Mortgage Advisor

Michael Secreto

Mortgage Advisor NMLS# 2069677 Licensed in AZ, CA, CO, FL, GA, HI, IL, KY, MN, OR, TX, WA and WI

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5.0
(34 reviews)
(773) 638-9551 mike.secreto@preferredrate.com

1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Michael Secreto

Your mortgage is personal, and I understand that.

I love Real Estate and Real Estate investing. I enjoy helping people achieve their dreams of homeownership or financial freedom. Fun fact: Did you know that most millionaires were created through real estate? Let my passion for creating long-lasting memories and sound financial investments using real estate help you live your very best life.
I love Real Estate and Real Estate investing. I enjoy helping people achieve their dreams of homeownership or financial freedom. Fun fact: Did you know that most millionaires were created through real estate? Let my passion for creating long-lasting memories and sound financial investments using real estate help you live your very best life.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Michael's clients have to say

Michael B

Working with Mike was a Great experience. He was there every step of the way to answer any and all questions we had. He got us our funding quickly and hassle free. I’d definitely recommend him to anyone looking for a home loan.

Oct 25, 2021

Kristen R

Absolutely great service, Mike and Dan walked me through the entire process with such transparency from the time I initially called them to the time I closed. Their app and online service is easy to use and track your application, I never had to reach out on missing information. Mike was also able to leverage his network to get my appraisal ordered and completed two weeks faster than the industry average. I would 100% recommend this team and will do business with them again in the future. ... Read More

Oct 19, 2021

Sharenna G

Michael Secreto was absolutely amazing to work with. He made my home buying process simple. He took his time and walked us though every step, and kept us informed the entire time. His response time to every email and call we made with questions was almost immediate. He made the purchase of our second home a breeze. ... Read More

Sep 29, 2021

Diamond H

I am a new home owner. I have Mike to thank for that. I’ve been trying to purchase a home for about 5 years now and I lost all hope that I would be able to any time within the next two or three years. Mikes thorough knowledge of all aspects of his job allowed him to provide me with information and moves that I needed to make to push through this process and actually make it to the moment the keys to my family’s new home were placed in my hands. I am forever grateful and highly suggest using Mikes services if your trying to purchase a home. ... Read More

Sep 28, 2021

Tina K

I’d like to thank Mike for making this experience professional, timely, and stress free. I almost felt like he was just as invested in my purchase as me. 5 stars all the way across the board for his excellent service.

Sep 28, 2021

Aniyah G

My loan process was smooth, seamless and hassle free. I was able to apply online and upload all my documents through their mobile app using my phone. Mike was professional and explained everything in detail. I already told all of my friends how easy the process was with him. ... Read More

Sep 27, 2021

Azalea R

I would like to express my gratitude to Mike and his team for their hard work and consistency during my loan process. On top of getting me pre-approved in less than an hour on a Saturday, he recommended a great realtor for me to work with. We closed on time with no hiccups and I love my new home. If your looking for someone to listen to your needs and provide solutions, instead of sales tactics, then look no further. ... Read More

Sep 27, 2021

Azalea R

I would like to express my gratitude to Mike and his team for their hard work and consistency during my loan process. On top of getting me pre-approved in less than an hour on a Saturday, he recommended a great realtor for me to work with. We closed on time with no hiccups and I love my new home. If you’re looking for someone to listen to your needs and provide solutions, instead of sales tactics, then look no further. ... Read More

Sep 27, 2021

Larry L

Mike delivered an experience above the rest. During a refinance, you want to understand all your options and weight them objectively. He made sure he offered the best avaliable solutions for the outcome I sought. His passion, commitment, and understanding of the market made the process simple. If you're looking for a dedicated, honest, and straightforward ( mortgage loan officer) then Mike is who you need. ... Read More

Sep 11, 2021

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equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”