Conforming Fannie Mae and Freddie Mac programs, Jumbo, Non-Warrantable Condos, Renovation, FHA, VA, USDA, and Investment Properties. A strong communicator with a Bachelor of Business Administration from Saginaw Valley State University. Born and raised in West Michigan, Joel is an experienced Mortgage Loan Officer with a demonstrated history of working in the financial services industry. Skilled in Conforming Fannie Mae and Freddie Mac programs, Jumbo, Non-Warrantable Condos, Renovation, FHA, VA, USDA, and Investment Properties. A strong communicator with a Bachelor of Business Administration from Saginaw Valley State University.
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
-
Step 1 Connect with a Loan Expert
-
Step 2 Get Pre-Approved
-
Step 3 Make Offers
-
Step 4 Lock in your Preferred Rate
-
Step 5 Move in to your new home
-
Step 1 Connect with a Loan Expert
-
Step 2 Lock in your Preferred Rate
-
Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
-
Fixed-rate Mortgages
-
Adjustable-rate Mortgages
-
Interest-only Loans
-
Jumbo Loans
-
FHA
-
VA Loans
-
USDA Loans
-
Reverse Mortgages
Speciality Products
-
Keys On Time Program
-
Secure Lock Program
-
Jumbo Investor Loan Programs
-
Peak Loan Program
-
High Balance Solutions
-
Jumbo Solutions
-
Home Ready
-
Home Possible Advantage
-
STaR Program for First-Responders
-
Doctor Program for Medical Professionals
-
Manufactured Housing Loans
