Mortgage Advisor

Michael Secreto

Mortgage Advisor NMLS# 2069677 Licensed in AZ, CA, CO, FL, GA, HI, IL, KY, MN, OR, TX, WA and WI

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5.0
(50 reviews)
(630) 776-8182 mike.secreto@preferredrate.com

1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Michael Secreto

Your mortgage is personal, and I understand that.

I love Real Estate and Real Estate investing. I enjoy helping people achieve their dreams of homeownership or financial freedom. Fun fact: Did you know that most millionaires were created through real estate? Let my passion for creating long-lasting memories and sound financial investments using real estate help you live your very best life.
I love Real Estate and Real Estate investing. I enjoy helping people achieve their dreams of homeownership or financial freedom. Fun fact: Did you know that most millionaires were created through real estate? Let my passion for creating long-lasting memories and sound financial investments using real estate help you live your very best life.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Michael's clients have to say

Aaron M

Great service.

May 12, 2022

Brendan T

Everything was great from beginning to end. Will definitely recommend to my family and friends.

May 11, 2022

Tremareon K

Loved it! The professionalism and attention to detail won me over early on. Thank you for everything!

May 11, 2022

Flomond W

Service was outstanding!! Very knowledgeable and gave me insight on all products available to me!!

May 08, 2022

Drerrick R

10/10 experience, Mike was great to deal with especially with myself being a first time home buyer. He was professional, attentive, and helpful. All my questions and concerns were answered, leaving me untroubled. He really made a fearful process of obtaining a mortgage a painless process. ... Read More

May 06, 2022

Jeremy R

This truly felt like a tailored experience made just for my needs. I can’t thank Mike again for how much assistance he was and how he made everything seem stress-free. I appreciate your service and will be sure to recommend to others! ... Read More

May 06, 2022

Samuel F

Mike was absolutely phenomenal. He handled everything with speed and professionalism. Will be recommending him to everyone I know.

May 06, 2022

Tyler Laws S

An amazing experience. Everything was handled very very well.

May 06, 2022

Xavier M

The loan and application process was super easy and quick with Mike. He even called the sellers realtor to help get my offer accepted.

May 06, 2022

See all reviews

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”