Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

John Schupp, financial expert at Preferred Rate, specializes in mortgage and loan solutions.
Portrait of John Schupp, a financial professional at Preferred Rate, offering expert mortgage advice.
Happy clients with John Schupp at Preferred Rate office during holiday season.
John Schupp and clients celebrating success at Preferred Rate with festive decorations.

NMLS: #149703

John Schupp

Mortgage Advisor

Awards

(3)

Over 25 years of lending experience

Top producer for over 20 years

You will be approved in 10 to 30 minutes

With over 25 years of experience in the mortgage industry, I bring a unique background and a genuine passion for helping people achieve their goals. Before finding my home in mortgage lending, I worked as an assistant veterinarian, bartender, telemarketer, and door-to-door salesman — experiences that shaped me into a well-rounded communicator and someone who truly understands the value of hard work and human connection.

At the heart of everything I do is a deep commitment to my clients. I make myself available seven days a week, including evenings and weekends, because I know that important questions don’t always come up between nine and five. My clients will tell you that I’m always just a phone call away, and that I pour everything I have into making sure their experience is smooth, clear, and stress-free.

I believe communication is the foundation of any successful transaction. Whether you’re a first-time buyer or a seasoned homeowner, I take pride in guiding you through every step of the process with transparency and care. Building lasting relationships isn’t just part of the job for me — it’s the reason I love what I do. When I work with you, you get all of me.

Licensed in:

MO

Specialties:

First-Time Homebuyers

Conventional Loans

FHA Loans

USDA Loans

VA Loans

Little or NO Money down Loans

Lending Specialties

First-Time Homebuyers

Conventional Loans

FHA Loans

USDA Loans

VA Loans

Little or NO Money down Loans

John Schupp's
Awards and Recognition

Over 25 years of lending experience

Top producer for over 20 years

You will be approved in 10 to 30 minutes

Why work with me?

3,400+

Families helped

21 Days

Average close time

25 years

Of experience

Real clients. Real results.

Annie & the team are great. Awesome job bringing our loan to close!

John B

Our Website

Really good experience carri was able to help me out when no one else was able to do anything for me. Carri goes above and beyond to get things done and finds you the best deal for you. Thank you carri

Gabriel V

Our Website

“I can’t say enough good things about Jordan! From the very beginning, Jordan was incredibly personal, making me feel like a priority. Every single question I had was answered promptly and thoroughly. The whole process felt so personal and seamless—Jordan really went above and beyond. I highly recommend working with Jordan and the staff at Blue Ribbon Mortgage!”

Lois M

Google

Wow… words cannot express how grateful I am with Laila, she made my dream come true, it is amazing to still see dedicated loan officers that give go above and beyond, Laila would stay at her office till midnight some days to push this file through, thank you so much for your hard work it is truly appreciated

Nouray K

Google

Jordan’s work ethic and unwavering commitment to our loan was unmatched. He kept in constant communication with me. He clearly had our best interest in mind throughout the whole process. I would recommend him to all my family and friends.

Cody W

Google

Mr. Ellis and his entire team provided exemplary customer service from start to finish on my refinance. They answered all my questions clearly. They always responded promptly. The entire process was surprisingly smooth compared to my prior experiences with such things. I truly can't sing their praises enough. It truly was a pleasure to work with them and I would recommend them to absolutely anyone!

jack d

Our Website

Gayle has been so great, helped us thru every step of the way. I can’t say enough good things about our experience! I highly recommend them.

Jodi T

Google

It was a surreal experience, not just purchasing my first home, but also doing it with a loan officer who I previously had as a teacher in high school. Shantel was as gracious, cooperative, knowledgeable, and helpful throughout this loan process as she was when she taught me in high school. Shantel, to you specifically, you did a wonderful job and I am honored that we had you as our loan officer. What an excellent job... through and through!

Dylan G

Our Website

Great experience. Very helpful and professional. I would use his services every single time.

Robert B

Google

Loan Programs

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
Construction Financing
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders – Nurses – Teacher Loans
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Calculator

Estimate your monthly payment in seconds.

$400,000

$50k $2M+

Customize taxes, insurance & HOA

Not required (Down payment ≥ 20%)
Estimated Monthly Payment

$0

Principal & Interest Mortgge Loan
$0
Property Tax Estimated
$0
Home Insurance Estimated
$0
HOA & PMI Fees
$0
Apply now
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

Frequently asked
questions

With short and easy to understand answers.

Couldn’t find your answer?

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Home Loan Guides
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next step?

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

  • Competitive rates
  • Expert support
  • Easy process