Laura R. Miller
Sr. Mortgage Advisor NMLS# 455116 Licensed in CA
1732 Jefferson St., #6
Napa, CA 94559
Branch License Number # 1961967
About Laura R. Miller
Your mortgage is personal, and I understand that
Laura has been a trusted, established local lending professional here in the Napa Valley for 30 years. She has received numerous honors and awards throughout her career for performance and outstanding customer service. Laura is a Napa native, attended Napa schools, and graduated from California State University in Chico, CA. Laura knows the Napa community and is an active part of it. She is the mother of two daughters and is an active parent in their school and sports communities. Laura is also a member of the Napa Chapter of the North Bay Association of Realtors and advocates for improving food quality served to children in Napa schools. Laura is a devoted fan of the San Francisco Giants baseball team and attends as many games as possible. Working at Preferred Rate, as a home financial expert, Laura always puts her client's interest first. She is particularly experienced in structuring loans for first-time buyers, investors, vacation home buyers, and Napa Valley luxury home buyers. Helping others obtain and maintain Homeownership is Laura’s professional passion.

We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
-
Step 1 Connect with a Loan Expert
-
Step 2 Get Pre-Approved
-
Step 3 Make Offers
-
Step 4 Lock in your Preferred Rate
-
Step 5 Move in to your new home
-
Step 1 Connect with a Loan Expert
-
Step 2 Lock in your Preferred Rate
-
Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
-
Fixed-rate Mortgages
-
Adjustable-rate Mortgages
-
Interest-only Loans
-
Jumbo Loans
-
FHA
-
VA Loans
-
USDA Loans
-
Reverse Mortgages
Speciality Products
-
Keys On Time Program
-
Secure Lock Program
-
Jumbo Investor Loan Programs
-
Peak Loan Program
-
High Balance Solutions
-
Jumbo Solutions
-
Home Ready
-
Home Possible Advantage
-
STaR Program for First-Responders
-
Doctor Program for Medical Professionals
-
Manufactured Housing Loans