Mortgage Advisor

Kristine Koehn

Mortgage Advisor NMLS# 222402 Licensed in TX

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(254) 733-9231 (254) 405-6690 kristine@kmortgagegroup.com

1600 Lake Air Drive, Suite 109-113 & 121
Waco, TX 76710
Branch License #2364225

About Kristine Koehn

Your mortgage is personal, and I understand that.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your Mortgage Loan Consultant. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced Mortgage Banker, since 1998, Kristine Koehn has the knowledge and expertise you need to explore the many financing options available to you and your family.

"Ensuring that you have all the needed information, to make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations."
Kristine Koehn Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your Mortgage Loan Consultant. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced Mortgage Banker, since 1998, Kristine Koehn has the knowledge and expertise you need to explore the many financing options available to you and your family.

"Ensuring that you have all the needed information, to make the right choice for you and your family is my ultimate goal. I am committed to providing my customers with mortgage services that exceed their expectations."
Kristine Koehn

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Kristine's clients have to say

Michael F

The Kohen Mortgage Group was awesome. They helped guide us through the stressful process of getting a mortgage. Thanks for all your help and support.

Nov 16, 2022

MykFranks

From the moment we first spoke with Kristine, we knew she was a great person. She helped use navigate the stressful process of getting a mortgage. Would highly recommend The Kohen Mortgage Group to anyone.

Nov 16, 2022

bthiele05

Great team that communicated every day along the process. Open communication and clear expectations! They even helped keep seller’s team on point and inline throughout the entire process. Any question or concern was answered quickly. ... Read More

Oct 22, 2022

David G

Everything went great. Fast, friendly and was very helpful.

Sep 22, 2022

Garry W

Kristine did outstanding job! She kept us updated on everything that’s was going on during the entire process. We would definitely use Koehn mortgage again!!

Aug 30, 2022

Vashti G

Kristine is excellent, she responds to emails and messages so quickly! She is truly a cheerleader throughout the whole process while having your best interest at heart. This is our second mortgage through her and we would absolutely use her again! ... Read More

Aug 13, 2022

Kevin M

This is our third home we have use the Koehn mortgage group to purchase with and without fail, every time has gotten better and better.

Aug 02, 2022

Marty

The whole team at Koehn's mortgage was courteous, helpful, polite, patient, and driven to the goal of obtaining an affordable mortgage at a great intrest rate.

Mar 27, 2020

user7865793

Kristine Koehn is wonderful. She answered all my silly questions. Getting my home loan through a local Waco company was a great decision. Also follow up emails with homeowners tips are really nice.

Nov 11, 2016

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV