Peggy Ann Valley
Sr. Mortgage Advisor NMLS# 221369 | DRE# 01000599 Licensed in CA
141 Sand Creek Rd., Suite C
Brentwood, CA 94513
Branch License #2085568
About Peggy Ann Valley
Your mortgage is personal, and I understand that.
Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you! Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
See my reviews
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Peggy's clients have to say
Curtis S
My wife and I had a great experience with Preferred Rate. We were pre-approved through a different company and Peggy from Preferred Rate was able to get us a better deal. We cannot thank her enough! You won't regret going with Preferred Rate! ... Read More
Sep 14, 2022
Curtis S
My wife and I had a great experience with Preferred Rate. We were pre-approved through a different company and Peggy from Preferred Rate was able to get us a better deal. We cannot thank her enough! You won't regret going with Preferred Rate! ... Read More
Sep 14, 2022
James P
Great experience with Peggy. Alot of helpful tips for securing a great loan.
Jun 22, 2022
Gabriella G
Thanks to Peggy Ann Valley at Preferred Rate, my fiancé and I were able to purchase our new home!! Peggy did an incredible job helping us gather all documents and information needed for us to be ready to buy as soon as we found a home we loved. In such a competitive market, Peggy’s proactiveness and attentiveness allowed us to be steps ahead of those interested in the same home. We are so grateful that she took the time to fully explain and aid us step by step through the home buying process. Ultimately, she made the difference in us being able to receive an acceptance for our offer so quickly and seamlessly. ... Read More
May 19, 2022
Jack Y
Great experience, Peggy got it done I would recommend anyone to her.
May 07, 2022
Legacy I
They made it possible for my family and i to purchase a home.
Feb 15, 2022
Gabriella G
Thanks to Peggy Ann Valley at Preferred Rate, my fiancé and I were able to purchase our new home!! Peggy did an incredible job helping us gather all documents and information needed for us to be ready to buy as soon as we found a home we loved. In such a competitive market, Peggy’s proactiveness and attentiveness allowed us to be steps ahead of those interested in the same home. We are so grateful that she took the time to fully explain and aid us step by step through the home buying process. Ultimately, she made the difference in us being able to receive an acceptance for our offer so quickly and seamlessly. ... Read More
Nov 06, 2021
Lorraine W
Peggy Ann is 10+ stars with over- the-top superior service! Peggy Ann provides exemplary service and I would definitely recommend her mortgage services to anyone financing or re-financing their real estate property.Thank you Peggy Ann…you ROCK!!Sincerely,Leslie Wu ... Read More
Aug 12, 2021
Mark P
Peggy is super easy to deal with and makes The process simple I will be recommending her to everyone right now thanks again Peggy for a great experience
Jul 07, 2021
