Mortgage Advisor

Michael A. Foote

Mortgage Advisor NMLS# 1941764 Licensed in KS and MO

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(816) 456-2678 (855) 205-7080 (Fax) mike.foote@preferredrate.com

800 E. 101ST Terrace, Suite 150
Kansas City, MO 64131
Branch License #1995102

About Michael A. Foote

Your mortgage is personal, and I understand that.

I was born and raised in Kansas City and, aside from a few years in the military, I have lived here all of my life. I started in the mortgage industry in 1997 and I love helping first-time homebuyers navigate the homebuying process and seeing the joy when they get the keys to their new home! I'm not some stuffy banker and...I answer my phone. Call me! I was born and raised in Kansas City and, aside from a few years in the military, I have lived here all of my life. I started in the mortgage industry in 1997 and I love helping first-time homebuyers navigate the homebuying process and seeing the joy when they get the keys to their new home! I'm not some stuffy banker and...I answer my phone. Call me!

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Michael's clients have to say

Todd C

Working Michael and his team was very thorough, knowledgeable and easy.

Nov 23, 2021

Kiger W

Very responsive! Mike answered any and all questions we had. We never felt left in the dark! The app was so great to see where the status of things were. He truly made home buying a much easier process and a great experience!! Thanks so much, Mike!! ... Read More

Aug 07, 2021

Bekka J

Mike Foote and his entire team were exceptional to work with throughout the homebuying process. They were patient, efficient, and got the job done quickly. They were fantastic at answering my many questions in a timely manner. Highly recommend! ... Read More

Jul 05, 2021

Bekka J

Mike Foote and his entire team were exceptional to work with throughout the homebuying process. They were patient, efficient, and got the job done quickly. They were fantastic at answering my many questions in a timely manner. Highly recommend! ... Read More

Jul 05, 2021

Bekka W

Mike Foote and his entire team were exceptional to work with throughout the homebuying process. They were patient, efficient, and got the job done quickly. They were fantastic at answering my many questions in a timely manner. Highly recommend! ... Read More

Jul 05, 2021

SCOTT F

GREAT TO DEAL WITH.

Jul 02, 2021

Scott L

Mike did a great job keeping us informed throughout the process. Ashlee also did a great job with communication which is key when working on a loan to meet the closing deadline.

Jul 01, 2021

monica g

Michael Foote worked with me and my crazy work schedule, to finally get me in a place of my own. He is highly recommended.

May 19, 2021

Garry S

Michael Foote will walk you through the process with great service and personalized attention. I would highly recommend his services. Thank You Michael

May 16, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”