Home loan advisor Laurel Knight Keane at Preferred Rate. Expert mortgage services for homebuyers and.
Laurel Knight Keane provides expert mortgage advice at Preferred Rate, helping clients secure the best home loan options.

Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

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Laurel Knight Keane, featured on Preferred Rate, smiling confidently with crossed arms and a vibrant pink bow tie.
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NMLS: #132280

Laurel Knight Keane

Mortgage Advisor

For more than 30 years, I’ve dedicated my career to helping people achieve the dream of homeownership. Before entering the mortgage industry, I worked in retail sales, where I learned the importance of listening, understanding individual needs, and building genuine relationships. Those early lessons shaped the way I serve clients today. Mortgage lending isn’t just a job for me—it’s a lifelong career built on guidance, trust, and a commitment to meeting people where they are. No matter the client or their situation, my goal is to walk with them through the process and help them reach their goals with clarity and confidence. Outside of work, family and community are at the heart of my life. I love celebrating milestones with family and friends and staying active in my local community, where connection and support matter just as much as the work I do professionally.

Licensed in:

AZ, OR and WA

Specialties:

First-Time Homebuyers

VA Loans

Renovation Loans

Reverse Mortgages

Construction Loans

Lending Specialties

First-Time Homebuyers

VA Loans

Renovation Loans

Reverse Mortgages

Construction Loans

Why work with me?

5.0/5 Rating

19 reviews

400++

Families helped

21 days

Average close time

30+ years

Of experience

Real clients. Real results.

Laurel is the best!  She’s readily available and always helped me understand my options.  I have worked with her on multiple mortgages and I always leave the transaction feeling like I’ve made the best educated decision for myself and my family.

Carole C

Laurel is a superstar! Our situation was time sensitive and complex and she and her team where above and beyond responsive. And now we have our new house because of her knowledge, perseverance and experience.Thank you, Laurel and team!

Ann K

Amazing! Laurel and her team will go above and beyond for you! And they are always available for you! Very nice and welcoming team. 

Miguel M

Laurel was great kept us in the know the whole way through

Rebecca K

Very professional experience!

Steven V

Laurel has been amazing in answering all my questions and concerns without making me feel ignorant. I really appreciate how quick she responds to my questions. I have used her for my last three houses and will continue using her for all my house financing needs. Thank you Laurel.

Jared J

Exceptional Have known Laurel for a couple years my 1st buying experience didn’t work but she showed up and showed out keep up the good work Laurel. Thank you 😊 God Bless You

Shannon W

Laurel and the team are awesome to work with. This process was a bit overwhelming but everyone was so helpful and assuring through it all from beginning to end. They are rock stars and I'll be sure to highly recommend them to anyone in need.

Tiva J

To anyone concerned, Laurel Knight keane has performed a fantastic job for me in obtaining a Heloc loan for me. This is the second time in five years that I have turned to her for assistance in requiring a Loan for help with my financial matters and she was just great with helping me obtaining my goals , I would stand strongly behind her in recommending help with financial matters if you needed it. She is a very great person and Loan Officer to work with. Thank You

Emerson H

Laurel was so amazing so patient and she went out of her way to get our loan approved. I will recommend her to everyone I know who is looking to buy a house. Laurel is truly the best and I cannot thank her enough for her service. I consider her as a friend and a part of my family.

Karen G

Best lender i have ever felt with. Will be going back for my refinance.

Christopher F

Responsive, knowledgeable, reliable to get us the best rates and save money.

Candice C

Working with Ms.knight was a pleasure and she kept us updated.

Avenisse G

Laurel was recommended to me by my agent Jamie who I very much trusted. Jamie was not wrong in recommending her. She not only handled everything professionally, but helped protect me from any problems on certain house deals. She has all of my praise.

Felipe L

Laurel was simply AMAZING!!! Her and her team made my home buying process a breeze. Whenever I needed something or I had a question it was done and answered immediately. Will definitely do business again with Laurel and her team.

Andre J

Laurel Knight and the team were amazing in the process of helping me and my wife on our forever home. Any questions we had were answered. She was very helpful with the documents and us being elderly the process was easy with her help thank you so much!

Curtis L

Amazing experience. Got us a great week and we were able to close in 2 weeks!!

Cherith L

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
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Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
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FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
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Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
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First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
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Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
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Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
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Preferred Rate logo with financial graph and rate drop notification.
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We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

Estimate your monthly payment in seconds.

$400,000

$50k $2M+

Customize taxes, insurance & HOA

Not required (Down payment ≥ 20%)
Estimated Monthly Payment

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Principal & Interest Mortgge Loan
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Property Tax Estimated
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Home Insurance Estimated
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HOA & PMI Fees
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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  • Competitive rates
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  • Easy process