Mortgage Advisor

Phil E. Pfeifer

Mortgage Advisor NMLS# 1837947 Licensed in IL

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(815) 953-6853 (708) 340-7153 phil.pfeifer@preferredrate.com

3000 Lava Ridge Ct., Suite 200
Roseville, CA 95661
Branch License Number #16095

About Phil E. Pfeifer

Your mortgage is personal, and I understand that.

I decided to become a mortgage loan originator after my wife and I were challenged with a negative amortization loan that almost destroyed us financially. I never want to see another person have to deal with what we did. Buying a home and securing a mortgage loan can be stressful. Most people only do it a couple times in their lifetime and the language, terms etc., can be intimidating and confusing.

I am dedicated to ensuring that each client has a stress free and memorable home buying experience. My goal is to identify the right mortgage based on your financial situation, educate you on the terms and elements of your loan, work with our team at Preferred Rate to close your loan in timely manner with no hiccups and get you into your dream home.

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Phil's clients have to say

Alice J

Phil was great. Super helpful and just generally very good to work with!

Feb 25, 2021

Judith P

Everyone was so helpful. I was scard going into this but everyone explained everything to me to make me understand my best option . Thank you Phil and Laurie for for patience and caring.?

Dec 22, 2020

Daniel O

Very professional & easy to work with

Dec 19, 2020

Jennifer O

Phil is a amazing person. So helpful every step of the way!!! Everything was explained in detail. All info was able to sent electronically. Phil even went above and beyond by personally meeting with me to go over some questions that was too hard for me to grasp over email. Would highly recommend working with him. ... Read More

Dec 12, 2020

Tristan H

Phil walked me through everything and answered any and all questions / problems that I ran into. Super satisfied!

Sep 02, 2020

Patrick S

Phil Pfeifer, our loan office was beyond helpful in getting my refinance done. Always letting us know step by step what was needed and keeping us informed daily. Completely happy with every aspect of our refinance and closing.

Aug 18, 2020

Robert B

Working with Phil was painless. Easy to work with. Kept us in the loop and helped us along the way.

Aug 08, 2020

Karie O

Phil was wonderful to work with.

Aug 04, 2020