Mortgage Advisor

Randy Watkins

Mortgage Advisor NMLS# 177234 Licensed in TX

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(214) 684-1164 [email protected]

2425 North Central Expressway, Ste. 359
Richardson, TX 75080
Branch License #2399376

About Randy Watkins

Your mortgage is personal, and I understand that.

Hello! My name is Randy Watkins. I was born in Hickory, NC and grew up with a strong desire to continue with the family tradition of serving in the Military. I found my calling with the United States Marines and joined immediately upon graduation from high school in 1988. I served over 21 years on Active Duty, receiving all the excitement and adventure that I could ask for by traveling to over 19 different countries and participating in countless operations.

After retiring from Active Duty, I found that I could still serve and get the sense of satisfaction from helping people within the mortgage industry. Over the past 10 years, I have helped many people achieve the dream of home ownership. I enjoy serving the people of my community and I am especially passionate about helping Veterans and their families navigate the homebuying process.

The values instilled in me throughout my time in the Marines continue to guide me both personally and professionally. Honor and Integrity are of the upmost importance to me, and I bring these to my business every day. These guiding principles combined with extensive knowledge of the mortgage industry ensures that I can provide my clients with a superior experience.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Randy's clients have to say

hobart g p

Randy and his team was amazing to work with, communication was great. He worked really hard to get me the interest rate and terms I wanted. I would highly recommend to anyone looking for a lender.

Dec 08, 2023

hobart g p

Randy and his team was amazing to work with, communication was great. He worked really hard to get me the interest rate and terms I wanted. I would highly recommend to anyone looking for a lender.

Dec 08, 2023

RICHARD M

Great experience, went above and beyond to get the deal done.

Apr 05, 2023

Tyler H

We originally had a different lender lined up, but had some issues with them and were led to Randy. He had given us some tips previous to this, so it was a natural choice, but also a wise one. Randy's ability to break down complex financial documentation and explain the formulas was very helpful and allowed us the freedom to make many of our well-informed decisions. He worked hard to get us a decent interest rate and offered up a buy down program when the market was relentless for homebuyers. He's also very personable, approachable, and patient with all of our questions and requests. Couldn't have asked for a better lender agent. ... Read More

Feb 08, 2023

Tyler H

We originally had a different lender lined up, but had some issues with them and were led to Randy. He had given us some tips previous to this, so it was a natural choice, but also a wise one. Randy's ability to break down complex financial documentation and explain the formulas was very helpful and allowed us the freedom to make many of our well-informed decisions. He worked hard to get us a decent interest rate and offered up a buy down program when the market was relentless for homebuyers. He's also very personable, approachable, and patient with all of our questions and requests. Couldn't have asked for a better lender agent. ... Read More

Feb 08, 2023

Gwendolyn L

Buying a home has never been so easy. The portal showed me at all times where I was in the process along with communication from Randy and his team. Uploading and providing all the documents was easy within the portal. If I did have a question, the response time was amazing. Thank you so much! ... Read More

Sep 29, 2022

Lacey S

I had many questions, lots of anxiety, and concerns as a first time home buyer. Randy was able to break things down thoroughly and explain the entire process step by step for me. He was always a step ahead of me, which I relied on and appreciated. He’s knowledgable and experienced which made this a breeze and memorable for me. I would recommend him to anyone and will use him again in the future!! ... Read More

Feb 08, 2020

Lacey S

I had many questions, lots of anxiety, and concerns as a first time home buyer. Randy was able to break things down thoroughly and explain the entire process step by step for me. He was always a step ahead of me, which I relied on and appreciated. He’s knowledgable and experienced which made this a breeze and memorable for me. I would recommend him to anyone and will use him again in the future!! ... Read More

Feb 08, 2020

kelly8675

Randy was great to work with, communication was on point. He worked really hard to get me the interest rate I wanted. I would highly recommend to anyone looking for a lender.

Jan 27, 2020