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The mortgage process simplified.
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NMLS: #188208

Renee Fortner

Mortgage Advisor

Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make – let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!

Licensed in:

TN, KY, and GA

Why work with me?

5.0/5 Rating

21 reviews

Real clients. Real results.

Renee was wonderful to work with. She was very honest. We had a lender fall through 5 days before closing and Renee got our file and had us closed in exactly 31 days. When the other lender told us we didn't qualify for a specific loan, Renee had us pre-approved and ready to continue on our offer in 45 minutes. I highly recommend working with her if you value your time and want someone who will put forth the effort to make it happen.

Shanda W

This loan was made very easy with the help of Renee fortner

Matthew P

The most kind, patient person to ever work with on such a big moment. I couldn’t have asked for better. She answered so many questions and was always happy to help! 

Chelsea G

Renee was great she took care of our mortgage process from beginning to end and she helped us get the best rate possible and went the extra mile answering questions and helping with the whole loan process. No one better or more qualified to get to handle our mortgage in my opinion. I would highly recommend if you need a mortgage loan call her and she’ll definitely give you one on one treatment and great knowledge to help you step by step throughout the process.

Mitchell M

Renee was great, Very knowledgeable about the loan process and was so helpful to us during the whole thing. I had what seemed like a hundred questions or more and she was quick to answer and knew the correct answer to every question I had. She knew the loan process from beginning to end and went about and beyond for us from interest rates to closing. I would highly recommend anyone to her to handle your mortgage.

Mitchell M

Renee was an absolute pleasure working with she helped me every way she could and made it a very easy going experience

Anna C

Helpful and nice 

Matthew D

Renee and Ashley were a lot of help and made the process of buying a home easy for me. Would definitely work with them again in the future.

Roland R

Renee was awesome

Jeffrey A

the absolute BEST you will find. i will recommend her until I am blue in the face to everyone i know. so thankful for her & her hard work to get us into our forever home!! 

kadi m

Loan Programs

1% Home Loan Program

Featured

Conventional Loans

Featured

Down Payment Assistance (DPA)

Featured

Home Renovation
HELOC Loans
Jumbo Loans
Low Down Payment Loans
Temporary Buydowns
VA Loans
Construction Financing
FHA Loans
Bridge Loans
Community Lending
Condominium Loans
First Responders – Nurses – Teacher Loans
Manufactured Home Loans
Reverse Mortgages
USDA Loans
Bank Statement Loans
Click n’ Close SmartBuy National DPA
DSCR Loans (Investment Loans)
Expanded Credit Loans
Expanded Income Loans
Loans for Foreign Nationals
Medical Professional Loans
Pathway DPA Program
Secure Lock Program
Seller PreLock Program

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