Michael Dale Fawver
Sr. Mortgage Advisor NMLS# 231994 Licensed in CA
3000 Lava Ridge Ct., #200
Roseville, CA 95661
Branch License #1850
About Michael Dale Fawver
Your mortgage is personal, and I understand that.
Michael Fawver, a 30+ year veteran of the mortgage business, currently serves as the Director of Branch Production as well as Senior Loan Officer for American Pacific Mortgage’s Preferred Rate Division. In this role Mike mentors Loan Originators through the entire mortgage cycle from pre-qualification of the client through closing and beyond.
In addition to bolstering the originators on his team, Mike also works with his local real estate community by providing training on market conditions and products as well as co-marketing and working hand in hand with real estate agents to ensure that home purchasers are well informed and comfortable in making their major purchase.
Mike is quite adept in providing financial planning for consumers as it relates to home financing including, but not limited to, savings, college funds, move-up borrowers, investment property/second homes as well as cost analysis regarding renting vs. owning. He will listen and set up long-term goals/plans tailored to each individual’s specific needs.
Mike considers himself truly fortunate to work in the mortgage field, an industry he loves. He is also enthusiastic about various humanitarian organizations including Boys & Girls Club, Pathways to Independence, and Food Finders – an organization dedicated to feeding hungry children in his local area.
When not assisting in making financial dreams come true or aiding in charitable events, Mike enjoys golf and outdoor time with his wife, Susan, six children, multiple grandchildren, and his favorite dog, Lucky.

We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Michael's clients have to say
Brenna M
Michael was fantastic to work with. Escrow can be a grueling process but he made it user friendly and was very communicative. I appreciate his professionalism and straightforwardness. Would definitely work with him again and will be recommending him to others! Thank you Michael. ... Read More
May 27, 2022
Tracy La V
Mike does a great job taking care of his clients and working with us to make sure everything went so smooth in the loan process. I would highly recommend Mike to friends and family.
May 20, 2022
dcmannen
We've used him twice, first time in 2004 and again in 2014. Obviously, buying a house after the crash is more stressful, but Mike really made it easy on us. The amount of paper work can be overwhelming, specifically if you do not understand the process. Overall it was a great experience. He handled all our refi's as well, which have saved us an enormous amount of money on our mortgage. Mike knows the business and looks out for his clients best interests. ... Read More
Mar 06, 2017
buffyb73
Michael explained all the steps that we would need to take in order to close our escrow. He is extremely knowledgeable and not once did we feel left in the dark. We knew we were in the right hands. We will recommend his services to all of our family and friends. We couldn't be more happier with our results. ... Read More
Mar 04, 2017