Mortgage Advisor

Michael A. Foote

Mortgage Advisor NMLS# 1941764 Licensed in KS and MO

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(816) 456-2678 (855) 205-7080 (Fax) mike.foote@preferredrate.com

800 E. 101ST Terrace, Suite 150
Kansas City, MO 64131
Branch License Number 1995102

About Michael A. Foote

Your mortgage is personal, and I understand that.

I was born and raised in Kansas City and, aside from a few years in the military, I have lived here all of my life. I started in the mortgage industry in 1997 and I love helping first-time homebuyers navigate the homebuying process and seeing the joy when they get the keys to their new home! I'm not some stuffy banker and...I answer my phone. Call me! I was born and raised in Kansas City and, aside from a few years in the military, I have lived here all of my life. I started in the mortgage industry in 1997 and I love helping first-time homebuyers navigate the homebuying process and seeing the joy when they get the keys to their new home! I'm not some stuffy banker and...I answer my phone. Call me!

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Michael's clients have to say

JAMES W

My experience with Michael was all positive through out the document gathering although I can not express the same for processing and under writing. They waited until the last minuet to release the amount I was to bring to closing thus in it self caused me great stress making it impossible to close on the original date for the closing. ... Read More

Feb 11, 2021

Dylan S

Mike and his team were very quick to respond to every question I had, they made the process seamless and everything went smoothly! Can’t recommend them enough!

Feb 10, 2021

JANET C

Awesome fast service

Jan 14, 2021

Allie W

I had very good experience

Jan 08, 2021

Yvonne H

You did an awesome job and guided us through some challenges that I thought would never end. Thanks for staying with us.

Dec 20, 2020

Anthony H

Your entire team was great. You overcame obstacles and encouraged us every day. Thank you.

Dec 17, 2020

Autumn C

Very courteous. Checked on my when I wasn’t feeling well. Kept me informed every step of the way.

Dec 15, 2020

Mary C

Great job. I didn't know what to except , and you made it less stressful.

Nov 19, 2020

Kevin M

Absolute Professional and Fantastic. Great job and Thank You !

Apr 14, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”