Mortgage Advisor

Matt Giermala

Mortgage Advisor NMLS# 2523764 Licensed in CA, FL, IL and IN

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5.0
(38 reviews)
(815) 791-8758 [email protected]

1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Matt Giermala

Your mortgage is personal, and I understand that.

Seasoned Mortgage Loan Officer with a unique background as a dedicated firefighter and successful business owner. Combining a commitment to community service with a proven entrepreneurial spirit, I bring a holistic approach to your home financing needs. Let my diverse experience guide you towards a secure and tailored mortgage solution, ensuring your home ownership journey is both seamless and personally meaningful. Seasoned Mortgage Loan Officer with a unique background as a dedicated firefighter and successful business owner. Combining a commitment to community service with a proven entrepreneurial spirit, I bring a holistic approach to your home financing needs. Let my diverse experience guide you towards a secure and tailored mortgage solution, ensuring your home ownership journey is both seamless and personally meaningful.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Matt's clients have to say

Michelle W

Matt was amazing throughout the whole mortgage process. He explained everything thoroughly and was always available for any questions or concerns. He went above and beyond to ensure we got the best customer service and rates available to us. HIGHLY recommend to anyone looking to buy a home! Will absolutely give him my business again when buying our next home. ... Read More

Oct 27, 2025

Elizabeth B

From start to finish, Matt was an incredible source of support and knowledge. He was great at breaking everything down in a way that made sense, his team helped us close with ease. We couldn’t be more thankful to our real estate agent for recommending him! Amber was equally fantastic together they turned what could have been a daunting process into a seamless and enjoyable experience. We truly felt at ease every step of the way! ... Read More

Oct 04, 2025

Adam S

Great experience. Wouldn't suggest anyone else. Timely and made suggestions to get the deal done. Highly recommend!

Oct 03, 2025

gladis l

Matt, went above and beyond throughout the entire mortgage process. He was always available to answer my questions, no matter how small, and made sure I felt confident every step of the way. His professionalism, patience, and dedication truly made this experience smooth and stress-free. I highly recommend him to anyone looking for a reliable and caring loan officer. ... Read More

Sep 19, 2025

Brandon F

The team was fantastic and great to work with. They answered any questions who could have and the made the whole process as easy and stress less as possible 

Sep 05, 2025

Mason D

Matt was phenomenal, he answered all my questions without delay, and explained in detail how everything worked

Aug 27, 2025

Denise S

Very efficient and seamless experience. Everyone was supportive and helpful with any questions or concerns. Would highly recommend!!

Aug 14, 2025

Abbee B

Working with Matt and his Team was nothing short of incredible! For a first time home buyer they explained everything with great detail so we understood the process and made it absolutely painless. If we had questions they answered immediately and helped us stay on the right course to get our dream home! I would recommend them to Everyone! Thank you again!  ... Read More

Aug 12, 2025

Maura M

Matt was super helpful! He always answered my questions in a timely manner.

Aug 05, 2025

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV