Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Portrait of Myriam Nunez promoting Preferred Rate services for optimal financial solutions.
A professional image of Myriam Nunez highlighting Preferred Rate's financial services and customer support.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #326277

Myriam Nunez

Senior Mortgage Advisor/SVP National Production

Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make – let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!

Licensed in:

FL

Why work with me?

5.0/5 Rating

11 reviews

Real clients. Real results.

Myriam was amazing and answered every question I had and made sure I was updated every step of the way. 10 out of 10 wouldRecommend! 

A C

I am so grateful for Myriam Nunez for helping me with the loan for my new condo. She was prompt and always responded quickly whenever I had a question. She was patient, taking the time to explain every step of the process in a way that was easy to understand. She was kind and friendly, which made the whole experience much less stressful. Most importantly, she was attentive to my needs and stayed on top of every detail from start to finish. Because of her dedication and care, my loan process was smooth and successful. I would gladly recommend Myriam to anyone looking for a knowledgeable and caring loan officer.

Juana F

Myriam Nunez was so helpful, and determined to make my dream of buying my first home possible. From the first day to closing day she was always following up with me, giving me tips and most importantly reminding me that we are in this goal together. Just as hard as I was working on purchasing the home she was working day and night on making my dream come true on her end to make closing smooth and quick. I couldn’t possibly more blessed and thankful for all of the hard work and dedication Myriam put into my process. - Ariana Padron

Ariana P

Everyone was great and super informative through the whole process. I appreciate them more than they will ever know.

A C

Absolutely amazing. Myriam walked us through every simple step of the process and made the typically painful task of home buying an absolute breeze. Would recommend her to anyone looking to buy their next home.

Nicole B

 Myriam was an outstanding mortgage advisor. She was professional, responsive, and extremely helpful throughout the entire process. I had a great experience working with her and would absolutely recommend her to anyone looking for mortgage financing.

yunerky r

Myriam was wonderful.This was my first time buying a house on my own , and she walked through everything.

Corinne N

I had a great experience with my lender. They were professional, responsive, and made the entire process smooth from start to finish. Everything was handled quickly and clearly, and I always felt supported. Highly recommend!

Anthony C

Working with Myriam was truly the best decision we could have made as first-time homebuyers. From day one, she made us feel like family — never like just another file. She answered every question (and there were a lot!), explained each step in a way that was easy to understand, and guided us through the entire process with so much patience and care.What really stood out was how proactive she was. Every detail was taken care of before we even knew to ask about it, which took so much stress off our shoulders. She made buying a home feel simple and manageable, even when things could have been overwhelming.Thanks to Myriam, we are now in our dream home, and we truly couldn’t be more grateful. We would recommend her to absolutely anyone looking for a lender they can trust, who goes above and beyond, and who genuinely cares about their clients’ happiness and long-term success.

Samantha C

Working with Myriam was truly the best part of our home-buying experience. She made us feel like family from day one — patient, kind, and always one step ahead. She answered every single question (and there were a lot!) and guided us through each step with so much clarity and confidence. What really stood out is how seamless she made the entire process. Every detail was taken care of before we even had to ask. She made something that can feel overwhelming feel simple, smooth, and even enjoyable. Because of Myriam’s dedication and expertise, we are now in our dream home — and we could not be more grateful. We would recommend her to absolutely everyone! If you want a lender who genuinely cares and delivers above and beyond, Myriam is the one.

Samantha E

“I truly appreciate all your help throughout this process. Your dedication, efficiency, and commitment made it possible to secure the loan in record time. In addition to being an outstanding professional, you’re a wonderful person. Thank you so much!”Socky

Maria Abello C

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

Estimate your monthly payment in seconds.

$400,000

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Principal & Interest Mortgge Loan
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Property Tax Estimated
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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next step?

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  • Competitive rates
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