Suman Bains
Mortgage Advisor NMLS# 1252376 Licensed in CA
1732 Jefferson Street, Suite 6
Napa, CA 94559
Branch License #1961967
About Suman Bains
Your mortgage is personal, and I understand that.
Hello & thank you in advance for taking the time to read a little about me. My name is Suman Kaur Bains and I am the most hard working, empathetic, mortgage advisor you will probably ever meet! As your dedicated mortgage advisor, I truly care about the best options for you, your family, and future clients. I have been in the industry since 2016, and I have learned quite an extensive amount of mortgage knowledge. With this knowledge, it allows me to create approval opportunities, that meet the mortgage criteria needed for the loan approval.
Besides being so passionate about the mortgage industry, I love shopping & basketball. I have a great eye for fashion, I have many connections in the fashion industry, that keep me up to date about all the new fashion trends! So if you ever need any fashion advice, I am your girl to guide you to the right resource as well! Basketball has been a part of my life since I was born. Back in 2009, I had received an academic scholarship for basketball, to Holy Names University in Oakland, CA. At HNU I received my Bachelor of Arts in Business Management. I am so very grateful for Holy Names. It was one of the best experiences I’ve ever had in my life! I encourage everyone to NOT accept that education is just another expense. Getting an Education is an experience that you get to remember for the rest of your life. It's about the people you meet, the connections you make, on your way to becoming a college graduate, that really makes you thankful, that you went to college in the first place. Another reason I love being in the mortgage industry, I truly love people and I love building relationships for a lifetime, not part time.
Your Caring & Trusted Mortgage Advisor,
Suman Kaur Bains

We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
-
Step 1 Connect with a Loan Expert
-
Step 2 Get Pre-Approved
-
Step 3 Make Offers
-
Step 4 Lock in your Preferred Rate
-
Step 5 Move in to your new home
-
Step 1 Connect with a Loan Expert
-
Step 2 Lock in your Preferred Rate
-
Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
-
Fixed-rate Mortgages
-
Adjustable-rate Mortgages
-
Interest-only Loans
-
Jumbo Loans
-
FHA
-
VA Loans
-
USDA Loans
-
Reverse Mortgages
Speciality Products
-
Keys On Time Program
-
Secure Lock Program
-
Jumbo Investor Loan Programs
-
Peak Loan Program
-
High Balance Solutions
-
Jumbo Solutions
-
Home Ready
-
Home Possible Advantage
-
STaR Program for First-Responders
-
Doctor Program for Medical Professionals
-
Manufactured Housing Loans