Sr. Mortgage Advisor

Loretta Cetkovic

Sr. Mortgage Advisor NMLS# 1995352 Licensed in MI

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(616) 292-1884 (616) 430-4141 [email protected]

452 Ada Dr. SE, Suite 245
Ada, MI 49301
Branch License #2399445

About Loretta Cetkovic

Your mortgage is personal, and I understand that.

Loretta is a proud Michigan native and Kalamazoo resident. She brings a strong liberal arts background to her originating and has become a community leader in down payment assistance programs and community lending. In her free time, Loretta enjoys spending time with her extensive family and her work as music director.

Loretta is a proud Michigan native and Kalamazoo resident. She brings a strong liberal arts background to her originating and has become a community leader in down payment assistance programs and community lending. In her free time, Loretta enjoys spending time with her extensive family and her work as music director.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Loretta's clients have to say

Ronald B

Loretta was very personal and informative to work with.

Jun 01, 2024

HM P

Loretta is professional, motivated, and in it for her clients and their success!

Jan 08, 2022

Marla M

extremely knowledgeable very informative I went into this knowing not much and I have learned so much because Loretta put up with my stress anxiety written self lol and explained everything in such detail there was nothing left unanswered I felt comfortable with her she was kind available pretty much all the time would even call after hours if I had questions I shopped around and not once did I come across anyone who made me feel they were being honest and truly trying to help me get what I wanted without pushing their own agenda except Loretta she truly wants to help her clients get what they want and tries very hard to get it for them ... Read More

Jun 23, 2021