Richard Honquest
Mortgage Advisor NMLS# 1845277 Licensed in FL, IL, IN, MI, TN and WI
1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License Number #1962205
About Richard Honquest
A Holistic, Client-Focused Loan Officer Delivering Exceptional Value in Homeownership.
Rich Honquest, after a decade as a successful Real Estate Broker, made the decision to transition into the lending side of the industry. His extensive experience in buying and selling residential properties has equipped him with a deep understanding of the market, enabling him to offer a well-rounded, holistic approach to lending.
Rich takes a consultative approach with every client, ensuring he fully understands their goals and motivations. His focus is on delivering exceptional value through homeownership while providing top-tier client service. He also prioritizes positioning his business partners for success and maximizing their potential.
Rich Honquest, after a decade as a successful Real Estate Broker, made the decision to transition into the lending side of the industry. His extensive experience in buying and selling residential properties has equipped him with a deep understanding of the market, enabling him to offer a well-rounded, holistic approach to lending.
Rich takes a consultative approach with every client, ensuring he fully understands their goals and motivations. His focus is on delivering exceptional value through homeownership while providing top-tier client service. He also prioritizes positioning his business partners for success and maximizing their potential.
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Richard's clients have to say
Robert K
Cannot say enough good things about my experience with Rich. Incredibly responsive, informative, and creative. Rich presented solutions I hadn't considered in the past and was able to reposition our mortgage in a way that will benefit me and my family for years to come. A true professional. ... Read More
Oct 17, 2025
crwoodward23
Rich and his team were always available and explained everything very clearly start to finish! They were on top of it and made the experience enjoyable I highly recommending this company and team!
Oct 10, 2025
Billy T
Rich was fantastic to work with! He was extremely responsive and helpful throughout the entire process, always available to answer questions and provide guidance. He and his team made everything smooth and stress-free. I would highly recommend working with them. ... Read More
Oct 02, 2025
Imaad R
We worked with Richard Honquest and we could not be happier with the experience. From start to finish, he went above and beyond to make sure everything was handled smoothly. He truly hustled for us- communicating clearly, responding quickly, and making the process as stress-free as possible. We are so grateful for his professionalism, dedication, and genuine care. If you’re looking for a lender who will work hard for you and truly has your best interests at heart, I highly recommend Richard. He did a fantastic job for us and we can’t thank him enough! ... Read More
Sep 28, 2025
Conor P
Rich and his team were great to work with. Super knowledgeable and very communicative.
Sep 26, 2025
Jeff B
Richard and his team are the greatest! Every step of the process was professionally completed without a hitch. He made sure my title was corrected, and gave me a lower rate when they dropped just days before closing. Thank you
Sep 20, 2025
vinny m
Rich and his team are super. Made buying our home very easy, no matter what time, or over weekends - always very responsive. Felt always had my best interest at heart . Was a great experience.
Sep 19, 2025
Amber I
From the very first call to the final closing day, Richard Honquest and his team at Preferred Rate made me feel completely supported. They answered every question with patience, explained everything in a way I could understand, and kept me updated at every step. What could have been stressful turned into an exciting and smooth process. Now I’m officially in my new condo, and I couldn’t be happier! I’m so grateful for their hard work and personal touch. I would recommend Richard and his team to anyone looking for a lender who truly cares about their clients. ... Read More
Sep 18, 2025
Morgan D
Rich is excellent. Extremely knowledgeable and responsive. We would recommend him to anyone.
Sep 17, 2025
