Your   Homeownership Journey Starts Here

Nicole is the Best! She is very kind, passionate about her job, helpful, & very knowledgeable! Her & her team took very good care of me, and I appreciate it. She helped me find my forever home & Igrateful for her expertise, her hard work, & unwavering dedication thru out my entire experience! I can’t wait to buy another home just so I can get her to help again! Looking for a home call Nicole, you will thank me later!!

Nicole is the Best! ❤️ She is very kind, passionate about her job, helpful, & very knowledgeable! Her & her team took very good care of me, and I appreciate it. She helped me find my forever home & Igrateful for her expertise, her hard work, & unwavering dedication thru out my entire experience! I can’t wait to buy another home just so I can get her to help again! Looking for a home call Nicole, you will thank me later!!

You will not find a team that will work harder for you! We cannot thank Nicole and her team enough for their dedication to any transaction we bring to them. They are extremely organized, communicate all of the options available, and communicate often with updates. We were treated like family from her whole team from start to finish. They are extremely trust worthy , professional and we are so appreciative to have worked with them.

We’re incredibly grateful to Nicole Lambros and her team for making the home loan process so smooth. From the very beginning, they were responsive, knowledgeable, and always ready to answer our many questions with patience and clarity. They guided us through every step, explained all our options, and worked tirelessly to ensure everything stayed on track — even ahead of schedule! Thanks to Nicole and her amazing team, we were able to close on time and with confidence. We truly appreciate the professionalism, dedication, and personal touch. Highly recommend!

Nicole and her team we would like to THANK YOU. We are enjoying our new home 

Thank you so much for coming through for our clients! I think this was a record save. I recently reached out to Nicole and her team when my buyers lender denied their loan 2 weeks before closing. I cannot stress the importance of working with a trusted, caring and knowledgeable lender.

Working with Nicole and her team was amazing! She answered all of our questions and her team had everything handled for a smooth  and easy closing. We definitely would recommend her and her team 100 percent. Thank you guys for everything!!!

I am a first time homebuyer and Nicole and her team have made this process simple and easy for me. They listened to my concerns and answered any question I had. They were there for me every step. I am very happy with my experience. 

I really enjoyed working with Nicole and her team. I love how she was there every step of the way in closing the loan on my first home mortgage. Nicole was there to explain the process and answer questions that I had. If Nicole was not there, she had amazing team members that I can speak to. Nicole is such a genuine and sweet person I would definitely refer Nicole and her team to anyone I know in the process of purchasing a home or property and needing to get a mortgage.

Working with Nicole Lambros and her team on my refinance was an absolute pleasure. From start to finish, the entire process was handled with incredible speed and efficiency. What I thought might be stressful and time-consuming turned out to be smooth and straightforward.Nicole and her team’s communication was excellent throughout. They kept me informed at every stage, explained everything clearly, and were always available to answer questions. I never once felt left in the dark or unsure about what was happening.If you’re considering a refinance, I can’t recommend Nicole and her team highly enough. They made the entire experience seamless, stress-free, and fast. Truly top-notch service from start to finish!

Nicole Lambros it's a phenomenal woman when I tell you. I was in doubt I was not going to be able to purchase a home but Nicole said don't worry, you're going to have a home when I tell you. Nicole and her team worked a tremendous job and making sure that we close on the house. I will recommend Nicole and her team to. Everyone I come in contact with who's trying to purchase a home.Thank you, thank you.Without God and you none of this would have been possible.

I had the best experience working with Nicole and her team!  Actually not enough stars on the board to cover my feelings !  Working with Nicole and team along with my realtor was amazing ! I cannot express how pleased and grateful I am for them to get me through the transition!   Thank you ! Thank you ! Thank you ! 

Simply the best!! Wow what a team!!

Excellent services -timely, organized, professional, affordable

The best ! Would recommend to anyone and everyone!! I actually give more then 5stars but there isn’t any more lol

Nicole was super helpful & we had seamless communication which made the process less stressful. Nicole & the team worked perfectly— didn’t skip a beat at all. Thank you again for everything!

Nicole and her team were amazing! The process was smooth, communication was clear, and I loved being able to handle everything online. Highly recommend!

I have had the pleasure of working with Nicole and her team for almost 15 years and can say that they are among the best when it comes to getting results for her clients and ensuring a smooth closing for all parties. She has an incredible wealth of experience, is a natural problem-solver, and her positive attitude sets a great tone for all involved in the transaction. I highly recommend reaching out to her for your financing needs!

Nicole was supportive, explained factors very well, followed up on details in a timely manner. Very professional

It was great working with Nicole Lambros and her team! They were clear in their communication and we got our client to the closing table.

I recently had the pleasure of working with Nicole Lambros on a transaction where she represented the buyer and I represented the seller. From start to finish, she was communicative, professional, and proactive. It’s clear she genuinely cares about her clients and is committed to making the mortgage process as smooth and stress-free as possible. Her knowledge of the industry, responsiveness, and dedication to getting the job done made all the difference in getting us to the closing table on time. I would gladly work with her again and highly recommend her to any buyer looking for a skilled and trustworthy lender. I hope I have the opportunity to work with Nicole again. Call Nicole!!!

Nicole Lambros has been absolutely AMAZING to work with! From the start of the transaction, she kept us updated each step of the way all the way to the finish line! I've worked with several loan officers & I must say she is one of the absolute best! Highly recommend!

I cannot stress enough how great it was to work with Nicole and the rest of the team. They worked tirelessly to ensure our loan process went as smoothly as possible. The communication and attention to detail were top notch and truly made me and my wife feel valued. Thank you so much for everything, Nicole!

I couldn’t be more impressed with the level of service, professionalism, and attention to detail that Nicole and her team provided throughout the entire process. From our first conversation, it was clear they truly care about their clients and are dedicated to making every step of buying/selling a home smooth and stress-free.

I couldn’t be more impressed with the level of service, professionalism, and attention to detail that Nicole and her team provided throughout the entire process. From our first conversation, it was clear they truly care about their clients and are dedicated to making every step of buying/selling a home smooth and stress-free.My agent was incredibly knowledgeable about the market, responsive to all my questions, and always kept me informed. They took the time to understand exactly what I was looking for and helped me find the perfect property. Their negotiation skills and guidance during closing made a big difference.

Nicole was an absolute pleasure to work with. She is very knowledgeable and made buying my first home easy. I would highly recommend Nicole and her team!

Very responsive and friendly. They explained the process thoroughly and went through various loan options. Will use again for any mortgage needs and strongly recommend!

I am so happy with Nicole Lambros and her team. They went over and beyond to make sure I had my loan on time for my closing. The rate was very fair and the process was smooth using an online portal. I would highly recommend Preferred Rate.

I am so happy with Nicole Lambros and her team. They went over and beyond to make sure I had my loan on time for my closing. The rate was very fair and the process was smooth using an online portal. I would highly recommend Preferred Rate.

The service was great!!! The whole team had great communication, extremely helpful & informative. This was the first time I went through the process & they made it easier than I expected. Thank you all & hope to do more business in the future.

Nicole is a fantastic local lender! I refer all my real estate clients to her—and I’ve also used her personally—because she’s consistently professional, responsive, and incredibly knowledgeable. She always gets things done in a timely manner and goes above and beyond to make sure everything stays on track. I highly recommend Nicole to anyone looking for a reliable, attentive, and experienced lender who truly cares about her clients

Nicole and her team were very quick, friendly, and supportive throughout the loan application process. Couldn't have closed on our home in such a short time without their excellent service and communication!

Everyone was so kind! The responsiveness of the team was amazing. They answered every question I had and were all able to get in contact with me when I needed them. The process was seamless and painless!

Nicole makes it happen! Pleasure to work with

Nicole Lambros and her team did a PHENOMENAL JOB getting the job done in less than 3 weeks time!  ⭐️⭐️⭐️⭐️⭐️ She was an absolute gem to work with and both her follow up and communication were top notch! 💯🥇 With out a doubt, would recommend using her to EVERYONE!  Thanks again Nicole!!! ❤️

Very nice staff. Would have been nice to actually meet Nicole.

From start to finish Nicole and her team was great I'm a first time home owner they made my experience very rememberable I highly recommend

Nicole and her team has been the best. She helped me through everything. She Answered all of my questions thoroughly and helped me all along the way. I highly recommend her!

Process wasn't time consuming. Professional team crossed T's and dotted I's.

Nicole has a great team and she is a true go getter when it comes to getting deals done 5 stars in my book

Nicole and her team are fantastic. We recently closed on our dream home, and they helped us navigate through the entire process like we were part of the family. I would definitely recommend Nicole to anyone looking for financing.

Great agent! Helped us get the home we wanted.

Working with Nicole was the best experience. She is very knowledgeable and experienced. Her and her team were able to get us approved and closing on our dream home in less than 30 days. I can not recommend her enough.

a total professional… if she can’t get it done… then it can’t be done….period.

I’m very pleased to experience the home buying experience with Nicole and her team. I definitely recommend her to any new home buyers. She gave me the best service and the extra cushion I needed to get my new home. Thank you so much for helping me get my new home.

Nicole and her team were fast and efficient! The entire process was thoroughly explained to make me feel comfortable. Thank you for all your hard work!

I recently had the pleasure of working with Nicole as a first-time homebuyer, and I am beyond impressed with how smooth and quick the entire process was. From start to finish, they made the experience incredibly easy!Closing in such a short amount of time was a huge relief, and it allowed me to move forward with my new home without any unnecessary delays. I highly recommend Nicole to anyone looking for a reliable and fast lender—this team really knows how to get things done!

I highly recommend them! They truly are a dream team—always available to answer questions, incredibly knowledgeable, and extremely helpful. The entire process was smooth and fast! I can’t thank them enough for being the best at what they do. Nicole, Matt, and Maggie supported us every step of the way.

We just went through the loan process and everything went great very helpful and knowledgeable. Highly recommend. 

Nicole and Her team are very knowledgeable and are willing to help, they always returned messages and calls. Nicole explained the whole process very well and did not add any surprises. thank you 

It was a pleasure working with Nicole and her team, will definitely recommend her to friends and family.

Nicole and her team are a pleasure to work with…reassuring, efficient, knowledgeable, and professional.Great experience!

This is the 2nd time she assisted us to secure a loan, very helpful and honest person. She have an excellent team. We highly recommend Ms. Nicole Lambros...

This is the 2nd time she assisted us to secure a loan, very helpful and honest person. She have an excellent team. We highly recommend Ms. Nicole Lambros...

This is the 2nd time she assisted us to secure a loan, very helpful and honest person. She have an excellent team. We highly recommend Ms. Nicole Lambros...

Nicole and her team are definitely the best out there. Their patience and knowledge is second to none. Nicole has been helpful from the beginning of my first home purchase and can not thank her enough. Would definitely recommend to any and everyone.

Nicole and her team are definitely the best out there. Their patience and knowledge is second to none. Nicole has been helpful from the beginning of my first home purchase and can not thank her enough. Would definitely recommend to any and everyone.

Nicole and her team are definitely the best out there. Their patience and knowledge is second to none. Nicole has been helpful from the beginning of my first home purchase and can not thank her enough. Would definitely recommend to any and everyone.

Nicole and her team are definitely the best out there. Their patience and knowledge is second to none. Nicole has been helpful from the beginning of my first home purchase and can not thank her enough. Would definitely recommend to any and everyone.

Nicole and her team are absolutely incredible. Cannot thank them enough for such a clear, smooth process to get us to closing on our first home together. Thank you, Nicole! I can’t recommend you enough.

Nicole and her team are absolutely incredible. Cannot thank them enough for such a clear, smooth process to get us to closing on our first home together. Thank you, Nicole! I can’t recommend you enough.

Amazing experience and thank you so much!!!

Amazing experience and thank you so much!!!

Nicole and her team were an amazing part of the home buying experience! Highly recommend!!

Working with Nicole was very easy and painless..plus I got a great rate! She was very helpful in the process! Overall it was a very smooth process.

Update - Nicole helped me with yet another refi. Even more quick and painless than the last one. She really is the best.I cannot say enough about how helpful and knowledgeable Nicole is. It’s just that simple. You need to work with her.

Nicole and her team had been amazing my wife has used her multiple times now!!! 10 out of 10 recommend. Erica & Linda

Nicole and her team were great! Highly recommend them!

Very personal service. Felt reassured through the whole process.

I would recommend this company to anyone working with Nicole and Rebecca was the best they understood my needs and what I wanted in a home they took me step by step assured me that everything was going to be okay I recommend anyone that's out there is looking to purchase a new home this is the team to work with this is the company to be with. They're going to be with you from the beginning to the end and even after that I thank them so much. Hooray I'm in my new home

Definitely 5 stars service! Nicole and team made our home buying experience a breeze.Thank you Team Preferred Rate

To keep this concise without Nicole and her team we would have not been able to purchase a new home. Nicole went well out of her way to recommend items that would make our mortgage profile look stronger, her and her team were calm and collected, they were knowledgeable. Best experience buying a home and will continue to use them in the future. Thank you Nicole ! 

My process of buying a home went very smoothly. Nicole, with Preferred Rates was very pleasant, knowledgeable and a pleasure to work with. I highly recommend her. Nicole and her team was on top of everything in a timely manner. Thanks to them, I have the perfect home.

We can not speak more highly of Nicole Lambros and her team at Preferred Rate! They made the whole process so stress free, seamless and easy to understand! We truly appreciated the excellent communication and enthusiasm! They went above and beyond to help us secure our dream home and treated us like family in the process!

Nicole was very prompt and thorough. Made home buying a breeze!

Nicole is a very courteous and professional individual who does her job in an honest manner. Definitely recommended.

If I could give Nicole Lambros and her team 10 stars, I would. Nicole is a miracle worker and makes the impossible, possible. If you ever need a mortgage loan, Nicole will make it happen no matter how unachievable it may seem. She is so kind and smart. Nicole knows all the loopholes in getting you into your dream home. Her team: Lori, Matthew, and Maggie have also been helpful and helped me from start to finish. Lori is especially very kind and understanding. I would only get a mortgage loan from here in the future. I 100% recommend Nicole Lambros Preferred Rates!!

Nicole and her team members work so hard to get my loan through, I closed in 5 weeks.thank you Nicole, Lori, Maggie!you ladies rock the world of lending:) Sally

If I could give Nicole Lambros and her team 10 stars, I would. Nicole is a miracle worker and makes the impossible, possible. If you ever need a mortgage loan, Nicole will make it happen no matter how unachievable it may seem. She is so kind and smart. Nicole knows all the loopholes in getting you into your dream home. Her team: Lori, Matthew, and Maggie have also been helpful and helped me from start to finish. Lori is especially very kind and understanding. I would only get a mortgage loan from here in the future. I 100% recommend Nicole Lambros Preferred Rates!!

Nicole Lambros is absolutely wonderful and offers a safe, great, and easy way to obtain a mortgage loan. She is extremely talented and knowledgeable in this field. She helped me get a loan and boost my credit score at the same time. I would recommend Preferred Rate to anyone looking for a mortgage loan!!

Great service and got the job done pain free!

As first time buyers we had absolutely no idea what to expect from the home buying process. Nicole and her team made the whole thing extremely easy, making sure we really understood each step and always being quick to answer any questions or concerns that we had. They took the time so get to know us and really made us feel like we could trust them with our future, I cannot stress enough how kind everyone was and how simple they made it feel. We highly recommend.

Nicole Lambros is ABSOLUTELY AMAZING! Nicole and her entire team was fantastic! Nicole made me feel comfortable and told me she could help me and did just that! She took care of me as if she knew me for years. She went above and beyond in my eyes. I felt so at ease working with her it was like having a therapy session. She listened and solved every issue. Nicole is very knowledgeable, insightful a problem solver and financial guru. Follow her direction and she came through which I'm forever grateful. Nicole is brilliant and I applaud her and her team100%! Nicole is undeniable the best, I was ready to give up until I was introduced to Nicole. I recommend Nicole and her services 1000% any day, any time! Within months I was cleared to close. You need help ask for Nicole Lambros! You will NOT be disappointed. Trust me I'm proof. Xo

The team was fantastic! Even when we had a couple hurdles to go over, they worked together and kept me informed the whole time they were Helping me meet the requirements needed to get a loan

Nicole, thank you for being so wonderful and gracious to me during this entire homebuying process. Thank you from the bottom of my heart for all of your help to get the loan and for assisting me with all of the papers. It has been a pleasure to work with you and everyone else involved. You will always be my go-to!

Good team to work with,They close on time.Best lender in the country.

Nichole was great in helping get me the loan I needed to purchase my first home. She was quick to respond to any text messages or phone calls I made to her and was just overall a wonderful person to work with. 10/10 would reccomened her to anyone I know needing a home loan.

Everyone at preferred rate worked really hard to help me get my condominium. From gathering all of the paperwork, To speeding up the process for me they were great.! They had a tricky situation to work with, but they got it done. I would recommend them to anyone.

Everyone at preferred rate was amazing. From start to finish the communication was great as they explained what was being completed every step of the way. My situation was complicated, but they got it done for me. I would recommend them to anyone!

Nicole and her team were amazing from start to finish. She explained every step in detail to better understand and find the best options for me to save money. She always answered any question I had and made the process run smoothly.

Nicole is hands down one of the best agents I had the pleasure of working with. Always available for a call. Closed in under 30 days!! I would recommend her to anyone!

Amazing service, great team and very helpful! I had an excellent and speedy home buying process with Nicole and her team!!!

It was a great experience working with Nicole. From beginning to end, she reassured me that she had everything under control and all would work out well. She did and it did!! Nicole is just an awesome person and good at what she does.Many thanks Nicole; it was a pleasure to have the benefit of your expertise.

Nicole was incredibly helpful and knowledgeable. She was extremely accessible when I needed answers and information on the process.

Nicole and her team were absolutely amazing with helping me and my family get into a beautiful home!

I highly recommend working with Nicloe and her entire team at Preferred Rate. Nicole was very responsive and answered all of my questions (and I had many). She was patient, knowledgable and very professional at all times. If you're looking for someone to walk you through the mortgage process and put your mind at ease, look no further than Nicole Lambros and her team at Preferred Rate.

The best lender in the bizz! I can’t rave enough about Nicole and her team- they really do make dreams come true! 🥰🤗

The best lender in the bizz! I can’t rave enough about Nicole and her team- they really do make dreams come true! 🥰🤗

As a first time buyer, I had no idea what to expect and what questions to ask. Nicole helped me every step of the way with great advice and knowledge. She is very personable & wants what is best for her clients.I have already recommended her & her team to my friends & co-workers. And will be working with them again in the future.I wish I could give 10 stars!

Amazing job ladies and gent,again!! not only did they help me get our home over a year ago,they did again without my co-signer! big shout out to you ladies and gentlemen. Maggie ,thank you for your hard work, Lori,and Rodney...mrsss Nicole!!! thank you ,so much. made something out of nothing.

Nicole and her team made the loan process as smooth and transparent as possible! I was able to close quickly on my property. Thank you!

Nicole Lambros & her Team at Preferred Rate closed our deal efficiently, professionally & on time! Nicole is extremely knowledgeable & great to work with, along with her teammates Lori & Maggie. Nicole helped us lock in the best rate terms & helped us navigate a complicated process. Thank you Preferred Rate!

Nicole and Maggie were absolutely outstanding with my house purchase,Maggie (Nicole's assistant) was so helpful and answered all my questionsI recommend this office highly

Nicole and Maggie were fantastic every step of the way! They walked me through everything and answered all my questions as a first time homebuyer! I will be recommending them to anyone thinking of moving in the area!

Nicole and her entire team are fantastic!Helped us every step of the way and made sure all went smoothly! Highly recommend them for your loan application!! Thank you 😊

So blessed to have worked with Nicole! Always had answers and solutions. Was on top of things the whole time. Glad to have worked with her and will forever suggest her to everyone I know! You can tell she loves her job and is fantastic at it!

Nicole is amazing to work with! Would definitely recommend her to anyone!

I don't believe that I have enough room to talk about how phenomenal Nicole and her team are! Let's face it, purchasing a home, and this was my first purchase, isn't always an easy journey. But the dedication, the going above and BEYOND the expectations were TOP NOTCH! The continued professionalism, again, the dedication, the love and encouragement...they talked me off a PLENTY of ledges during this process! LOL But seriously, Nicole KNOWS WHAT SHE IS DOING and solved issues that others couldn't! I would HIGHLY recommed her and her assistant Maggie to any first time, second, third and so on buyer! You will not regret it or go wrong! I not only found a mortgage lender that is unfathomably smart and knowledgeable, she is kind and now someone that I call friend! She is amazing!

The whole experience was very professional, Nicole made the process very easy!

Nicole was absolutely amazing to work with! She was responsive, honest, professional, and informative. She goes above and beyond to make things happen for you. She was extremely knowledgeable and answered all our questions clearly. Highly recommend!

Nicole was absolutely amazing to work with! She was responsive, honest, professional, and informative. She goes above and beyond to make things happen for you. She was extremely knowledgeable and answered all our questions clearly. Highly recommend!

Nicole and Maggie were wonderful!

Nicole is very professional and personable! She helped calm my nerves as a first time home buyer and did everything she could to get us the best outcome! I highly recommend Nicole as she made a very overwhelming time less stressful!

Nicole was great. Made sure we got the best rate and secured us a closing date…yep that rhymed. All jokes aside, it was a pleasure getting to work with Nicole. Very professional and made our home buyer experience simple and quick even in an unforgiving market like the one we have currently. 5/5 stars

Nicole was great she went above and beyond!

Nicole and her team were quick & kind in helping me buy my first condo.

All went well and we love all the help given to us as needed ty so very much to all involved

The whole team was Awesome, and very helpful, I truly recommend if you trying to purchase a home go with Nicole and her team.

Nicole was very helpful, accessible, knowledgeable and well experienced!

Nichole Lambros was verry helpfully with my loan verry knowledgeable and professional if u need a loan she is the rite person to go to I will recommend her to everyone looking for a loan thank u so verry much

Nicole was an invaluable guide and support throughout the process of buying our first home. Her expertise and patience were essential as we navigated the complexities of securing a mortgage and understanding the real estate market. From the initial consultation to the closing day, Nicole ensured we understood every aspect of the mortgage process, taking the time to explain various loan options and legal terms. Her dedication and personal touch made us feel like a top priority, and even after closing, she continues to check in on us, demonstrating genuine care for our well-being. We highly recommend Nicole’s mortgage services as she proved to be a true partner in our home-buying journey, leaving a lasting impression with her professionalism, knowledge, and care.

I had a hiccup with a different lender and was referred to Nicole. Within 24 hours we were approved and did not lose out on the home we wanted. Cannot say enough about my experience. She is awesome.

Highly recommend Nicole Lambros and her team! They helped me 1000% with purchasing our first home and they always answered every text, call, and email promptly!

Thing went well I was well informed step by step, great assistance. I would refer this business to anyone looking for a loan for purchase..

The best!!! Always the most professional service and always exceed our expectations! Soooo pleased with our loan process! Thank you Nicole and the preferred rate team!

It was a very pleasant experience. Maggie was very helpful. I would definitely recommend their services. Nicole and Maggie were both very supportive and transparent through my first home buying experience. Very grateful for their service and professionalism.

Excellent work

Nicole and her team were absolutely outstanding with my refi, wouldn’t have happened without her. I’ll be a life long client of Nicole’s.

They were great to work with. I recomiendo that if you are purchasing a Home, call Nicole Lambros!!!

I enjoyed working with Nicole. She was quick, prompt, and always addressed my concerns. She is a pleasure to work with and made my experience being a first time home buyer great!

Nicole was professional, knowledgeable, very efficient, patient, .......perfect help. Thank you so much for your help.

Amazing person to work with really cares about you and makes sure you get the best possible outcome! Available anytime I called and was really patient when explaining the numbers!! I would highly recommend I have closed on 3 homes with Nicole and planning in the future to close a fourth with her office!!

I cannot say enough about how helpful and knowledgeable Nicole is. It’s just that simple. You need to work with her.

I am delighted to write an outstanding review for mortgage broker Nicole Lambros, who recently helped me secure a loan for my new home. Throughout the entire process, Nicole was an absolute pleasure to work with and went above and beyond to ensure that I was comfortable and informed at every step of the way.From our initial consultation to the closing of my loan, Nicole was always professional, responsive, and attentive. She took the time to listen to my needs and preferences and worked tirelessly to find the best possible loan options for me. She was always available to answer any questions I had, and her expertise and knowledge were invaluable in helping me navigate the complex world of mortgages.One thing that really stood out to me about Nicole was her genuine concern for my well-being. She truly cared about finding the right loan for me and making sure that I was comfortable with the terms and conditions. Her level of care and dedication made me feel like more than just a client; I felt like I was working with a trusted friend who had my best interests at heart.Overall, I cannot recommend Nicole Lambros highly enough. She is an exceptional mortgage broker who truly cares about her clients and goes above and beyond to ensure their satisfaction. If you are in the market for a new home and need help securing a loan, I would strongly recommend reaching out to Nicole. You will not be disappointed!

This is our 2nd time to have a loan with her and she does everything very professionally and if you have a questions, she will answer it immediately. She will help you in everything she can and lots of recommendations/options so the loan will be approved. I highly recommend her a lot. With her, you know your right on track.

Nicole assured me and my husband that we would have a smooth transition with our mortgage loan needs. From start to finish Nicole and her TEAM provided outstanding services!! If you’re searching for an AMAZING loan officer! Look no further, Nicole is your BEST choice!!

She’s great and very intensive. I’ve been directed very slowly and she helped me along without frustration. I highly recommend her especially if ur have trouble understanding the process!!! Kudos

Nicole was very helpful getting my loan approved with preferred rate. I am very grateful for their help.

Nicole was very helpful getting my loan approved with preferred rate. I am very grateful for their help.

Hello everyone! I am so excited that I met Nicole and her team at Preferred Rate. Nicole was very informative and calculated to the T, all and everything that I needed to know when purchasing my home. If you want someone knowledgeable, professional and knows the market as well as the ins and outs and expectations of the real estate market. Nicole and her team are too choice, number 1. You won’t regret it and the experience was amazing.

Prompt and efficient and friendly

Nicole and her team are amazing at getting to the closing table on time. I would refer her to my best friends and my family in a heartbeat.

You all did great. Keep me encouraged, updated on the progress, clarity on each step and made the process really smooth.

Nicole was super helpful and had our best interests in mind. Highly recommend!!

Will definitely use Nicole again when I refinance. I had some issues getting a mortgage thru other brokers that she was able to work around. Great communications with prompt responses to any questions.

Nicole is Awesome! Very personable and relatable. I would recommend her to anyone. Excellent communication for start to finish.

Excellent experience. Great communication, in detail. Friendly service. Highly recommend to anyone

Painless and smooth

Nicole was the best! As busy as she is when I had questions or didn’t understand something she took the time to talk , listen and explain. We always felt she had our best interest at heart.

They made purchasing a house very simple. Nicole is a rockstar.

Nicole was incredibly knowledgeable and dedicated to us throughout the whole process. She walked us through everything step by step and answered all our questions -- even though they were a lot. I'd recommend her to all my friends and family. Especially first time home buyers like we were!

Super friendly and easy to work with!

I still can't believe how fast you did everything? I'm shocked. We already recommending you and sharing information with others. Incredible team . Thank you Nicole and your wonderful team

My husband and I have worked with Nicole and her team twice now and will never work with anyone else. She makes the entire process stress-free and explores and explains all options in a way that makes it easy to understand. She truly advises you and looks out for your best interests based on what you goals are. When you talk with her, you will feel as if you have known her for years. She is extremely prompt and responsive making the process even more stress-free. We call her our "little shark" because we still do not know how she is able to get rates and options that other places never even presented as an option to us. Nicole is absolutely amazing at what she does, and she has a heart of gold!

Nicole and her team are great people, highly professional, communicative and very attentive. Their app guides you all through the process and their rates are great. Thank you for a seamless process and help.

Nicole and her entire team are professional, prompt and caring. Highly recommend!

Made our home buying process as painless as possible

Nicole and her office are top notched kept me informed the entire process

Nicole and her team are simply amazing! I recommend her to my clients all the time because she consistently delivers on her promises. She and her team are quick to respond to any questions or concerns, and they genuinely care. This was my first time using her for my own purchase, and it was incredibly comforting to know everything would be handled seamlessly and without issues.

Nicole and her team were wonderful to work with! They helped me refinance my rental property extremely quickly and with a great rate!

I bought my condo through preffered rates and they did such a good job no hassle or anything let Nichole handle it and she did a good job with her assistants

There is so many amazing things to say about Nicole and Preferred Rate. Nicole is amazing at what she does, pure talent. She will lead you in the right direction and will be along side you till the loan is finished. Quick, easy, and smooth loan process from start to finish. Hands down, there aren’t many mortgage queens out there better than Nicole. My wife and I were amazed on how good Nicole and the whole team was. She brought so much knowledge into the whole experience and we came out knowing way more about the home buying process because of Nicole. Will definitely work with this team going forward. Highly recommend Nicole if anyone is looking for a smooth home buying process.

As a real estate professional, having a dependable lender is everything — and this team consistently delivers. They go above and beyond for clients, communicate clearly, and help make the entire process feel seamless. I appreciate their work ethic and commitment to getting deals closed the right way. Grateful to partner with them! Nicole is awesome!

Helpful, communicative, knowledgeable!

Nicole and her team stuck by my pain in the butt for over a year back and forth on a few properties and finally closed a deal. Went above and beyond on all levels.....Definitely will use this team again in the future if needed

Wonderful experience and excellent communication! Thank you

Nicole, you are awesome at your profession. You made our dreams of being a first time home buyer come true. From the first pre approval to the closing everything was perfect. Also we were really surprised with the closing costs. We will always be your fans. Kudos to Nicole

Loved the team, they made the whole process quick and easy. Found a great home and met some great people!

Nicole and her team were fantastic to work with. They were always there and always willing to help!

Great experience dealing with Preferred Rate , staff is professional, courteous, extremely helpful . Nicole is wonderful, caring, made me feel at easy throughout the financial process, highly recommend her for mortgage financing needs

Nicole and her team were flawless! Very communicative and delivered the clear to close a week earlier than expected. They were highly professional and made the process smooth!

Nicole and her team did an amazing job! As a first time home buyer, buying a house can be daunting but Nicole made sure we were well informed on what to expect and what to do in order to make the whole process as seamless as possible. Sammi, Maggie, and Matt were all a pleasure to work with and took the time to make sure we stayed on track and answered any questions we had along the way. Cannot recommend preferred rate enough when purchasing a home.

Everything went so smooth! Would highly recommend Nicole, and her whole team!!!

Nicole and her team were fabulous. Always quick to answer any questions and didn’t make us feel like a number. Would highly recommend.

I didn’t know what to expect as this was my first home purchase. The team made me feel welcome and worked patiently with my wife and me as we asked a lot of questions. Great people to work with!

I had an Excellent experience with American Pacific by far; Nicole and her team patiently stayed with me and guided me thru the loan process and helped me along every step of the way! I was certainly quite fortunate to have the pleasure of working with them throughout this journey! Thank you Nicole and team! Godspeed to you all!!!

Nicole was very helpful to my fiance` and I in buying our first home. We are more than pleased.

Nicole and her team were extremely helpful in our homebuying process by informing my fiance and I everything we needed to do to close. We finished the homebuying process in 27 days and now we are in our new home, starting our lives together. I would reccommend Nicole!

I can't recommend you highly enough! From start to finish, you made the home-buying process feel so much less overwhelming. You were incredibly knowledgeable, responsive, and patient, always taking the time to answer my questions and keep me updated every step of the way. Thanks to your hard work and dedication, I was able to buy my home with confidence. I'm so grateful for everything you did and would absolutely recommend you to anyone looking for an exceptional lender!

I can't recommend you highly enough! From start to finish, you made the home-buying process feel so much less overwhelming. You were incredibly knowledgeable, responsive, and patient, always taking the time to answer my questions and keep me updated every step of the way. Thanks to your hard work and dedication, I was able to buy my home with confidence. I'm so grateful for everything you did and would absolutely recommend you to anyone looking for an exceptional lender!

I can't recommend you highly enough! From start to finish, you made the home-buying process feel so much less overwhelming. You were incredibly knowledgeable, responsive, and patient, always taking the time to answer my questions and keep me updated every step of the way. Thanks to your hard work and dedication, I was able to buy my home with confidence. I'm so grateful for everything you did and would absolutely recommend you to anyone looking for an exceptional lender!

"Working with Nicole Lambros & Team was an absolute gamechanger. They made the mortgage process incredibly smooth, transparent, and fast. They clearly explained all of my loan options, secured a great rate, and were in constant communication with our realtor. Thanks to their expertise and diligence, our closing happened without a single hitch."

Working with the team Nicole Lambros, Mathew Schweighard, Dorothy Kruzolek & the team behind the scenes at American Pacific Mortgage was an absolute pleasure from pre-approval to closing. Securing a mortgage can be an incredibly stressful and complex process, but this team made it entirely seamless and transparent. Their communication was exceptional. They kept me updated at every milestone, clearly explained all of my loan options, and proactively gathered documentation to ensure there were no last-minute surprises. They worked seamlessly with my real estate agent Tonia Dragon, which kept our timelines perfectly on track. I truly felt like they had my best financial interests at heart. Their professionalism, efficiency, and dedication are unmatched. I highly recommend Team Lambros with American Pacific Mortgage & Tonia Dragon (realtor w/ BHG) to anyone looking for a smooth, trustworthy home purchase & mortgage experience."

I appreciated everything done for me to get to where I am today I appreciate your staff who helped us along this journey myself and my wife are very grateful thankful and blessed to have someone like you to make our lives better I’ll recommend you to anyone I know who’s looking for a VA loan thank you and your staff for all you’ve done ❤️

Nicole was amazingly helpful. Nicole and her team went above and beyond to make it as easy as possible. Definitely one of the best experiences.

Great experience as first-time homebuyers! The team was knowledgeable, responsive, and made the entire process smooth and stress-free. They took the time to explain everything and truly had our best interests in mind. Highly recommend!

It is great to work with a lender that is very knowledgeable and understands everything required for a smooth real estate transaction. We were on the Listing side of this transaction and look forward to working towards more closings in the future.

I had an excellent experience working with Nicole Lambros and her team throughout the financing and closing process for my new home. From start to finish, the team was professional, knowledgeable, and always available to answer my questions. They made what could have been a stressful process feel smooth and manageable. Their communication was outstanding, and they kept me informed every step of the way. Thanks to their hard work, attention to detail, and dedication, I was able to close on my new home without any issues. I highly recommend Nicole Lambros and her entire team to anyone looking for a group that truly cares about their clients and goes above and beyond to make the home-buying experience a positive one. Thank you for helping make my dream of homeownership a reality!

Nicole and her team went above and beyond for my family. We are forever grateful for them. They made our home buying process completely stress free.

Nicole and her team were incredible throughout our entire loan process!

I am thoroughly impressed with Nicole and her team. We just closed a transaction together and I was the listing agent and she was the lender for the buyer. Nicole's style of communication is constant, organized, and extremely helpful. She and her team pulled off the impossible with a very challenging transaction in record time! If you're a real estate agent reading this review, you can absolutely have 100% confidence in Nicole when you see a pre-approval letter with her name on it, come across your desk. She is also very kind, friendly, and cool under pressure. Nicole, I look forward to working with you and your team on future deals! 🥰

Absolutely amazing, thank you for all your hard work