Tim Kozlowski
Mortgage Advisor NMLS# 219291 Licensed in IL
20635 Abbey Woods Court, Ste 301
Frankfort, IL 60423
Branch License Number #1974129
About Tim Kozlowski
Your mortgage is personal, and I understand that.
Branch Manager and Senior Loan Originator with more than 18 years of experience in lending/home financing. Since 2003, I have been successfully navigating clients through the turbulent housing market with my #1 goal being to exceed expectations.
Branch Manager and Senior Loan Originator with more than 18 years of experience in lending/home financing. Since 2003, I have been successfully navigating clients through the turbulent housing market with my #1 goal being to exceed expectations.
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Tim's clients have to say
Ibrahim B
I highly recommend Mrs Brenda William to everyone looking for Forex and Bitcoin trader. Words can't describe the wonderful work you did on my trading account, I am delighted I trusted you and gave you a chance to help grow my $1000 in to $13,000 in just a week, Richard my family and I are forever indebted to you for the financial stability you brought to our home, I advice the entire public to invest with Mrs Brenda William contact her via WhatsApp:+1 (925) 587-4914 Email:brendawilliam784@gmail.com. ... Read More
Jul 13, 2022
Abby R
Tim is extremely knowledgeable. He took the time to explain everything to my husband and I when it came to buying our first home. He was easy to get ahold of and responded to us immediately. We would recommend Tim to anyone and will be passing his information along to family and friends. ... Read More
Apr 21, 2022
Ryan P
Tim was great & easy to work with. Our closing date was expedited to less than 30 days & he went above and beyond to make sure we were staying on track. The loan approval & closing were a breeze! Would defiantly recommend!
Apr 20, 2022
Sean M
Quick and easy refinance. Very transparent and easy to do business with.
Apr 04, 2022
Dustin L
Tim and preferred rate did a great job from start to finish refinancing my home. They were very friendly to work with and helped make the process go smooth.
Mar 09, 2022
Jamie Alberico H
Tim is extremely knowledgeable and always goes above and beyond to assist my clients. I would highly recommend him to anyone needing mortgage financing.
Jan 21, 2020
Cindy B
I recommend Tim very highly. He will take you through the loan process without stress. A true professional.
Sep 21, 2018
Laura Walaski K
Always top notch professional service
Sep 21, 2018
Terri T
Tim & his team are so dedicated to their clients, & get the job done smoothly! Once a pre approval letter was needed for my client, even though he was at the hospital he still sent it out remotely.... My clients will never forget that and neither will I ! Thanks Tim! ... Read More
Jun 29, 2017
