Mortgage Advisor

Peggy Ann Valley

Mortgage Advisor NMLS# 221369 | DRE ID# 01000599 Licensed in CA

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(925) 890-5255 (866) 215-7832 (Fax) peggy.valley@preferredrate.com

141 Sand Creek Rd., Suite C
Brentwood, CA 94513
Branch License Number 2085568

About Peggy Ann Valley

Your mortgage is personal, and I understand that.

Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you! Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Peggy's clients have to say

user8261376

Recommending someone for such a significant transaction is not something I take lightly. That being said, I can wholeheartedly recommend Peggy Ann because she is very experienced, knowledgeable and professional. You aren't just a transaction to her. She is warm, engaging and truly cares about her clients. Perhaps the best aspect of working with Peggy Ann is the fact that you are always going to get the truth, be it good or bad. Honestly, instead of placating a client is not something most people encounter in the mortgage market. Because of this, we would use her if the need arose again, and recommend her to anyone! Personally, she helped us on a very challenging transaction due to the nature of the property and was able to close the deal when most others probably couldn't have. She made our dreams come true and for that we will always be thankful to her for. ... Read More

Jun 26, 2013

David M

Peggy. By far is the most knowledgeable loan agent in the business. Sit back and lessen and she will drive your loan home.

May 13, 2021

Stephen O

Awesome. Peggy was great to work with and stayed on top of the whole process.

Jun 11, 2021