Mortgage Advisor

Josh Kreitler

Mortgage Advisor NMLS# 1665539 Licensed in TX

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(325) 212-6996 (325) 486-0100 [email protected]

3000 Lava Ridge Ct., #200
Roseville, CA 95661
Branch License #1850

About Josh Kreitler

Your mortgage is personal, and I understand that.

Josh Kreitler, a loan officer for Home Town Mortgage Solutions, has been in the financial sector for over 20 years. After graduating from Angelo State University, he began working at Performant Financial Services (formally DCS Inc.) as a portfolio manager. Shortly after earning his master’s degree in Industrial Organizational Psychology, he was promoted to Senior Division Manager where he managed over 100 employees for 10 plus years in the financial collections sector on the US Department of Education contracts. After Covid forced the closure of his department in the student loan sector, Josh joined the financial mortgage originating industry where he served as the senior loan processor for over a year and a half, gaining a substantial amount of insight into the lending industry.

Josh met his wife while they were in college, and they have been married for over 17 years. They have a daughter (Jaycee) who is 10 years old, and she keeps them busy with her competitive dance competitions. They are members of Sierra Vista Methodist Church. When Josh is not in the office working on loans, he enjoys volunteering at his daughter’s school and his church, playing pickleball with his wife and their friends, serving in their community, and shooting sporting clays at the San Angelo Claybird Association.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans