Branch Manager

Rick Vega

Branch Manager NMLS# 1492084 Licensed in CA, CO, FL, IL, MO, WA

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(941) 893-3074 rick.vega@preferredrate.com

2708 Fruitville Rd.
Sarasota, FL 34237
Branch License Number 1974060

About Rick Vega

Your mortgage is personal, and I understand that.

I'm honored to be part of the Preferred Rate family helping my clients achieve the dream of home ownership. With the tools and resources available to me and my team, I can help people and families who never thought they could own a home, become homeowners. To me this is the most rewarding part of my job. I'm honored to be part of the Preferred Rate family helping my clients achieve the dream of home ownership. With the tools and resources available to me and my team, I can help people and families who never thought they could own a home, become homeowners. To me this is the most rewarding part of my job.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Rick's clients have to say

Shataura D

As a first time homebuyer, I could not be more pleased. Rick held my hand the whole way through. Never showed any signs of frustration, believe me there was times I was frustrating myself. Rick was not only my Lender, he became a great friend! Between Rick and my realtor they were my mentor, life coach, parents, teacher and whatever else we need in this life of growing and becoming knowledgeable. I will forever appreciate you Rick! We are now Family! If you are looking for a Lender you are selling yourself short if you don’t choose Rick because he is more than that. Thank You! ... Read More

Oct 08, 2021

Shataura D

As a first time homebuyer, I could not be more pleased. Rick held my hand the whole way through. Never showed any signs of frustration, believe me there was times I was frustrating myself. Rick was not only my Lender, he became a great friend! Between Rick and my realtor they were my mentor, life coach, parents, teacher and whatever else we need in this life of growing and becoming knowledgeable. I will forever appreciate you Rick! We are now Family! If you are looking for a Lender you are selling yourself short if you don’t choose Rick because he’s more than a Lender Thank You! ... Read More

Oct 08, 2021

Bryan C

Awesome at getting it done about out to the Vega team thanks for everything on making our house loan the best Rick is awesome

Sep 30, 2021

Pascale D

Closed in 15 days.... Amazing!

Sep 29, 2021

Navid C

Rick and Greg went above and beyond to get my home approved and closed as soon as possible. Thank you.

Sep 28, 2021

Navid C

Rick and Greg went above and beyond to get my home approved and closed as quickly as possible. Thank you.

Sep 28, 2021

Jessica C

Rick and his team helped us become homeowners again!! Great service

Sep 26, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”