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Joel Samrick

Sr. Mortgage Advisor NMLS# 293787 Licensed in CA

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(707) 287-0063 joel@preferredrate.com

2620 Lakeville Highway, Suite 330
Petaluma, CA 92101
Branch License #1961985

About Joel Samrick

Your mortgage is personal, and I understand that

My team is committed to helping our clients achieve homeownership. We always remember that for most people, buying a home is the largest acquisition of a lifetime. Keeping that goal ever in mind, we are dedicated to using all of our resources to give each client the highest quality of service. We strive to provide each of our clients with the ideal loan that will enable them to fulfill their dreams of ownership. I am committed to closing your loan on time.
My team is committed to helping our clients achieve homeownership. We always remember that for most people, buying a home is the largest acquisition of a lifetime. Keeping that goal ever in mind, we are dedicated to using all of our resources to give each client the highest quality of service. We strive to provide each of our clients with the ideal loan that will enable them to fulfill their dreams of ownership. I am committed to closing your loan on time.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Joel's clients have to say

Martin M

Very knowledgeable and was able to work through any issues that came up.

Dec 07, 2021

Tania K

Very efficient and professional

Oct 20, 2021

Maureen T

Joel was extremely helpful and accommodating… Professional and efficient. I would highly recommend him.

Jul 31, 2021

Scott T

Joel made the whole process smooth. Great communication. Consistently kept us up to date on the process. Would definitely recommend.

Jul 30, 2021

j h

I had a complicated situation with a refinance that proved incredibly challenging. Joel stayed committed to the end result through the evolution of changing needs and requirements. At times I felt frustrated and concerned it would never work in my favor. Joel guided me along the way with support and expertise I greatly admire. Even at times when I lost my optimism, he stayed the course with me and we got it done. For anyone in a challenging situation, call on Joel for the support, guidance and know how you need to meet your end goal. I am so appreciative of Joel and his team. ... Read More

Apr 29, 2021

mike b

Joel did a fantastic job with our refinance. From the start to finish he and his team had me covered. They made is such an easy process. The interest rate was incredible as well. I would definitely recommend Joel and his team to anyone looking to buy or refinance. ... Read More

Mar 08, 2021

hypnapa4467

I would definitely recommend using Joel Samrick at Del Sur Mortgage. He saved us a lot of money on our refinance. Joel even helped me get cheaper home insurance, which was huge savings. He is great to work with and didn't waste any time getting us through the entire process. 5 ⭐️‘S ... Read More

Feb 17, 2021

sass345nv

Joel is amazing. He is so smart and very good at what he does. He always answers our questions, returns calls and gives great advice. Joel is always available, even at night and on the weekends. He truly cares about helping people's dreams come true and does his absolute best to find the best loan options based on individual situations. I'm incredibly pleased with our experience and strongly recommend Joel Samrick ... Read More

Feb 12, 2021

paulinegrissom

Joel got me the best loan with the best terms to purchase the property of my dreams. I purchased a second home and Joel was able to get me the loan that I wanted and needed to make the deal happen.

Jan 17, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV