Senior Mortgage Advisor

Steven T. Higgins

Senior Mortgage Advisor NMLS# 219589 Licensed in IL & IN

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(630) 624-8038 (630) 735-2321 STEVE.HIGGINS@PREFERREDRATE.COM

11S230 Jackson Street Suite 101
Burr Ridge, IL 60527
Branch NMLS# 1962183

About Steven T. Higgins

Your mortgage is personal, and I understand that.

Steve Higgins is a Senior Mortgage Advisor with more than 22 years of experience in residential mortgages ranging from Conventional, FHA, VA, HFA,USDA, and Jumbo Loans. He has substantial experience origination of both purchase and refinance transactions and is an expert in product guidelines for Fannie Mae & Freddie Mac and all Government loan types. Steve and his team are committed to providing clients with the highest quality services, combined with the lowest rates available. Steve's goal is to create long-lasting relationships with each of his clients and referral partners so that he may continue providing excellent service for many years to come.
Steve Higgins is a Senior Mortgage Advisor with more than 22 years of experience in residential mortgages ranging from Conventional, FHA, VA, HFA,USDA, and Jumbo Loans. He has substantial experience origination of both purchase and refinance transactions and is an expert in product guidelines for Fannie Mae & Freddie Mac and all Government loan types. Steve and his team are committed to providing clients with the highest quality services, combined with the lowest rates available. Steve's goal is to create long-lasting relationships with each of his clients and referral partners so that he may continue providing excellent service for many years to come.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Steven's clients have to say

NICHOLAS L

Steve was easy to work with. Highly recommend.

Mar 23, 2021

JOHN R

Refinanced in less than two weeks at a lower rate after my previous lender spent 6+ months stretching out my refinancing.

Mar 20, 2021

MICHAEL M

Great loan officer. Would recommend 10/10

Mar 09, 2021

DIANA R

Steve was very helpful. I highly recommend him.

Feb 27, 2021

ANGELICA G

I really appreciate it all your help and work.

Feb 21, 2021

ROBERT E

Steve was great!! He got us the best rate and made sure we knew exactly what to expect. He was even there at the closing, just in case we had any questions.

Feb 18, 2021

BRUCE P

Steve was the best broker I have ever dealt with in over 30 years of buying properties. Thanks again,

Feb 16, 2021

ERIN K

Excellent experience. Steve was very organized and made the process seamless. Very happy

Feb 12, 2021

DAWN B

This was the second time Steve helped me with the financing of my home. He makes it easy and is very efficient in getting the job done. I really appreciate one less thing to worry about because I know he is getting me the best interest rate and handling all of the paperwork so I just have to sign. Highly recommend Steve! ... Read More

Feb 10, 2021