Branch Manager

Nicole Lambros

Branch Manager NMLS# 174206 Licensed in IL IN FL

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(708) 935-2252 (708) 687-0200 nicole.lambros@preferredrate.com

15341 S. 94th Ave., Suite 101
Orland Park, IL 60462
Branch License Number 1988316

About Nicole Lambros

Your mortgage is personal, and I understand that.

I easily connect with clients, which gives me the ability to help them through the home buying process without any stress.
I educate my clients and always look out for their best interests. I assist buyers, investors and builders in Chicagoland, Indiana and Florida with their financing needs.
At the start of my career, I developed a passion for helping people reach their goals of homeownership and financial stability. Eighteen years later, I have closed millions of dollars in mortgage loans.
I am hardworking and extremely knowledgeable about the mortgage industry. I believe in being completely honest with my clients. Basically, I truly love helping people. When I get to see a happy face at the closing table, it means the world to me. I am very passionate about my job and just love to make people happy.

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Nicole's clients have to say

Cortney P

Great communication skills and preparedness in dealing with my loan process from start to finish. I would highly recommend Nicole and her team.

Jan 11, 2022

Cortney Z

Nicole is fantastic and made the whole process very easy. Highly recommended!!

Dec 31, 2021

Darryl P

Nicole Lambrose and Antonio Halek and staff were simply fantastic about our loan experience. They were patient and very helpful through the loan process. I would recommend this company and Nicole to anyone who would like to get a loan to buy their home. ... Read More

Dec 29, 2021

Elizabeth D

Nicole was wonderful and extremely amazing with helping me navigate through the less than exciting process of buying a home. She was positive and upbeat through the whole thing and her wonderful attitude made the process much less difficult than mi had anticipated. Nicole and Maggie are highly recommended!! 5 s! ... Read More

Dec 25, 2021

Angelika C

Everyone was SUPER FRIENDLY, FAST, HELPFUL, and made my experience STRESS-FREE! I highly recommend Nicole and Antonio!

Dec 22, 2021

Dysa H

I had a great experience with the whole process of my loan, I would definitely recommend them to family and friends. They were very helpful and patient with me. They made sure I understood everything and the process and terms of the loan. I would definitely use them again in the future for any other home purchase. ... Read More

Nov 20, 2021

Idris A

I had a very good and smooth experience with this lender, especially Nicole. Nicole was very professional and awesome, she listens to your concerns and always willing and ready to help with your requests and worries. I strongly recommend them to anyone interested in house mortgage. ... Read More

Nov 19, 2021

Dante M

This is the 2nd time she assisted us to secure a loan, very helpful and honest person. She have an excellent team. We highly recommend Ms. Nicole Lambros...

Nov 18, 2021

Terry N

Nicole & her team worked effortlessly to help my family and I get into our home! She did not stop or give up on us even when it look like we wouldn’t make the finish line. She kept pushing to the very end to ultimately get us cleared to close on our home and they also did it in a reasonable time frame! I Thank Nicole & her team for being a great guidance & make a dream come true for my family! ... Read More

Nov 18, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”