Mortgage Advisor

Michael E. Fornero

Mortgage Advisor NMLS# 231714 Licensed in IL

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4.9
(61 reviews)
(630) 400-8144 [email protected]

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Michael E. Fornero

Your mortgage is personal, and I understand that.

Michael has been a loan originator since 1994 and has a background in Financial Planning since 1985. He believes in taking an innovative approach when working with a client and their financing needs. Mortgage financing is more than just rates and data gathering. Meeting the client’s objectives is the philosophy that has worked for Michael for more than 26 years.

Michael has been fortunate to build many great relationships and friendships with his clientele and he holds those sacred as it’s the biggest reason he has always enjoyed his work.
He is a father of three wonderful sons, whom he is very proud of.
Michael has been a loan originator since 1994 and has a background in Financial Planning since 1985. He believes in taking an innovative approach when working with a client and their financing needs. Mortgage financing is more than just rates and data gathering. Meeting the client’s objectives is the philosophy that has worked for Michael for more than 26 years.

Michael has been fortunate to build many great relationships and friendships with his clientele and he holds those sacred as it’s the biggest reason he has always enjoyed his work.
He is a father of three wonderful sons, whom he is very proud of.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Michael's clients have to say

Jerry G

Seamless purchase and recent refinance, Mike and his team are very knowledgeable and professional looking out for their customers best interest. Thank you Mike and Swenia

Nov 08, 2025

Jerry G

From the very start Mike was very helpful and definitely knowledgeable, made the homebuying experience simple. Definitely recommend Mike and Swenia, no headaches and we are in our home! Thank you guys!

Jan 15, 2025

Phil M

5/5 please go to Mike, his team made the process simple from start to finish!

Oct 13, 2024

Kyle H

Mike And Swenia were super helpful in navigating a challenging situation. Thanks Again!

Oct 04, 2024

Michael A

Mike and his team have worked with my parents for quite some time and I was happy to do business with him. Very transparent throughout whole process and answered any/all questions along the way. His loan processing team helped make for an efficient close process! ... Read More

Aug 01, 2024

Mark G

Mike and Swenia made the loan process easy. They both were very knowledgeable and professional.

May 24, 2024

Vince V

Best place possible to get a mortgage. The attention to detail and the time and effort they put is very appreciated and recognized. Every time I had a question I had an answer within minutes. I cannot express how easy they made the process. ... Read More

Mar 09, 2024

Jordan F

Mike was extremely helpful and accommodating during my lengthy home-buying process! He listened to my needs, answered my questions and got me exactly what I needed when it came to my loan.

Aug 29, 2023

Jordan F

Mike was extremely helpful and accommodating during my lengthy home-buying process! He listened to my needs, answered my questions and got me exactly what I needed when it came to my loan.

Aug 29, 2023

See all reviews

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV