Branch Manager

Rick Vega

Branch Manager NMLS# 1492084 Licensed in CA, CO, FL, IL, MO, WA

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(941) 893-3074 rick.vega@preferredrate.com

2708 Fruitville Rd.
Sarasota, FL 34237
Branch License Number 1974060

About Rick Vega

Your mortgage is personal, and I understand that.

I'm honored to be part of the Preferred Rate family helping my clients achieve the dream of home ownership. With the tools and resources available to me and my team, I can help people and families who never thought they could own a home, become homeowners. To me this is the most rewarding part of my job. I'm honored to be part of the Preferred Rate family helping my clients achieve the dream of home ownership. With the tools and resources available to me and my team, I can help people and families who never thought they could own a home, become homeowners. To me this is the most rewarding part of my job.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Rick's clients have to say

Adelina T

Rick was great to work with! He got us a great rate and I really felt like he was advocating for us throughout the entire process. He was genuine, honest, and professional and truly a joy to work with!

Jan 12, 2021

Lawrence P

you folks did great. The only thing i would recommend for you in the future, is that when you will have a staff member email something to the client, let the client know in advance that individuals name and email address so there is no suspicion when the email arrives especially when working this process out on-line. ... Read More

Nov 12, 2020

Pedro C

Thank you , Im very happy

Nov 10, 2020

Eric D

Great experience Rick Vega was very informative,patient,helpful, Great personality made the process very easy to understand

Oct 27, 2020

Brian K

Helped make work out and was very quick.

Oct 27, 2020

Latonya S

Mr. Vega, Ms. Gonzalez and Ms. Ferrer were amazing. They made this process smooth, kept me informed and ensured that all questions were answered.

Oct 03, 2020

Angela M

He was able to get me the best rate compared to all lenders at no additional cost! Made the refi process seamless especially during Covid. Always responsive to text /phone calls/ emails.

Sep 12, 2020

Bpldaniels

Rick assisted me through the entire process of converting the Reverse Mortgage I had and getting a new 30 year conventional mortgage. Before he even suggested a new mortgage, he researched my existing mortgage to determine if getting a new mortgage would be financially smart. It was and Rick was there through the entire process. He was always available or was quick to get back to me if not immediately available. He was great to work with ... Read More

Feb 22, 2017

Logan N

Got me through my first FHA loans with little issue, always explained anything when I had a question, super helpful team!

Apr 01, 2021